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Business class flights and its features
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Business class flights and its features

All of us have daydreamed about traveling business class when we make a steady shuffle from business class to economy. Yes, it lures us with its spacious cabins, and luxe and cushy comforts. So, is it worth flying in a first-class or business class flight? Let’s discuss some of the best business class flight features that will prove that it is worth every penny. Priority check-in For travelers traveling business class, the check-in process is a lot more convenient and easier. You don’t need to stand in the long queue to finish your check-in procedure. Go ahead and sit down at the waiting room seat while the staff handles the check-in for you. Extra baggage allowed Now, this completely depends on the policy of the airline. However, irrespective of the airline you are traveling with, the permissible baggage allowance for a business class is certainly more than economy class travelers. So, if you are a shopaholic, it could be a huge plus. Access to the special lounge Ahead of the boarding time, business class travelers can wait in the exclusive lounge dedicated to them. Again, it might vary from airline to airline and airport to airport, but in most lounges across the globe, you’ll get scrumptious snacks and food.
Planning a cruise around the coasts of North America
travel

Planning a cruise around the coasts of North America

For holiday goers and frequent vacationers, cruise holidays around the North American continent are an excellent choice. Cruising along the west or the east coast of the beautiful continent is truly a delightful experience and lets you experience the culture uniquely. Fortunately, there is a myriad of different cruise vacations available all around North America. Here are our top choices: Eastern Coast of North America There are several things to do during your cruise holiday to the eastern coast of North America. It is not only ideal for a memorable cruise holiday, but is also a great pick for luxury holidays, family trips, honeymoons, luxury holidays, and even an activity-based holiday. In the cruises around the eastern coast of America, you’ll mostly cover South Carolina, Boston, Florida, New England, as well as New York in the United States of America, and Nova Scotia and Montreal in Canada. Western Coast of North America As for the Western Coast of North America, there’s an equally exciting range of things to do. On your cruise, you can take an exciting and fun family trip to Vancouver, venture the lively and vibrant San Francisco city, relax and unwind on the beaches in California, enjoy a wholesome experience along with fantastic music in Seattle, or take a tour around various ports like those in British Columbia, Oregon, or Washington.
Top 4 luxury hotels in Boston that are stay-worthy
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Top 4 luxury hotels in Boston that are stay-worthy

Be it for college visits, business travel, love for history and art, or the delicious food, several thousands of people visit Boston annually. Now, the good thing about Boston is that, much like most of the other aspects, the city has some of the finest range of hotels. Of course, you can find a hotel to cater to your budget, but if luxury is what you seek, our selection of the top four luxury hotels in Boston will certainly excite you. Four Seasons Hotel Known for its incredible health club, phenomenal service, a beautiful park-front location, clean pool, 273 spacious and luxurious rooms, and an iconic restaurant serving lip-smacking delicacies, the Four Seasons Hotel in Boston attains a well-deserved number one spot in this list. The guest room bathrooms are also great, superior to the ones you’ll find in some other top-notch hotels of Boston. Nonetheless, the service you get is unprecedented. The hotel staff pays attention to the minutest details and is proactively helpful. Furthermore, the iconic location of the hotel, right next to the city’s Public Garden, only adds to its charm and beauty. Mandarin Oriental Founded in the year 2008, the beautiful Mandarin Oriental is rightfully a close second on this list.
10 symptoms that indicate pregnancy
health

10 symptoms that indicate pregnancy

For women trying to conceive or wondering if they may be pregnant, one of the first signs to watch out for is a missed menstrual cycle. Although several other symptoms can point to the possibility of a pregnancy, it’s always best to visit a doctor for confirmation. Read on to know the common symptoms of pregnancy: Missed period If a woman in childbearing years experiences a delay of over a week in her menstrual cycles, it may indicate pregnancy. That being said, missed or irregular cycles could also be a result of health issues like thyroid problems. So, women should also keep an eye out for the other symptoms mentioned here. Fatigue Being more tired than usual could be an early symptom of pregnancy. When a woman is pregnant, the progesterone levels in her body rise, which causes her to feel sleepy and tired. Frequent urination During pregnancy, the quantity of blood flowing in a woman’s body increases, causing the kidney to work overtime. This places extra pressure on the bladder and leads to more frequent urges to urinate. Nausea or morning sickness This may be accompanied with or without vomiting, and this pregnancy symptom is also known as morning sickness.
4 common sexual conditions and their symptoms
health

4 common sexual conditions and their symptoms

Sexual conditions or sexually transmitted diseases (STDs) generally affect a person through sexual contact. STDs are caused by bacteria, parasites, or viruses, which mainly enter the body through semen, blood, or other bodily fluids. They can enter the body non-sexually too; for instance, an affected person’s blood is used during a transfusion or if they share a needle with a person who has any form of STD. Herein, we discuss the various symptoms of a few sexual conditions. Symptoms STDs may have a range of symptoms or no signs at all. It mainly depends on the type of STD one may have. Here is a list of some common forms of sexual conditions and their symptoms. Chlamydia It is a bacterial infection that affects the genital tract. The symptoms may start to show a few weeks after the exposure. The most common symptoms include painful urination, abdominal pain, discharge from the penis, pain during intercourse for women, and testicular pain. Gonorrhea This is another bacterial infection that affects the genital tract, mouth, eyes, throat, and anus. Sometimes, the symptoms may take 10 days to show, or even months. The common symptoms of gonorrhea are thick or bloody discharge from the vagina or penis, burning sensation or pain during urination, heavy menstrual bleeding, swollen testicles that pains, painful bowel movements, and anal itching.
Understanding skin problems and some diseases that cause them
health

