5 of the best electronic signing software
software

5 of the best electronic signing software

As the world keeps getting increasingly digital, a lot of our paperwork, too, is starting to be processed online. Digital signatures have replaced manual ones to a great extent and thick files have made way for documents that can be downloaded, read, and stored on our computer screens. In this day and age, there is a need for a system that is well-equipped to manage the signing of a large number of electronic documents. Here is a list of some of the top electronic signing software to help you make the right choice: Zoho Docs Zoho Docs has been one of the most popular document management systems for a while now. It serves as a repository of all your files and ensures that they remain safe. Apart from acting as a safe storage, it enables you to share all kinds of documents, videos, pictures, and other data online with friends, family, or those from your workplace. You can vet the software by first signing up for a trial version, which lets a single account be shared by 25 users and allots 5 GB of storage space to each user. LogicalDOC Many leading organizations use LogicalDOC as their primary source of storing important electronic documents.
Heart disease – Symptoms, causes, and risk factors
health

Heart disease – Symptoms, causes, and risk factors

Several diseases are included under the umbrella term of heart diseases and are also called cardiovascular diseases. They lead to the blood vessels becoming narrow or getting blocked, which, in turn, can result in a heart attack or stroke or cause pain in the chest. Other heart conditions affect the heart’s muscle, rhythm, or valve. Symptoms The symptoms vary according to the condition diagnosed. The symptoms of common cardiovascular diseases are discussed below. Symptoms of atherosclerotic disease Pain in the chest or feeling a sense of tightness or discomfort in the area Shortness of breath Limbs feeling numb or severely cold if the blood vessels have narrowed in the area, as it affects blood circulation Pain in the jaw, back, upper abdomen, or neck Symptoms of abnormality in the heartbeat or arrhythmia Fluttering sensation in the chest Racing or slow heartbeat Discomfort or pain in the chest Feeling dizzy or fainting Light-headedness Symptoms of heart defects or related conditions Skin color turning blue or pale gray Abdominal swelling or swelling in the area surrounding the eyes Shortness of breath while feedings in case of an infant Symptoms of dilated cardiomyopathy Breathlessness Swelling in the legs, feet, and ankles Feeling a sense of fatigue and dizziness Irregular heartbeat Symptoms related to heart infections Fever Shortness of breath Feeling weak Change in the heart rhythm Persistent cough Skin rashes Causes The causes vary depending on the type of heart disease one is affected with.
Symptoms, causes, and risk factors of immune system disorder
health

Symptoms, causes, and risk factors of immune system disorder

The immune system is referred to as the defense system that protects the body against different kinds of diseases. The stronger the immune system, the higher will be the chances of the body staying away from diseases. Suffering from immunodeficiency or immune system disorder is a cause of concern and must be immediately addressed. Symptoms Cold hands If the blood vessels suffer from inflammation, it gets difficult for the ears, toes, fingers, and nose to stay warm. The affected portion of the skin turns white. Slowly, the color changes into blue when these areas are further exposed to some cold object or atmosphere. When the flow of the blood becomes normal, the skin turns back to red. Medical experts refer to this as the Raynaud’s phenomenon. It is one of the most commonly observed symptoms of immune system disorder. Dry eyes When a person is suffering from an autoimmune disorder, his immune system, instead of protecting his body against diseases, attacks it. Lupus and rheumatoid arthritis are two of the most common examples of this condition. People who suffer from an autoimmune disorder tend to have dry eyes. The person will feel the presence of some grainy object when this happens.
Common joint conditions and their symptoms and risk factors
health

Common joint conditions and their symptoms and risk factors

Joint conditions are commonly associated with increasing age, but they can also be a result of injuries or may develop due to other medical conditions affecting bone and joint health. Arthritis, a commonly diagnosed joint condition, has over 200 types. Depending on the severity of the disease, these conditions can also affect a patient’s quality of life. Read on to know the symptoms, causes, and factors that increase one’s risk of developing joint conditions. Symptoms of joint conditions The following are some of the symptoms that most joint conditions are accompanied by: Joint stiffness Weakness in the joints Inflammation, swelling, and redness of the affected joint Limping due to pain and stiffness Joint getting locked Tearing of the cartilage Commonly-diagnosed joint conditions and their causes Osteoarthritis This form of arthritis involves the wear-and-tear of the joint’s cartilage, which means the risk of developing this disease elevates with age. The cartilage plays the role of a cushion between the bones in order to prevent friction that can cause damage. Damaged cartilage due to this condition results in the bones losing their protection and clashing, causing pain and restricting movement and flexibility. This usually occurs gradually, but it can also develop suddenly in the case of an infection or injury.
All you need to know about menopause
health

All you need to know about menopause

Menopause marks the end of a woman’s menstrual cycles. It is typically diagnosed after a year of no menstrual periods, but it begins much before that. Menopause occurs in your forties and even fifties, but the average age when it occurs in the US is 51. While it is a natural and biological process, the physical symptoms and the hot flashes may cause disruptions in your sleep and even affect your emotional health in general. There are plenty of treatments available. But, to get started, you need to know what the condition looks and feels like. Here are the symptoms, causes, and complications related to menopause. Symptoms of menopause In the time leading up to menopause, you may experience some common symptoms such as irregularity in periods, dryness in the vagina, as well as hot flashes. Some people also experience chills, sleep problems, mood swings, and night sweats. Weight gain and slowed metabolism are two other symptoms that commonly occur with menopause. Menopausal women may even experience dry skin and thinning hair on a regular basis. However, this is not to say that all women experience these symptoms. Different women go through different issues. Depending on your health in general, you may experience varying levels of symptoms.
Mental health conditions – What you should know
health

