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5 smart ways to use tablets
Tablets

5 smart ways to use tablets

These days tablet computers can be found almost everywhere, be it in coffee shops, offices, higher education institutions, or even schools. The craze is not surprising at all as it is far more portable than desktop or laptop computers on the one hand and far more useful than smartphones on the other. As it follows, tablets give us both the power and the portability we require for a productive workday. 5 smart ways to use tablet computers Despite the widespread popularity and ubiquity of tablets, some customers still exist who do not know or cannot figure out if they really need a tablet computer or not. However, the question is not entirely invalid as the market is currently loaded with powerful smartphones capable of performing many of the functions of tablets. Besides, there are others who still cannot figure out what to do with their high-profile tablets. For those who belong to any of the categories mentioned above, here are five techniques to smartly use tablet computers: Use the tablet as a second screen Nothing can be better than a tablet to increase productivity, both at home and office. Using tablets as a second screen helps in effortlessly juggling between work and home using features like FlickNote for Android or Simplenote for Apple to keep text notes of every single important detail and piece of information.
5 foods to avoid when dealing with multiple sclerosis
health

5 foods to avoid when dealing with multiple sclerosis

Multiple sclerosis (MS) is a disease that mainly attacks the central nervous system, affecting communication between the brain and body. People with the condition may experience fatigue and issues with vision and movement. As this is a neurological disorder, it can be difficult to determine whether foods play a significant role in activating the symptoms or worsening the condition. Nevertheless, experts suggest avoiding certain foods that can trigger multiple sclerosis symptoms. Foods with trans fats According to health experts, trans fats exhibit inflammatory properties. As foods with trans fats may cause inflammation in blood vessels, they are one of the factors responsible for increasing the risks of heart disease. So, patients with multiple sclerosis must avoid the intake of trans fats s by thoroughly going through the food labels. One should be wary of trans fats found in crackers, pies, baked cookies, and other packaged food items. Additionally, one should also avoid a food item if the label contains terms like “shortening” and “partially hydrogenated oil.” Foods with saturated fats People with multiple sclerosis should avoid saturated fats as they are known for causing inflammation and are associated with an increased LDL or bad cholesterol level. People with MS are known to be at a higher risk of heart problems.
Avoid these 5 skincare mistakes that cause premature aging
health

Avoid these 5 skincare mistakes that cause premature aging

Many people want flawless, youthful skin that will seem ageless over time, and so they turn to glossy magazines, websites, and even friends for anti-aging skincare product recommendations and tips. While certain products can make one’s skin beautiful, they might be making mistakes in their skincare routine that could contribute to premature aging. So, it is important to avoid the following lapses to prevent lasting skin damage and skin diseases: Over-cleansing Even though cleansing is an essential part of one’s daily skincare routine, doing it too often can damage the lipid barrier of the skin. Additionally, it is essential to choose the right cleanser and not just go for the cheaper, more easily available product. According to experts, one must select a gentle cleanser for their face as the facial skin tends to be thin and sensitive. Also, the cleanser should be applied not more than twice per day as over-cleansing tends to dry up the skin, making the fine lines prominent. Not getting enough sleep Sleep is crucial for providing the body with the rest it needs. A good night’s sleep also helps the body repair and recover. So, sleep is crucial for the skin to recover too. When the body does not get adequate rest, one’s skin can feel tired and stressed, which could cause issues like acne, dry skin, and pale complexion, making one look older than they actually are.
4 mistakes to avoid when buying an auto insurance
auto

4 mistakes to avoid when buying an auto insurance

Purchasing car insurance is never considered necessary unless a mishap takes place. Despite people’s aversion to spending some additional bucks on car insurance, one cannot deny that they constitute an essential component of driving costs. Having acknowledged this fact, customers are only required to avoid specific costly mistakes so that only those car insurances are purchased, providing maximum coverage for a nominal price. This article discusses the common mistakes to avoid while buying auto insurance. Mistakes to avoid when buying auto insurance While selecting suitable car insurance is as essential as choosing an appropriate car, the two decisions are intricately linked. The ambit of one’s car insurance options depends on what vehicle one chooses. On the other hand, the insurance budget determines the range of cars one can afford to drive. Besides, it is illegal to ride without being insured on the roads of most states. So, to choose the right auto insurance plan, here are a few mistakes one must try to avoid at all costs: Purchasing state-mandated minimum coverage As per state mandates, all drivers should get an insurance cover of at least $10,000 to $50,000 for physical injury per accident per person and $10,000 to $50,000 for damages caused to property.
Top 20 furniture deals to check out ahead of Black Friday 2022
Furniture

Top 20 furniture deals to check out ahead of Black Friday 2022

Black Friday sales perhaps provide the best opportunity to customers who wish to give their homes a perfect makeover but hesitate because of a budget crunch. Usually, the market remains loaded with various dazzling options, but none match the high price drops characterizing the prime shopping day of the year. In fact, it is on this day that customers can hope to shop more yet save big. Best 2022 Black Friday Furniture Sales This year, the big day is expected to be scheduled for November 25. However, the deals will likely grace the market from the first week of November itself. With November almost knocking at the door, it is better to buck up and start researching some of the best Black Friday furniture sales that are expected to be offered this year. Here are some of the best furniture deals for the year. Sofa Beds Wayfair Wayfair is one of the most sought-after furniture retailers on the market and is famous for extending some fascinating offers on its top picks during Black Fridays. Last year, the retailer offered its in-demand three-seater sofa for a whopping 48% off. This year, too, customers can expect some interesting bargains on similar lines.
Best Black Friday deals on 10 Coffee Makers to look out for
Appliances

