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A guide to AAA Roadside Assistance
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A guide to AAA Roadside Assistance

Earlier, when a car broke down or had any malfunction, there was no way one could get help. People had to figure out a way on their own. Unfortunate situations are uncalled for, but having access to no help is what makes these accidents even more gruesome. This led to the birth of the American Automobile Association, also called AAA or “Triple-A.” This organization gave rise to a whole new industry.  What is AAA? AAA, founded more than 100 years ago, is a membership-based federation of motor clubs that provides its members a variety of services, including roadside assistance and travel planning. It was established with the aim of providing timely and meaningful assistance to travelers in need. Members can contact the AAA whenever their car breaks down, or they’re involved in an accident. AAA will use its expertise to recommend the right solutions. Today, millions of people in the country turn to this organization to help them get around and stay safe on the road. AAA membership levels You can benefit from AAA Roadside Assistance only if you’re a paid member. Generally, the annual cost of membership is between $40-$165. The price increases as you go from the standard to premium membership plans.  Here are the three levels of service you can go for:
Top 3 budget-friendly electric cars
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Top 3 budget-friendly electric cars

Electric cars are taking over the minds of many but not as much land in people’s garages. Part of the reason is the hefty price tag that comes attached to buying these green vehicles. Other smaller parts include the lack of performance as compared to old-school fuel-powered vehicles. However, technology keeps making advances, and there are some undeniably tempting options in the electric vehicles industry with some well-loved and preferred names attached to them. Here are some top electric car models and their prices 1. MINI Cooper SE Electric Hardtop MINI Cooper has been one of the favorites among many; it is only obvious that a green car version of the classic would appeal to the masses. For the lucky people eligible to have access to the federal electric car tax, the MINI Cooper SE Electric HArdtop comes at the price of $23,000; for the rest of us, the price lies at $29,900. The car comes with a user-friendly infotainment system, a single electric motor, and stunning exteriors. The charging time to get the battery to full capacity is 5 hours, and it delivers 110 miles of driving range. You can just as quickly charge the MINI at home with a 7.4KW outlet and five hours to spare.
Notable features of the 2021 Subaru Ascent
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Notable features of the 2021 Subaru Ascent

If you’re in the market for a new car, you know it’s important to not ignore Subaru’s biggest vehicle, the Ascent. It’s a three-row SUV designed essentially for families. The Japanese automaker first launched the Ascent in 2019 and has since upgraded it to compete against the latest SUVs from top car manufacturers. In addition to the basic model, the brand-new Ascent comes in three trim variants: Premium, Limited, and Touring. Herein, let’s look at key features of the 2021 Subaru Ascent. Interior room and cargo space The spacious interior of the 2021 Subaru Ascent is one of its highlights. Its three rows of flexible seating offers can comfortably accommodate seven or eight passengers. The second-row captain’s chairs are available on Premium, Limited, and Touring models. With all second and third-row seats down, cargo space in the Ascent increases to a maximum of 86.5 cubic feet. That means there’s ample space for every passenger and their gear. Safety and driver-assistance The Insurance Institute for Highway Safety (IIHS) gave the 2021 Subaru Ascent the highest possible rating, making it one of the safest vehicles out there. The EyeSight® Driver Assist Technology is standard across all Ascent models and is as good as having extra sets of eyes on the road that can do everything from monitoring traffic movement to preventing you from going outside your lane.
Rental rates for Cadillac SUVs across top agencies
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Rental rates for Cadillac SUVs across top agencies