Mental health conditions – What you should know

Millions of people live with different types of mental illnesses and health problems. These include obsessive-compulsive disorder, social anxiety, and personality disorders. All of these come under the umbrella of mental health. In this article, we will cover the symptoms, causes, and risk factors of some common mental health disorders such as obsessive-compulsive disorder (OCD), post-traumatic stress disorder (PTSD), and clinical depression to help you understand them better. Symptoms The common symptoms of mental health disorders include: Obsessive-compulsive disorder People with OCD may present the following symptoms: Constant fear of contamination and extra emphasis on cleanliness Signs of hoarding and counting belongings continuously Signs of excessive concern toward personal safety Post-traumatic stress disorder Somebody suffering from PTSD may show the following symptoms: Constantly suffering through intrusive memories Negative patterns in mood and mindset Trying to avoid thinking of the traumatic event Feeling changes in emotional and physical reactions Clinical depression The symptoms of clinical depression include: Being moody and experiencing different emotions, such as aggressiveness, anxiousness, and restlessness Adverse effect on sexual life A decline of cognitive abilities Poor sleep patterns If you notice any of these symptoms, we recommend consulting with a mental health doctor immediately. Causes The common causes of any mental health disorder include the following:
Types of pain and management techniques
health

Types of pain and management techniques

The technique of pain management depends on the cause of the pain. If the cause is nerve root irritation from a herniated disc, wherein the pain radiates down the length of the leg, it can be treated with an epidural steroid injection. On the other hand, pain can be severe, like due to an inflamed appendix, for which surgery or other invasive measures are required. Let’s look at the various causes of pain and ways to manage it. Main causes of pain The common causes of pain are: Cancer Lateral epicondylitis Plantar fasciitis Piriformis syndrome Torticollis Myofasciitis Post-herpetic neuralgia Compression fractures Coccydynia Peripheral nerve damage Infections, ulcers, or open sores Headaches How is pain management possible? The management and treatment of pain can be undertaken by knowing its history and other details like its duration, intensity, and relieving and aggravating conditions. Only after all this is understood, effective pain management can be undertaken by a medical examiner. So, one should disclose all relevant details to their doctor at the time of consultation. Types of pain The main types of pain are: Nociceptive pain: This is triggered due to tissue injury and can be acute or chronic. It can be somatic or visceral; while the former is limited to the tissues, the latter stems from damage to internal organs.
What you need to know about dehydration
health

What you need to know about dehydration

Dehydration is a condition in which the body loses more fluid than it takes in. As a result, the body does not have enough fluids to carry out its regular functioning. If you do not replace these lost fluids, then your body will get dehydrated. Anybody can become dehydrated, and the condition can be quite dangerous for both adults and children. In the following article, we will discuss the different aspects of dehydration, to help you understand it better. Symptoms of dehydration The common symptoms which point to cases of dehydration may differ based on age. In infants or young children, symptoms such as dry mouth or tongue, are the earliest indicators of dehydration. Having no tears while crying is also one of the signs to watch out for. Sunken eyes and cheeks are other indicators of dehydration in infants. In adults, different symptoms may point toward dehydration, including extreme thirst and infrequent urination. Dark-colored urine, fatigue, and dizziness are some of the other symptoms to watch out for. Causes of dehydration In most cases, dehydration can occur for the simplest of reasons. To start with, you may not be drinking enough water because you may be busy or sick.
Chronic fatigue – A brief overview
health

Chronic fatigue – A brief overview

Chronic fatigue is a type of condition in which one experiences extreme fatigue and tiredness. It does not go away with rest and can even be caused due to an underlying condition. Medically, this disorder is also referred to as myalgic encephalomyelitis or systemic exertion intolerance disease. Chronic fatigue symptoms The main symptom of this disorder is a kind of exhaustion, which can result in flu-like symptoms. When one undertakes physical activities, one may not have any energy for other activities. Research indicates that people who have this disorder tend to have a varied physiological response to any kind of physical activity. So, some common symptoms can include the following: Having extreme tiredness Having joint pain or muscle pain Having frequent headaches Feeling dizzy or extremely sick Irregular heartbeats or having a fast heartbeat If someone experiences any of these symptoms, we recommend consulting a medical expert for a proper plan of treatment. When one has the right information, it is easier to understand the reason for constant fatigue. Chronic fatigue causes Chronic fatigue has a lot of different causes. However, experts say that there is no fixed reason. Instead, there are plenty of triggers for it. For instance, certain factors can increase the chances of developing chronic fatigue.
Depression – Symptoms, causes, and risk factors
health

Depression – Symptoms, causes, and risk factors

Depression is a mood disorder that can cause a prolonged feeling of gloominess or sadness, and the most commonly diagnosed type of depression is clinical or major depression. It can directly impact how one feels, behaves, and even thinks about situations and people. Additionally, it can lead to several physical as well as emotional issues. People with depression may find it extremely difficult to go about their daily activities and carry out simple tasks like getting out of bed or brushing their teeth. Depression warrants medical and psychological intervention to fight the symptoms and improve the quality of life for the patient. In this article, we will cover different aspects of this disorder. Symptoms of depression People tend to experience multiple episodes of this disorder. Some of the common symptoms they exhibit during these episodes are constant feelings of tearfulness, emptiness, or sadness. Frequent outbursts of anger and frustration and constant irritability are also common signs of a depressive disorder. Also, one may lose interest in their hobbies or other activities they liked to indulge in earlier, and depression may even manifest in the form of low libido. People with depression may also experience constant tiredness or lack of energy, so the smallest of tasks can take a lot of effort to complete.

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6 high dividend ETF funds you can invest in
finance

6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
finance

Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
finance

Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
finance

Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
finance

All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.