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Popular Volvo car deals and discounts
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Popular Volvo car deals and discounts

When you think of sturdy cars that will last you a lifetime, one of the brand names that comes to mind is Volvo. Volvo offers a wide range to its customer base with options ranging from sedans, SUVs, wagons, and crossovers. What’s even better is that we now have new 2021 Volvo car deals with never-before-seen offers and exciting options. We have listed some of the offers that you can avail of. For updated information, do visit Volvo’s official website. Finance offers Volvo is offering you 1.99% APR for different time limits with options starting at 24, 36, 39,42, 48 up to 60 months. This offer is available for qualified customers who meet Volvo Car Financial Services (VCFS) credit standards. The down payment may vary for different models and will also depend on your credit qualifications. This offer is available for select models and could vary from location to location. To understand more and check your eligibility, connect with a dealership near you. Cash offers On certain models and at the discretion of some dealers, Volvo is offering cashback up to $2750. Some of the cashback offers are applicable only for those looking for retail purchases and not for leasing the car.
7 mistakes to avoid when buying auto insurance
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7 mistakes to avoid when buying auto insurance

Getting the right auto insurance is as important as finding the right car. But there are many pitfalls when buying auto insurance that can prevent you from getting the best coverage and cost you hundreds of dollars a year. To avoid getting stuck with paying high insurance bills over the years, here at the mistakes below and be sure to avoid these when buying auto insurance. Buying the minimum liability coverage Although every state has its minimum coverage requirements, this does not include the full cost of a crash. Purchasing the minimum legal protection implies that you are willing to pay for the remaining difference between your total liability and coverage. Getting more protection to help you relieve any liabilities is always a better idea. Buying too much coverage Like buying too little coverage is a mistake, getting over-insured also does not make sense and is a waste of money. For example, an older vehicle will not require a collision and comprehensive coverage. Also, beware of policy add-ons as well. If you are already a member of an automobile club, you do not need roadside assistance and towing. Pay attention to what you have and what is covered in the insurance policy to avoid paying extra.
5 errors truck drivers should avoid while on the road
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5 errors truck drivers should avoid while on the road

Driving a truck is no simple business as it involves many risks. Nearly all goods shipped across the country from major ports make their way inland after being brought in by a network of heavy-duty vehicles. It is a reason why truckers get paid big for long-haul cargo. The freight’s value also determines how much money can be made in a single trip. However, first-time drivers should be wary of some rookie mistakes during trips. Misgauging distance Big rigs take more time to come to a complete stop, especially at high speeds. Not gauging the distance properly could lead truckers to careen into the vehicle in front. This could even happen while changing lanes without leaving space for the trailer in the back, as it will swerve sharply at high speeds. Breaching speed limits Driving fast is necessary to maintain the highway speed limit. But that does not mean one should drive rashly. It is also not very cool to tailgate other vehicles and prompt them to speed. If the driver ahead loses control, this could result in a catastrophic accident. Sleep deprived driving When it comes to truck driving, deadlines are a crucial factor. But truckers are more likely to make silly driving mistakes that could result in a major accident if they don’t take adequate time to relax and cool down.
6 factors to consider when buying an SUV
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6 factors to consider when buying an SUV

SUVs, also known as sports utility vehicles, are large, family-sized vehicles frequently seen on the road. They are among the safest and most spacious cars on the market, and because of their excellent fuel economy, they are also suitable for daily use. There are too many factors to consider when selecting the right type of car, which can make the process tedious. Here are the top features to look for when purchasing an SUV. Size requirement The majority of SUVs can seat at least five people. Many mid-sized and full-sized models come with a third-row seat option, bringing the total number of seats up to six or eight. However, cargo space in three-row SUVs is limited when the third-row seats are upright. Knowing what size you need before going to the dealer will make the process much easier. Type of SUV There are two types of SUVs: crossovers and conventional. Crossovers are often smaller and have better handling like a car, whereas conventional vehicles drive more like trucks and frequently have more power or towing capacity. Consider either, depending on your driving style and whether your new vehicle will be hauling trailers or heavy loads. Safety options Another important factor to consider when buying an SUV is its overall safety.
4 safest SUVs to buy in 2023
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4 safest SUVs to buy in 2023

The first thing people tend to look for when buying an SUV is the list of its safety features. Safety is key in determining whether a car will make the cut. Luckily, you don’t have to be the sole judge of whether or not the functions provided are good enough. Organizations like IIHS and NHTSA do the hard lifting and test these cars for us. And their ratings help determine which are the safest rides. 2022 Tesla Model Y Like the other SUVs on this list, the Tesla Model Y has a high rating from both IIHS and the NHTSA. The base models come with the standard safety features you expect from a modern-day SUV. However, if you wish to experience the car’s self-driving capability, it would require shelling out an extra $10,000 or more. The package unlocks parking assistance, autonomous lane changing, traffic light assistance, and other similar features. 2022 Mazda CX-5 The 2022 Mazda CX-5 was awarded a five-star safety rating by the NHTSA. Digging deeper, we found that car got five stars for the rollover test and four for the side and front crash tests. It was also named in the top safest SUVs list by the IIHS.
5 pre-owned SUVs popular for their reliability
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5 pre-owned SUVs popular for their reliability