When it comes to renting a luxury SUV, a Cadillac is the first choice for many consumers. After all, they’re well-built, powerful, and ideal for everything from adventure-packed family vacations to showing off. Cadillac Escalade and Cadillac Escalade ESV are the two luxury SUVs from the American carmaker. But there are also other great mid-size SUV options available, such as XT6, XT5, and XT4. If you’re looking for monthly, weekly, or daily rates for renting a Cadillac SUV, you’re in the right place. Below, we’ve discussed rental rates across popular car rentals. Hertz Hertz is one of the largest car rental companies in the country. To find the exact daily rate for renting a Cadillac SUV from Hertz, you’ll need to sign up with them and share specific details like your pick-up location and date. The company will give you a flat $25 discount if you rent a full-size or above car before 31st August 2021. The vehicle is available for pick up at top airport locations, including LAX, Miami, San Francisco, and Las Vegas. Falcon Car Rental The daily rate for renting a Cadillac SUV from Falcon Car Rental is around $325/day. But if you’re renting for the long-term, you can get weekly and monthly discounts of 15 percent and 30 percent, respectively.
Enjoy lease deals on these new Volvo cars
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Enjoy lease deals on these new Volvo cars

Volvo’s recent car launch includes the new S60 and XC90 and these are currently available on lease. The automobile company offers monthly payment at low rates, which means you can drive the top-tier models without having to shell out a lot of money. Leasing a car is a good option for short-term use or to write off tax. With a Volvo, you’ll also enjoy great features, which is a plus. Take a look at the following Volvo cars and new lease deals available. XC90 T5 FWD Momentum The powerful and angular XC90 is available for a monthly payment of $579. It comes with front park assist, wireless charging, and other standard Volvo features, which make it a well-rounded car to have. The lease deal includes destination fee and a lease bonus application of $1800, which is like a prepayment for future charges. You are required to pay $4,979 at signing. You can contact an authorized Volvo retailer to avail of this new Volvo lease deal. S60 Recharge R-Design Expression For a versatile hybrid sedan, go for the S60 Recharge that has a lease deal of $419 per month. Similar to the XC90, the price is inclusive of destination fee; however, in this deal you will get a $6,750 lease bonus application.
Top deals on popular new Volvo SUVs
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Top deals on popular new Volvo SUVs

Volvo is one of the leading automobile brands in the SUV market, know for introducing spacious trim variants. These automobiles are designed with a tough exterior and advanced safety features, providing a smooth and safe ride on all types of terrain. Moreover, the SUV boasts premium interior and seating, ensuring a comfortable ride. The brand also features plug-in hybrid trims in their latest 2021 Volvo car deals. Check out the new 2021 Volvo car deals on the XC90 and XC60. Volvo XC90 If you are in the market for a premium SUV, Volvo brings you the latest offers on its stunning 7-seating XC90 range. Built for speed, designed for comfort, and loaded with smart features, XC90 trim variants start at just $49,000. Check out the new 2021 Volvo car deals on the Momentum and Inscription trims on their official website. The XC90 T5 FWD Momentum is available for a monthly installment of $579 for a period of 36 months. For a reasonable purchase APR of 1.99%, you only pay $4,979 as upfront costs to secure the deal. You can alternatively lease the XC90 T6 AWD Momentum Trim for $639/month with an upfront cost of $5,039 at 1.99% APR. Similarly, the Volvo XC90 Recharge Inscription can be leased for just $695/month at the same APR with $5,095 due on purchase.
6 safest SUVs in 2022
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6 safest SUVs in 2022

A sports utility vehicle, or SUV, has become a go-to choice for many American families. One of the main reasons people consider buying SUVs is that it feels safer than other cars, thanks to their large and sturdy build. Moreover, modern SUVs are loaded with a wide range of safety and driver assistance features, making them incredibly safe and reliable. If you’re in the market for a new SUV, you must consider some latest options. 2022 Acura RDX This crossover SUV from Acura is currently one of the safest vehicles on the market. The automaker has outfitted all trim variants of the 2022 RDX with a suite of safety and driver-assistive technologies, including lane-departure warning, pedestrian detection, lane-keeping assist, automated emergency braking, adaptive cruise control, and traffic sign recognition system. 2022 Volvo XC40 Recharge If you’re looking for a compact electric SUV with excellent safety features, the 2022 Volvo XC40 Recharge should be your choice. It’s equipped with vital safety and driver-assistance features, like lane-departure warning with lane-keeping assist, automated emergency braking with pedestrian detection, and blind-spot detection. The vehicle also has an advanced body structure and a unique battery safety cage that can protect all passengers in a collision.
Top 5 crossover SUVs with superior safety features
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Top 5 crossover SUVs with superior safety features