Best Black Friday deals on 10 Coffee Makers to look out for

Having a good coffee after a tiring day will provide much relaxation. Having a well-equipped coffee maker for your place at a lower price is a boon. With the Black Friday sales scheduled to take place by November 25, you can get some of the best coffee maker deals this year. Here is a list of the best coffee maker deals that will lure you into buying and saving big bucks this season. Keurig K-Slim Coffee Maker This machine is a good option if you are short on counter space in a kitchen. It is far more compact than standard coffee makers, yet it can still hold up to 12 oz of liquid. It is an excellent option if you need something sturdy yet constrained by space. On Black Friday, you can find this product on sale for more than $40 off. After the discount, you can buy this product for nearly $49.99. Keurig K-Supreme coffee maker This coffee maker is for you if you want a hot brew packed with flavor. It comes with MultiStream technology that helps in saturating the coffee well. It has a reservoir of 66 oz. You can place this coffee maker on any side of the coffee machine.
20 too good to miss Black Friday 2022 appliances deals
Appliances

20 too good to miss Black Friday 2022 appliances deals

Purchasing new home appliances is essential for upgrading one’s living standards. It also implies giving up a good amount of hard-earned money. However, with the prime shopping day of the year knocking at the door, there’s hardly any reason to stress about one’s budget. This year, the biggest sale extravaganza is supposed to fall on the 25th November. However, the offers are likely to flood early, so be prepared rather than regret them later. Best 2022 Black Friday appliances deals On Black Friday, various lucrative bargains are extended on different home appliances to make customers’ day-to-day life hassle-free. However, because the market is loaded with so many options and often turns out to be the hub of scammers during this period, it is better to venture into Black Friday shopping only after being sufficiently informed. Accordingly, the following is a list of the best 20 Black Friday appliance deals for the year 2022: Best 2022 Black Friday washers sales Professional FCW10BSCWHA washer from Farberware Customers wishing for a durable yet efficient washer should look no further than this product from Farberware. This washing machine, with 1.0 Cu of tub capacity, cleaning 7 Ibs of clothes at a time, is expected for up to 25 percent off this Black Friday.
10 Black Friday gaming console deals to expect in 2022
Tech

10 Black Friday gaming console deals to expect in 2022

When comparing gaming PCs and consoles, there seems to be no end to the debate on which one is best for an authentic gaming experience. As far as the variety is concerned, consoles exhibit their excellence. From sports to action, mysteries to arcades, gaming consoles seem to have it all.With the advent of technology, gaming consoles have diversified tremendously, with PlayStation, Xbox series, and Nintendo Switch ruling the market. The options are so many that customers are bound to get confused. Besides, their confusion will likely touch the sky this Black Friday as their favorite gaming consoles are expected to be offered for some never-seen-before deals. To avoid such situations, here are the top 10 best Black Friday deals on consoles that one must try to avail of this year. However, it must be noted that the offers made on these attractive gaming consoles will be primarily determined by their demand. The longer they take to be sold, the higher the price cuts will be. So, make sure to choose accordingly. Nintendo Switch (Standard) The standard model of the Nintendo Switch allows gamers to play on television as well as on consoles with friends and family. Besides, it has a handheld mode that will enable gamers to play anywhere and everywhere, along with multiplayer gaming features.
10 brands to check out for Black Friday fitness equipment sales in 2022
fitness

10 brands to check out for Black Friday fitness equipment sales in 2022

Black Friday will be here soon, bringing many lucrative deals and offers from various brands, retailers, and sectors. Like every year, customers can expect the best deals on furniture, clothing, electronics, and more. But if you are a fitness enthusiast, you might want to check out the offers on exercise equipment. While stores have not announced their plans for 2022, here are ten brands that are expected to have great discounts. Rogue Fitness Rogue Fitness may not have many offers during the year, but the brand lays out an attractive sale on Black Friday. Customers can expect to save money during the entire month of November on their preferred fitness equipment. In 2021, the website had four main sale categories: Hot Deals, Closeout, Boneyard, and Hundo Pricing. Monster racks were one of the best products with only a $75 shipping cost, and non-branded dumbbells were available for only $1! Titan Fitness This is another fitness brand known for offering affordable exercise equipment. Titan’s safety squat bar is a favorite among fitness enthusiasts, and you may get it for a discount this shopping season. Also, anticipate $100 off power racks. PRx Performance Customers running short of space might want to check out the expert-recommended Profile® ONE folding racks on the PRx website.
Top 10 Black Friday offers on home security systems
Home & Garden

Top 10 Black Friday offers on home security systems

With the most extensive sales extravaganza of the year just a few months away, ardent shoppers are bound to be excited. This is the time when the customers can shop in bulk and still save big. Thus, there can be no more perfect time than Black Friday sales to purchase home security essentials. To help narrow down a wide range of options, here is a list of the top ten Black Friday home security deals. Best 2022 Black Friday home security deals Abode For the past few years, Abode has given some incredibly lucrative offers on the Black Friday sales event. From 2018 to 2021, it introduced some significant price cuts in its security system components, cameras, and starter kits. For instance, the Abode Iota Security Kit saw a price drop of more than $100 last year, and the established trend is expected to continue this year as well. ADT Usually, ADT lays out discount offers of up to 10 percent off sitewide on Black Friday. However, in the past few years, it has given out a free security camera and a cut of $100 on professional installation. This is actually good, as ADT’s classic security system does require a professional installation.

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A look at some of the best free investment advisors
finance

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
finance

Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
finance

Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
finance

6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
finance

Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.

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6 high dividend ETF funds you can invest in
finance

6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
finance

Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
finance

Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
finance

Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
finance

All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.