Understanding skin problems and some diseases that cause them

Skin problems are of several types, with varying symptoms and triggers. They don’t always last for a long time, and some skin diseases can be almost painless too, albeit mentally and emotionally traumatizing. As they’re so common, there are well-established treatments for almost all skin diseases. However, there is still a lack of proper knowledge about what can trigger them. Read on to understand the skin issues better. Symptoms There are various symptoms of skin conditions, depending on the type of issue you have. However, you must keep in mind that skin roughness or blisters may not be caused by skin-related issues at all. These can be caused by wearing a new shoe or a rough fabric. Some of the symptoms that are actually caused by skin problems include white or red raised bumps, an itchy or painful rash, rough skin, ulcers, peeling skin, open lesions, cracked and dry skin, fleshy bumps, discolored patches, changes to the mole size or color, warts, excessive flushing, and loss of the skin pigment. Causes The skin problems can be caused by a variety of reasons. The most common ones include bacteria that are trapped in hair follicles or skin pores, microorganisms that are living on your skin, different viruses, weak immunity, coming in contact with irritants or allergens, genetic factors, a variety of illnesses, and certain lifestyle-related factors.
Sleep disorder – Its types, symptoms, causes, and risk factors
health

Sleep disorder – Its types, symptoms, causes, and risk factors

Sleep disorder is a medical condition that adversely affects your regular sleeping pattern. It has a direct impact on your health and the quality of sleep. This, in turn, paves the way for several other health problems and makes it difficult for you to go about your day-to-day activities. Types of sleep disorders Insomnia This is a condition in which a person finds it difficult to fall asleep at night or during other hours. Sleep apnea It is a condition in which a person suffers from irregular breathing patterns when they are sleeping. There are different types of sleep apnea. Restless legs syndrome It is a form of sleep disorder that is also referred to as Willis-Ekbom disease. It causes an unnatural and discomforting sensation in the legs. You also feel an uncontrollable urge to move your legs when you are trying to sleep. Narcolepsy This is a condition in which a person feels tired and sleepy throughout the day. Symptoms of sleep disorder Finding it difficult to sleep A sense of fatigue during the day Feeling a strong urge to sleep during the day even after sleeping for a good number of hours in the night Feeling irritated Suffering from anxiety Not being able to concentrate Suffering from depression Causes of sleep disorder Allergies Different kinds of allergic reactions, like cold and sneezing, make a person uncomfortable while sleeping.
Symptoms, causes, and risks of peptic ulcer
health

Symptoms, causes, and risks of peptic ulcer

Peptic ulcer affects about 4.6 million Americans every year. Peptic ulcer results in open sores forming on the upper portion of the small intestine and the inside lining of the stomach. The first one is known as the duodenal ulcer, and the second type is known as a gastric ulcer. Read on to know more about its symptoms, causes, and risks associated with this condition. Symptoms of peptic ulcer If you feel a burning pain in the stomach, then it can be a sign of peptic ulcers, as it is the most common symptom of the disease. The pain can get worse at night or between meals. The acid in your stomach makes it worse. Other than the pain, some other common symptoms of peptic ulcers include feeling bloated or full, intolerance to fatty food, nausea, and heartburn. Apart from these, the other signs may include: Vomiting with the presence of blood Presence of dark blood in the stool Trouble in breathing Feeling faint Nausea Sudden weight loss Change in appetite Taking acid blockers can relieve the pain temporarily. If it keeps coming back, you need to contact your doctor. Causes of peptic ulcer Stomach conditions may have a variety of causes, which is true for peptic ulcers too.
Top 6 cable TV service providers you can pick from
services

Top 6 cable TV service providers you can pick from

In American households, television has always been regarded as the most quintessential requirement. Since its initial arrival back in the 1900s, TV connection and its range of channels has come a long, long way. In this article, we’ll share with you six of the best cable service providers of today. DIRECTV At number one on our list is DIRECTV, which is the most prominent TV cable provider in the country. It offers you more than 200 channels that have networks all across Latin America and the US. With them, you can choose from different package schemes, and you can add or remove the premium channels, as required. Even the most basic package has more than 60 channels, payable at $35 a month. Sports lovers will especially enjoy the bumper sports-centric packages offered by DIRECTV. DISH If there’s a hot favorite in the TV provider industry, then it has to be DISH. The company started back in the 1980s and is today a Fortune 250 brand. It is primarily appreciated by customers for its premium but affordable plans that give you access to channels for movies, sports, and TV shows. With DISH, you can get a basic package of 190 channels for $59.99 per month.
Top internet services for a seamless user experience
services

Top internet services for a seamless user experience

Whether you want to browse the Web, download your favorite movies, or stream your some shows, you will need a reliable and fast internet connection to enjoy a seamless and lag-free experience. But how do you ensure this? You can choose from among the many internet services that offer amazing speeds, customer service, and user experience, as mentioned in the list below. AT&T AT&T is widely known for having an unquestionably good customer service. In fact, it has, over the years, won several awards with respect to its customer experience, wireline service, and more. AT&T Fiber, the brand’s fastest internet plan, can deliver up to 1,000 Mbps of speed in certain cities. It is ideal for streaming or downloading heavy files and media, and works via networks that are fiber-optic. In case you have a smaller home and your region is not eligible for AT&T Fiber, you can avail of a digital subscriber line (DSL), which is a good option for lighter web use. Verizon Verizon is popular for having the best-in-class fiber internet connection. As per a 2018 report by the Federal Communications Commission (FCC), the speeds the company offers are higher than what it advertises. Verizon is a great choice for internet activities like online gaming, video conferencing, and video streaming.

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A look at some of the best free investment advisors
finance

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
finance

Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
finance

Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
finance

6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
finance

Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.

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6 high dividend ETF funds you can invest in
finance

6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
finance

Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
finance

Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
finance

Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
finance

All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.