Crossover SUVs are a popular choice for people looking to buy a new car. They offer more space for both cargo and passengers and are capable of some light-duty towing. A critical factor most people consider when buying a crossover SUV is safety. Thankfully, many models from famous carmakers come with top-class protection and driver assistance features. We’ve compiled a list of the best safe crossover SUVs in this article. 2022 Nissan Rogue The latest Nissan Rogue has been awarded the IIHS TOP SAFETY PICK+ from the Insurance Institute for Highway Safety (IIHS). It’s equipped with impressive standard safety techs, such as automatic emergency braking with pedestrian detection, rear automatic braking, blind-spot warning, high beam assist, rear cross-traffic alert, and lane departure warning. The 2022 Nissan Rogue also features ten strategically-placed airbags and zone body construction, which helps absorb the energy of an impact, protecting passengers. 2022 Mazda CX-5 Mazda is known for highly-safe vehicles, and its 2022 CX-5 is no exception. All-wheel drive is now standard on all CX-5 trims. The car comes with blind-spot monitoring, lane departure warning with lane-keeping assist, rear cross-traffic alert, radar cruise control, adaptive front-lighting system, smart braking system, and driver attention alert system.
Avoid these 4 mistakes when buying an SUV
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Avoid these 4 mistakes when buying an SUV

Buying a new car, like an SUV, is usually a major purchase decision. It is typically a one-time investment for many who do not plan to switch vehicles for a few years. This means that simply opting for the latest make and model is not enough. You must consider the necessary features based on your and your family’s needs. So, here are a few mistakes to avoid when buying a new SUV: Focusing on the exterior Major brands manufacture compact SUVs, mid-size SUVs, and even luxury SUVs that come with many features and upgrades, each usually better than its predecessor. However, you need to compare features and not just go for only the exterior build and design, as what matters more is the car’s performance, engine, and comfort. Going for unnecessary accessories Premium and luxury cars are already loaded with advanced features. So when buying a new SUV, do not overspend on extra upgrades that the salespeople may make you believe are crucial. Install what is essential as there is always room for upgrades later. Underestimating safety features Modern vehicles, especially SUVs, come with safety features that are a mandate in many states. Some of the crucial safety features you need to consider are automatic braking, stability control, airbags, and sturdier builds.  Choosing the wrong arrangement If you can afford to buy, do not lease a car.
4 mistakes to avoid when buying an auto insurance
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4 mistakes to avoid when buying an auto insurance

Purchasing car insurance is never considered necessary unless a mishap takes place. Despite people’s aversion to spending some additional bucks on car insurance, one cannot deny that they constitute an essential component of driving costs. Having acknowledged this fact, customers are only required to avoid specific costly mistakes so that only those car insurances are purchased, providing maximum coverage for a nominal price. This article discusses the common mistakes to avoid while buying auto insurance. Mistakes to avoid when buying auto insurance While selecting suitable car insurance is as essential as choosing an appropriate car, the two decisions are intricately linked. The ambit of one’s car insurance options depends on what vehicle one chooses. On the other hand, the insurance budget determines the range of cars one can afford to drive. Besides, it is illegal to ride without being insured on the roads of most states. So, to choose the right auto insurance plan, here are a few mistakes one must try to avoid at all costs: Purchasing state-mandated minimum coverage As per state mandates, all drivers should get an insurance cover of at least $10,000 to $50,000 for physical injury per accident per person and $10,000 to $50,000 for damages caused to property.

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A look at some of the best free investment advisors
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A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
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Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
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Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
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6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
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Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.

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6 high dividend ETF funds you can invest in
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6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
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Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
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Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
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Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
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All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
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5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.