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Best video conference software in 2021
software

Best video conference software in 2021

Conference calls have become necessary, especially as companies expand and onboard employees from different parts of the world. Besides, as the work-from-home culture gains momentum, the reliance on video-calling software has witnessed a further increase. Here, we’ll look at some of the top video conference web software and their pricing options. Zoom Zoom has become one of the most popular video conferencing software recently. You can use it not only for official meetings but also for informal catch-ups with friends and family. The basic plan is free, and you can add up to 100 participants in one call; however, the time limit is capped at 40 minutes. If needed, you can upgrade to a better plan. For instance, the Pro plan costs around $150/year and offers group meetings for up to 30 hours. You can also go for the Business plan or Enterprise plan, which cost $200/year and $240/year, respectively. The former includes recording transcripts and company branding and can host up to 300 participants, while the latter offers unlimited cloud storage and up to 500 people. Google Meet A Google-owned enterprise, Google Meet is famous and easily accessible to anyone with a Gmail account. Like Zoom, Google Meet also offers different pricing and plans besides its free version.
Notable features of the 2021 Subaru Ascent
auto

Notable features of the 2021 Subaru Ascent

If you’re in the market for a new car, you know it’s important to not ignore Subaru’s biggest vehicle, the Ascent. It’s a three-row SUV designed essentially for families. The Japanese automaker first launched the Ascent in 2019 and has since upgraded it to compete against the latest SUVs from top car manufacturers. In addition to the basic model, the brand-new Ascent comes in three trim variants: Premium, Limited, and Touring. Herein, let’s look at key features of the 2021 Subaru Ascent. Interior room and cargo space The spacious interior of the 2021 Subaru Ascent is one of its highlights. Its three rows of flexible seating offers can comfortably accommodate seven or eight passengers. The second-row captain’s chairs are available on Premium, Limited, and Touring models. With all second and third-row seats down, cargo space in the Ascent increases to a maximum of 86.5 cubic feet. That means there’s ample space for every passenger and their gear. Safety and driver-assistance The Insurance Institute for Highway Safety (IIHS) gave the 2021 Subaru Ascent the highest possible rating, making it one of the safest vehicles out there. The EyeSight® Driver Assist Technology is standard across all Ascent models and is as good as having extra sets of eyes on the road that can do everything from monitoring traffic movement to preventing you from going outside your lane.
4 face powders for glowing skin
beauty

4 face powders for glowing skin

Face powder seems like a basic product, but it is very easy to end up buying the wrong item. The reason for this is the lack of knowledge about the ingredients that make a good face powder. It is important to know what they are, as the right ingredients help mattify the face and absorb oil, keep makeup from sliding off throughout the day, and provide a radiant glow. The best face powder formulas also feel light on the skin and go well with blush and foundation. In this article, we’ve rounded up the best face powders based on the ingredients in them. Original Loose Powder Mineral Foundation SPF 15 Made from a combination of titanium dioxide, zinc oxide, mica, and bismuth oxychloride, this face powder sits comfortably on the skin and is also easy to apply. It is lightweight and covers the skin with a natural, luminous finish. The powder is also vegan and can help fight dark circles, as well as fine lines and wrinkles. Airbrush Flawless Finish Setting Powder This face powder boasts of its ability to provide a bright, illuminating finish on the skin. Mica, talc, and silica used in the powder help blur away fine lines and wrinkles and diffuse the light hitting your face.
5 powder foundations that suit oily skin
beauty

5 powder foundations that suit oily skin

Summer, hands down, is the worst season for makeup lovers. You may wait for the season all year long to enjoy outdoor activities, but your full face of makeup may disagree. And if you have oily skin, then you definitely know what we’re talking about. For this reason, we have compiled a list of a few powder-based foundations that will prevent your face from looking greasy. Neutrogena Mineral Sheers Compact Powder Foundation This is the perfect powder foundation for those who prefer a natural look. It’s ideal for oily skin, as it helps control the secretion of oil and also stays in place. The powder is well-pigmented and features a matte finish, and is ideal to be carried on the go. It is available on Neutrogena’s website for $13.99. Maybelline SuperStay Full Coverage Powder Foundation This full-coverage foundation is one that most women rely on for its high pigmentation and bendability. It leaves a matte finish on the skin, making it the ideal powder foundation for oily skin. It is available in 12 shades and can be purchased for $9.99 on Maybelline’s official website. Cover FX Pressed Mineral Foundation This powder foundation does a great job of keeping itself from cracking or melting.
7 trends that are dominating women’s fashion
Fashion

