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4 vehicles with the highest 5-year resale values
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4 vehicles with the highest 5-year resale values

Resale value is one of the most important aspects to consider while buying a vehicle. Generally, dealers and buyers take into account the 5-year resale value of automobiles. Studies suggest that, on average, a vehicle typically retains about 45% of its original value after 5 years of ownership. However, models from reputed and reliable brands have low depreciation rates. Here are a few such vehicles with the best 5-year resale values: Jeep Wrangler SUVs tend to have higher resale values due to their durability and endurance. One such model is the Jeep Wrangler—a compact SUV with good off-roading abilities and a butch, indestructible build quality. It can seat five people. On the depreciation front, the Wrangler loses only 8.9% of its original value after 5 years of on-road usage, making this gas-powered (also available as a hybrid off-road SUV) vehicle one of the best long-term utility assets for buyers across the country. Subaru Crosstrek The Subaru Crosstrek is more urban in its style compared to the gigantic Wrangler. One similarity, though, is the SUV’s excellent 5-year resale value. One can get up to 61% of the original value on selling their Subaru Crosstrek after five years of use. That value, combined with the SUV’s sleek design, powerful engine, and assured driving dynamics, makes this vehicle a sought-after option.
5 mistakes to avoid when choosing a fuel card
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5 mistakes to avoid when choosing a fuel card

If you manage a fleet of cars, you’re well aware that fuel is one of the biggest expenses. Tracking and managing fuel costs is vital to operations, and fuel cards can help you achieve this. These cards are an easier way to purchase fuel and store information like miles per gallon, cost per unit, and odometer readings to avoid fraud or misuse. Avoid these five mistakes when choosing a fuel card for your business: Choosing the cheapest program Although an important factor, money is not the only determining force when it comes to choosing the right fuel card program. Be sure to check your fleet’s requirements and budget before choosing one. Skipping research Before finalizing your purchase, shop around and look into several different fuel card programs. Compare their pricing, terms, discount programs, and other benefits to find your ideal fit. Overlooking associated costs In addition to the cost of the program, it is important to read the finer terms of the contract. This includes any additional fees, benefits, and even customer care. Looking into these details beforehand can help you ensure a smoother experience for you and your fleet drivers. Choosing a card that doesn’t include a line of credit Always opt for a card that offers a weekly line of credit, as this can help you generate cash flow during times of low demand and address any unforeseen circumstances on the road.
4 errors to avoid when purchasing tires
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4 errors to avoid when purchasing tires

An individual who owns any type of automobile, including SUVs or trucks, should carry out regular maintenance to keep the components strong and free from damage. One of the vehicle elements that require addressing is the tires. Buying a new set of wheels might seem simple. However, individuals might sometimes be unaware of things to look for in a tire and regret their purchase later. Therefore, here are four errors to avoid when buying tires. Buying low-speed-rated options A Tire Speed Rating (TRS) determines how much speed intensity the rubber can handle before it gets damaged. For example, a tire with an “H” speed rating can handle speeds up to 130 miles an hour, while an “L” rated one can do only about 75 miles per hour. It is important to pick the right type, as getting one rated for lower speeds might lead to tire bursts. Not considering fitment Fitment includes offset, diameter, and tire width. One must purchase tires that suit the wheel without impacting the inside wall or rubbing along the tire. The incorrect offset could lead to excessive wear and tear and hamper the tire’s lifespan and overall performance. So it is important to get tires that fit right, preferably ones recommended by the manufacturer.
5 mistakes big, small, and pickup truck drivers should avoid
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5 mistakes big, small, and pickup truck drivers should avoid

Starting a career as a truck driver can be exciting and comes with a steep learning curve. Whether driving a big, medium-sized, or small pickup truck, there are some mistakes that a rookie truck driver can make. Some of these mistakes may also have legal and financial consequences; that’s why one should try and avoid them at all costs. Below are the five most common mistakes that new truck drivers must avoid. Driving too fast Rookie truck drivers must always be cautious while driving. Going too fast leads to losing control and leads to unforeseen situations. That is why one must not hurry on the road. It is best to take all the time to reach the destination safely. Adhering to the speed limit and modifying the driving speed according to road conditions can avert disastrous outcomes. Ignoring the road signs Navigation systems can be helpful but may get misleading sometimes. Moreover, they may not give the correct information on speed limit changes on a specific lane. In such cases, road signs can help best, so it is imperative to pay attention to them. Not paying attention when backing up Whether driving a big, small, or a pickup truck, backing up is one of the major challenges on the road.
4 mistakes to avoid before buying an SUV
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4 mistakes to avoid before buying an SUV

Buying a new car, like an SUV, is usually a major purchase decision. It is typically a one-time investment for many who do not plan to switch vehicles for a few years. This means that simply opting for the latest make and model is not enough. You must consider the necessary features based on your and your family’s needs. So, here are a few mistakes to avoid when buying a new SUV: Focusing on the exterior Major brands manufacture compact SUVs, mid-size SUVs, and even luxury SUVs that come with many features and upgrades, each usually better than its predecessor. However, you need to compare features and not just go for only the exterior build and design, as what matters more is the car’s performance, engine, and comfort. Going for unnecessary accessories Premium and luxury cars are already loaded with advanced features. So when buying a new SUV, do not overspend on extra upgrades that the salespeople may make you believe are crucial. Install what is essential as there is always room for upgrades later. Underestimating safety features Modern vehicles, especially SUVs, come with safety features that are a mandate in many states. Some of the crucial safety features you need to consider are automatic braking, stability control, airbags, and sturdier builds.
4 common mistakes to avoid when selling a car
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4 common mistakes to avoid when selling a car

