Top 3 conditions that affect eye health
health

Top 3 conditions that affect eye health

Many people face eye health issues at some point in their life. While some of these issues are minor and tend to resolve on their own or with basic treatment, others are severe and require a specialist’s care. There are multiple reasons for poor eye health, which might lead to partial or total blindness. In this article, we have listed the three most commonly diagnosed eye conditions, along with their symptoms and risk factors. Glaucoma Glaucoma is the second biggest cause of permanent blindness among people in the country. The aqueous humor is a watery fluid found in the eye’s anterior chamber where the camera, iris, lens, and pupil are located. This fluid is vital to the functioning of the eyes, as it maintains the requisite pressure called the Intraocular Pressure (IOP) and provides nutrients to help maintain the shape of the eye. An increase in this pressure leads to glaucoma. Symptoms In most cases, glaucoma is asymptomatic and progresses gradually, but the symptoms may appear gradually in some cases. Here are the common signs of this eye condition: Nausea Blurry vision Severe eye pain, along with nausea and vomiting Redness of the eye Headache Tenderness in the surrounding area Viewing halos around lights Risk factors Ethnicity African-Americans face a higher risk of this condition that affects eye health.
Relation between family history and pregnancy
health

Relation between family history and pregnancy

The news of a baby arriving brings an enormous amount of happiness in the family. With pregnancy come the various highs and the lows in the health of the expecting mother. It’s important to remember that family history has an important role in what health conditions the baby may inherit and how parents deal with them. It goes without saying that family & pregnancy are very much related to each other. Causes of complications in pregnancy It is advisable to know about the family history of both the parents so that timely action can be taken against issues such as genetic diseases, birth defects, and developmental disabilities. However, before delving into the relationship between family & pregnancy and the associated risk factors, let’s first look at some of the most common causes of complications in pregnancy. There are several causes that can lead to complications in pregnancy. Complications are health problems that involve the mother or baby or both. Some women experience issues during pregnancy, while some experience pre-pregnancy issues. The following causes of complications in pregnancy are quite common: High blood pressure can cause complications in pregnancy as it becomes hard for the blood to reach the placenta. This plays an important role in providing oxygen and nutrients to the fetus.
Understanding what is gout
health

Understanding what is gout

Gout is a type of arthritis that can affect any person. Generally, it affects the big toe’s base joint and may appear as sudden and severe pain, redness and tenderness, and swelling. Symptoms may appear and disappear at the slightest trigger, but luckily, there are several ways to prevent flares and manage the symptoms. Symptoms Generally, the symptoms of this ailment occur in the middle of the night and include the following: Severe joint pain Although gout generally affects the big toe joint, it may affect any other joint too. Some other affected parts may be wrists, ankles, fingers, elbows, and knees. Individuals usually suffer from severe pain between the first four and 12 hours of its onset. Limited motion range As the disorder progresses, you may lose the normal motion in the affected joints. Lingering discomfort Even after the severest pain passes away, you may feel the discomfort for several days or even weeks. Over a period, the attacks may affect more joints and result in increased discomfort. Redness and inflammation The affected joints are often warm, swollen, red, and tender. Causes Initially, gout is the result of excessive uric acid in the blood, known as hyperuricemia. The higher levels result in the accumulation of urate crystals in the affected joints, which cause severe pain and inflammation.
Diabetes – Symptoms, causes, and risk factors
health

Diabetes – Symptoms, causes, and risk factors

Diabetes is a condition that develops due to high sugar levels in the blood. Insulin, a hormone in the body, helps the sugar in the blood to be transported to different cells of the body. These cells either utilize this sugar for energy or store it for future use. However, in this condition, the body either fails to produce sufficient insulin or is unable to use the insulin that it makes.  Symptoms Some common signs of diabetes (type 1 and type 2) include: Weight loss Blurry vision Fatigue Excessive hunger or thirst Excessive urination Sores, which do not heal easily Men-centric symptoms Erectile dysfunction Low libido Muscle strength reduces Women-centric symptoms Yeast infections Urinary Tract Infection (UTI) Itchy or dry skin Gestational diabetes Usually, a lot of women who suffer from gestational diabetes do not showcase any symptoms. In them, the condition is primarily detected during a routine pregnancy test done between the 24 th and 28 th week. In a few cases, women with gestational diabetes also experience extreme urination or thirst. Causes The cause of diabetes is often dependent upon its type. Type 1 There is no certainty of the exact cause of this form of diabetes. However, what happens is that the immune system tends to attack and further destroy the beta cells, which are responsible for producing insulin in the pancreas.
GERD and its critical aspects
health

GERD and its critical aspects

GERD stands for gastroesophageal reflux disease and is a condition in which the stomach acid rises back into the food pipe and causes a sense of discomfort. Over time, this continuous backwash impacts the esophagus lining and causes heartburn. A lot of people occasionally experience acid reflux and heartburn, but GERD occurs when this problem becomes a lot more frequent. In this article, we will look at the various aspects that need to be considered when it comes to GERD. Signs of GERD There are plenty of signs and symptoms of GERD, and heartburn is the biggest one. Other major symptoms of GERD include Chest pain Difficulty when it comes to swallowing A continual regurgitation of both food and sour stomach liquids A sensation or a lump inside the throat For people who have night-time acid reflux, the common symptoms include laryngitis, chronic cough, or asthma as time progresses. They may also suffer from disrupted sleep. For such instances of GERD and heartburn, we recommend consulting an expert as soon as these symptoms become frequent. Causes of GERD GERD is the consequence of acid reflux and heartburn occurring frequently in the body. When we swallow our food, the circular band of muscles around the esophagus relaxes to ensure that the entire ingestion process happens smoothly.
Hair loss – Its symptoms and causes
health