One cannot stress the importance of reliability when it comes to buying an SUV or any used car, for that matter. The automobile might get you the best mileage, looks, features, and performance. But it can get annoying if the vehicle breaks down regularly or needs you to shell out more on repairs than the amount spent on purchasing the SUV. So if you’re shopping for your first used SUV or upgrading to one, here are five reliable options to consider. GMC Terrain The GMC Terrain is one of the most reliable SUVs when it comes to buying a used model. It comes with premium interiors and seating that can carry five people from one destination to the next comfortably. The ride quality of the GMC Terrain is smooth and packs an efficient engine. Customers should be able to purchase a pre-owned model between $19,000 and $28,000. Toyota Highlander The Toyota Highlander is a reliable SUV that is suitable for families. The vehicle is flush with technological features, high-quality interiors, and a powerful standard V6 engine. The Highlander is also awarded a five-star overall safety rating by the NHTSA. Customers can get a pre-owned Toyota highlander starting at $40,000 based on the model they pick.
6 mistakes to evade while buying an e-bike
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6 mistakes to evade while buying an e-bike

Bicycles have become increasingly popular in the last few years. While people looked for ways to stay fit outside the gym and alternatives for public transportation, the sale of e-bikes rose by leaps and bounds. Rising gas prices further fueled the e-bike trend. With price tags ranging between $1,000 to $10,000, an e-bike is a serious investment. Here are six mistakes to avoid when looking for the right electric bike model for yourself: Buying the least expensive bike Quality is worth paying for when purchasing an e-bike. Cheap parts can wear out within the first 500 miles, and replacement parts may be difficult to source. So instead of buying the cheapest option, look for one that offers great quality and an attractive warranty. Not comparing batteries E-bike batteries differ in output based on their brand and manufacturer. So before making a purchase, check the peak voltage and amp hours to find the best fit for your biking needs. Not understanding drive system differences E-bikes generally offer two different drive systems – mid-drive and hub motors. Mid-drive systems are typically lighter, more efficient, and a natural extension of your efforts. They are easy to drive on flat grounds. On the other hand, hub motors are typically heavier but more powerful for hill climbing.
4 mistakes rookie truck drivers should avoid
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4 mistakes rookie truck drivers should avoid

Rookie truck drivers take a while to develop the finesse and expertise required in the profession. However, this means rookie truck drivers need to look out for common mistakes and learn how to avoid them. While they could learn from experienced drivers, certain big lapses are difficult to avoid regardless of the driver’s experience. These errors can cost the company and prove incredibly unsafe for the drivers and other vehicles on the road.  Not following the speed limit Speed limits marked on the side of the road are not merely suggestions; following them is a legal requirement. They are essential for the driver’s safety and that of everyone else on the road. However, avoiding speeding is equally important when steering around corners. One should make a note of the speed limit, as it can change over time depending on if there is construction nearby or the road conditions. Overlooking road signs Road signs keep people safe and guide them on their journey. Ignoring or neglecting these signs is a common mistake rookie drivers make. It is important to understand road signs to avoid accidents or getting pulled over by the police.  Not managing stress Driving trucks can be a challenging career when one does not manage the stress associated with the job.
Common mistakes to avoid when operating a power station
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Common mistakes to avoid when operating a power station

Running a power plant is a huge responsibility as it involves catering to the safety of people working there and catering to a whole population and set of industries that depend on the power plant. With such a job comes enormous responsibility, and some common challenges arise in such a field of work. Here are some things to remember when operating a power plant and how to stay on top of things. Getting complacent The health and safety of the staff are of utmost importance in a power plant. While there is always training provided to the workforce about safety regulations, it is the employer’s responsibility to ensure the work environment is hazardous-free and safe. However, getting complacent with procedures can be a mistake many managers might make. Always keep updated with safety protocols and perform regular inspections and safety drills to ensure no mishaps. No cybersecurity Cybercrime and attacks are a real threat to big industries, and a power station that provides resources to the whole city or state can risk getting hacked. Ensure the operational technology is tested thoroughly and certified to run such a big operation. A cyber attack on a power plant can potentially affect thousands of people, compromising their safety.
Top 8 driving mistakes to avoid at all costs
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Top 8 driving mistakes to avoid at all costs

Not everybody can be a perfect driver on the road. The sheer number of variables, such as traffic rules, pedestrians, other vehicle owners, road conditions, and weather, means that even the most careful drivers make mistakes occasionally. On the other hand, certain driving habits can only be described as reckless, as they can land drivers, pedestrians, and other road users in danger. To avoid that, here are some driving mistakes everyone must try to avoid: Driving slow in the passing lane The high-speed passing lane is for the purpose its name suggests – for vehicles to overtake others and, basically, slam the throttle to get to their destination as soon as possible. Therefore, it is often referred to as a fast lane. Driving slowly on such lanes blocks the traffic and slows down everyone. More importantly, driving slowly on passing lanes can also result in vehicles tailgating each other and unavoidable collisions. What’s more, frustrated drivers who cannot get a move on in the passing lane may end up over-speeding on the inside lane. To avoid such dangerous accident-prone scenarios, drivers must decide the lane to take based on the speed at which they are most comfortable driving their vehicle.

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A look at some of the best free investment advisors
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A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
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Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
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Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
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6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
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Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.

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6 high dividend ETF funds you can invest in
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6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
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Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
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Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
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Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
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All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
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5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.