For most people, buying a new car also means selling the old one. When selling an old car, the goal is to get the best price possible, while ensuring financial and personal safety. Although the way of selling cars has transformed in the last few years with most transactions happening online, the process remains similar – pricing the car, advertising it, and then negotiating with potential buyers to complete the sale. As simple as this process sounds, it is easy to get caught up in the excitement of selling your car and make mistakes. Here are the top four mistakes people make when selling their car and how you can avoid them. Not knowing the value of your car Generally, it is not possible to make a great sale or get the best rate without knowing the market value of your car. The value of a used car depends on a variety of factors such as its age, distance traveled, maintenance, accident history, and much more. Apart from checking with dealerships for expected sale values, make sure you also look at local online portals to find a good estimate for your car. Making expensive repairs before selling the car It is natural to think that you may need to make repairs before you sell your car to get a better price.
5 oil change mistakes to avoid
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5 oil change mistakes to avoid

An oil change is an essential part of vehicle maintenance. You can either get it done at the garage for a premium or change the oil yourself with the right set of tools. Although the process seems straightforward, there is room for errors here that can affect vehicle performance. From missing key steps to using the wrong type of oil, here are a few common oil change mistakes to avoid: Overfilling or underfilling the engine You should pay attention to the oil levels and the recommended amount of oil the engine needs. If you fill it up to the brim, the fluid will leak into the gaskets and pistons, stalling the engine. If you add too little oil, excessive friction will damage the engine. You need to add just the right amount as per the user manual. Choosing the wrong type of oil The right oil type can vary depending on the type of vehicle and the driving conditions. Premium synthetic motor oil is built to survive weather changes due to its high viscosity and resistance to oxidation. Some owners may prefer high-mileage oils that improve engine performance and boost mileage. Generic or conventional motor oils, the cheapest option, are ideal for simple engine designs and regular driving conditions.
Top 4 mistakes new drivers should avoid
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Top 4 mistakes new drivers should avoid

Learning to drive can help one commute to different locations independently. For many, driving changes from a necessary skill to a passion. However, since drivers are single-handedly in charge of their vehicles, they must always be vigilant to avoid accidents. Unfortunately, the country witnesses approximately six million car accidents each year. Hence, in addition to understanding the technicalities of driving, new drivers should avoid certain common mistakes to ensure safety: Refusing to wear a seatbelt Seatbelts are meant to ensure that drivers and passengers are safe inside their vehicles, even in the event of a car crash. Thus, drivers should request that all passengers, particularly those in the passenger seats, fasten their seatbelts to prevent the risk of injuries during car accidents or sudden jerks. Speeding As per statistical reports, speeding accounted for 29% of all traffic fatalities in 2021. Individual state legislatures have established specific speed limits for different types of roads. Drivers should look for signs bearing speed limits and follow them to avoid speeding. Texting or speaking on the phone while driving According to data from the American Automobile Association, texting is the cause of 12% of vehicle crashes in the country. Texting typically involves using both hands; moreover, it requires one to comprehend the messages and actively develop suitable responses.
Top 5 Jeep automobiles to consider buying
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Top 5 Jeep automobiles to consider buying

Jeep has been a trusted name in the automotive industry for decades, known for producing rugged and capable vehicles to tackle off-road trails easily. With a wide range of models to choose from, finding the perfect Jeep might be a daunting task. To help you out, here are five top automobiles to purchase from Jeeps, whether an individual is an off-road enthusiast or seeking a daily-use vehicle with a touch of adventure. Jeep Wrangler The iconic Jeep Wrangler tops the list of must-buy Jeeps for its unparalleled off-road prowess and timeless design. Known for its removable doors and roof, the Wrangler offers a true open-air experience that’s hard to beat. It offers features like four-wheel drive and various engine options, including the powerful V6 and even a plug-in hybrid. Jeep Grand Cherokee The Jeep Grand Cherokee is the perfect choice for buyers who desire a touch of luxury along with their ruggedness. This midsize SUV boasts a well-appointed interior, ample cargo space, and a comfortable ride. It’s available with a range of powerful engines, from the efficient V6 to the beastly V8 in the high-performance SRT and Trackhawk models. Jeep Gladiator If one requires the utility of a pickup truck without sacrificing Jeep’s off-road prowess, the Jeep Gladiator is the ideal choice.
4 reliable used trucks to buy
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4 reliable used trucks to buy

Navigating the market to find the perfect used truck can be daunting. Each vehicle has its unique history, character, and capabilities, making it hard to compare and pick one. Whether looking for rugged off-road prowess, impressive towing capacity, or a reliable workhorse for daily tasks, the pre-owned truck segment has diverse options. This post simplifies things by listing a few reliable models, from the timeless classics to the modern powerhouses. Toyota Tacoma The Toyota Tacoma is renowned for its reliability, longevity, and off-road capabilities. It’s a solid choice for those seeking a durable used truck. The vehicle’s robust V6 engine provides ample power, making it suitable for towing and hauling. Its compact size also allows for easy maneuverability in urban settings. Ford F-150 The Ford F-150 is an icon in the world of trucks, known for its versatility and robust performance. It’s available in multiple configurations, allowing buyers to choose the one that best suits their requirements. The F-150 boasts powerful engine options, making it an excellent choice for towing heavy loads. With a reputation for durability and a history of solid resale value, the F-150 remains a top contender in the used truck market. Chevrolet Silverado 1500 The Silverado 1500 is a highly regarded option in the full-size truck category, known for its comfortable ride and high towing capacity.

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A look at some of the best free investment advisors
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A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
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Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
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Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
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6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
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Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.

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6 high dividend ETF funds you can invest in
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6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
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Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
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Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
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Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
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All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
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5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.