Hair loss – Its symptoms and causes

Hair loss is a result of problems related to the scalp. However, sometimes, it could be due to other underlying conditions as well. At times, it is temporary, but, in most cases, it is permanent. It could be a result of normal aging, hormonal changes, family history, or medical conditions. When there is excessive hair loss, it leads to baldness. In general, heredity hair loss is the prime cause of baldness. Symptoms Usually, hair loss can occur in a multitude of forms and would depend on the underlying cause. Moreover, it might either occur gradually or suddenly and can hamper either the scalp or the entire body. Some common signs of this condition include: Patchy or circular bald spots In some people, hair loss occurs as a patchy or a circular bald spot either in the eyebrows, beard, or scalp. It might lead to painful or itchy skin before hair fall actually occurs. Slow thinning on the top of the head This is the most prominent category of hair loss and occurs in people as they get older. It has been seen that there is a receding hairline or a loss of hair in men as they grow older. On the other hand, women tend to have a broadening of the centerline in the hair.
Major causes, symptoms, and risks of hearing loss
health

Major causes, symptoms, and risks of hearing loss

When you age, you can experience hearing loss, and that’s fairly common among people. In our country, approximately one-third of the population between the age group of 65 to 75 years have some or the other form of hearing loss. Moreover, every one in two persons over the age of 75 has this defect. Types of hearing loss One that involves the inner ear – Sensorineural One that involves the middle or outer ear – Conductive Combination of the two – Mixed Usually, hearing loss occurs because of prolonged exposure to loud noises or simply as a result of aging. However, with the excessive accumulation of earwax, your hearing might be temporarily reduced. Though hearing loss cannot be reversed, certain steps can be taken to reduce its impact. Symptoms of hearing loss Inability to comprehend words, especially in a crowded or a noisy place Repeatedly requesting people to speak loudly, clearly, and slowly Trying to withdraw from conversations Muffling of sounds Inability to hear consonants Having to keep the radio or the television sound up Causes Build-up of earwax over time When there’s a gradual build-up of earwax, it tends to obstruct the ear canal. As a result of it, the sound wave conduction gets hampered.
Symptoms, causes, and risks of high cholesterol
health

Symptoms, causes, and risks of high cholesterol

Cholesterol can be understood as some waxy substance in your blood, which is needed by the body to build its healthy cells. However, when the cholesterol increases to an uncontrolled level, it can put you at risk of heart diseases. Furthermore, as a result of high cholesterol, there can be a fatty deposit in your body’s blood vessels. Because of this, it gets hard for the blood to flow through the arteries. What can high cholesterol lead to and how does it develop? At times, the deposits break down and lead to a clot formation, which can either result in a stroke or a heart attack. Though high cholesterol mainly develops as a result of your unhealthy lifestyle choices, it can be inherited too. However, it is both treatable and preventable. With the inclusion of regular exercises, a nutritious diet, and proper medication, you can reduce cholesterol levels. Symptoms As such, there are no definitive symptoms of high cholesterol. The only real way to diagnose it is via a blood test. Causes Cholesterol is attached to proteins and is transported into the body via the blood. This amalgamation of cholesterol and protein is known as a lipoprotein. Depending upon what the lipoprotein carries, there are two different types of cholesterol.
Reverse mortgage eligibility and its criteria
finance

Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
finance

Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.

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Top 5 retirement investment funds for your portfolio
finance

Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
finance

Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
finance

All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.
5 easy steps to make a successful VA loan application
finance

5 easy steps to make a successful VA loan application

Veterans or those on active duty can avail of VA loans for any financing purposes. The federal government guarantees these loans. However, to get them, there are specific steps to be followed for successful application. These steps include everything from looking for the best VA loan lenders to maintaining a stable credit score. Here are a few easy steps to make a successful loan application for veterans. 1. Get preapproval for the VA loan With preapproval, you can determine your budget. This process involves telling your VA loan lender about your homebuying goals, employment history, and military service. Some documents required during this process include copies of your driver’s license, DD-214 or Guard/Reserve points statements, recent pay stubs, and bank statements. 2. Look for VA-approved loan lenders Always shop for a lender who is an active participant in the VA loan program. The best VA loan lenders would offer several options and deals. The deals generally differ based on discount points, interest rates, and VA closing costs. If you face any difficulty, a loan officer can help you find the right VA loan lender. 3. Get an eligibility certificate A certificate of eligibility or COE is proof that you have met all the eligibility criteria for the VA loan.
5 reasons to get commercial vehicle insurance
finance

5 reasons to get commercial vehicle insurance

Insurance helps cover unexpected costs and liabilities that may incur in the future. Investing in a decent insurance policy also protects your assets, be it rental or owned. If you are a business owner and own or rent vehicles that transport goods and consumables, you must invest in commercial vehicle insurance for the following reasons. There are several monetary benefits, some that also save tax in the long run. Some of them are mentioned below: Get additional cover Your regular auto insurance may not cover all costs that arise out of accidents or personal injury involving commercial vehicles. Also, most personal auto insurance policies are not valid for liabilities accrued out of vehicles used for business purposes. This is where commercial truck insurance will provide customized, comprehensive insurance suited to your business needs. Follow regulations The law in many states requires business owners to get a commercial vehicle insurance policy. The insurance is mandatory if your business transports goods and hauls heavy-duty equipment. Even if your company provides service from a vehicle, your auto insurance policy will not cover the liabilities. Any business, partnership, or corporation that owns vehicles for commercial use must buy this additional cover. Customized coverage One of the main advantages of buying commercial insurance is that you get custom cover for specific damage, repairs, or the replacement of certain parts.