7 trends that are dominating women’s fashion

Shopping isn’t always on our priority list, but that doesn’t keep us from checking what’s in and out with the latest fashion trends. After all, that’s how we know what we are going to splurge and spend on when out on our next shopping trip. Herein, we’ll help you get acquainted with some the newest entrants that are possibly here for the long run. Candy-colored sweatpants As comfortable as the old and tattered sweats feel, there is always a place in the closet for some new ones. More specifically, some candy or pastel colored ones, which are all the rage in the world of latest women’s fashion trends. You can easily get your hands on tracks, joggers, or complete tracksuits to keep yourself comfortable in style. Boiler suits If you’re an enthusiast of jump- and playsuits, you’re definitely going to fall in love with this new version. These trendy pieces of clothing are easy to put on, classy to flaunt, and so fluid that you could just go from work to party with no extra effort. If you want to add an extra oomph to it, try layering it with a tank top or a turtleneck. Monochrome pairing Monochrome looks are really an all time go-to for a lot of us.
Foods to include in your Mediterranean diet meal plan
health

Foods to include in your Mediterranean diet meal plan

The Mediterranean diet plan is basically based on the diet plan followed by the people of Greece and Italy in the 1960s. The diet primarily consists of food items predominantly eaten by natives from that region such as generous helpings of fruits, vegetables, pasta, and rice and a limited quantity of red meat. There are alleged reports that swear by this diet plan’s ability to help one reduce weight, prevent strokes, type 2 diabetes, premature death, and heart attacks. There is no such exact diet plan because around the Mediterranean Sea, there are many countries and the people of those countries have a diverse palate influenced by indigenous produce and their culture. In this article, you will get dishes and foods that you can include in your Mediterranean diet menu in order to make it healthier. The basics of a Mediterranean diet Here are some of the some of the basic foods that you should include in your Mediterranean diet menu: Foods you must eat regularly: Vegetables, legumes, bread, whole grains, extra virgin olive oil, fruits & nuts, fish and seafood, seeds, herbs, and spices Foods to eat in moderation: Eggs, cheese, poultry, and yogurt. Foods to eat rarely: Red Meat Foods to be avoided:
4 keto meal services to try out
health

4 keto meal services to try out

One of the most popular diet plans currently is the keto diet. Although it originated a few years ago, the diet has remained popular, especially among those with a specific health goal, such as gaining muscle or losing weight. It is a low-carb, and high-fat and high-protein diet; and one of the best ways to stick to it is to opt for a keto meal delivery service. Here are some options: Fresh n Lean Fresh n Lean has several diet plans, including a keto diet plan. You have the option of getting all three meals, i.e., breakfast, lunch, dinner, delivered to you for the entire week. When you are ordering your meal for the week, you can also opt for additional snacks. Their keto meal delivery plan is not only recommended by nutritionists, but is also certified by the United States Department of Agriculture (USDA). Each meal is priced at $10.38, and if you are a new customer, then you can get $20 off your first order. Home Chef Home Chef caters to not just you but your family’s needs. They deliver boxes with ingredients and recipes that you can easily make at home for a family of two, four or even six.
5 delicious keto dinner recipes
health

5 delicious keto dinner recipes

Palatable meals can help you stick to any diet plan. If you’re on the keto diet, you’ll be happy to hear that there are many tasty recipes you can whip up for breakfast, lunch, or dinner. But, if you are specifically looking for delicious keto dinner ideas, you’re in the right place. Herein, we’ve rounded up some of the best keto recipes that make for a satisfying supper. Keto butter chicken Perhaps the best thing about keto is that you’re encouraged to feast on food high in fats. So, don’t miss the opportunity to try the keto version of the spicy and famous Indian dish — butter chicken. Traditionally, butter chicken is made using ghee or clarified butter. Ghee tastes almost like butter but has a slightly roasted, nutty flavor, and offers more nutritional benefits. Creamy Tuscan garlic chicken Featuring heavy cream and parmesan cheese, there is nothing not to dislike in this Italian-inspired dish. The best part is that it’s easy to make and requires ingredients that you likely already have. First, you need to prepare a little spicy and creamy sauce that requires heavy cream, chicken broth, garlic powder, Italian seasoning, and parmesan cheese. Then add spinach, sun-dried tomatoes, and cooked chicken.
5 low-calorie recipes you should definitely try
health

5 low-calorie recipes you should definitely try

Following a diet can be difficult, especially because you’re expected to be strict in terms of timing and quantity. Nonetheless, following a diet doesn’t mean you can’t indulge in delicious food. Herein, we have put together five recipes that will help you stay on a diet while indulging in quick and delicious food every day. One-pot chicken with lemon, herbs, and rice Within half an hour, you can create a dinner that is delicious, low on calories, and easy. Just take a deep pot, melt some butter in it, and toss the chicken in. Then, add the rice, broth, seasoning, and previously half-cooked chicken. This recipe is very customizable and can be easily frozen to be eaten later. Three-ingredient salmon Three ingredients and less than half an hour in the kitchen are enough to create an incredibly healthy and delicious dinner that will seem almost seamless. You will need fresh salmon, some lemon juice, and seasoning. Simply marinate the salmon in freshly squeezed lemon juice and seasoning. Bake for ten minutes and serve along with some rice or noodles. One-pan chicken breast with tomatoes and garlic This is one of the healthiest and tastiest options for anyone who’s on a diet. First, you need to season and sear the chicken in the pan until cooked.
Foods to eat and avoid for migraine
health

Foods to eat and avoid for migraine

Most times, headaches cause major discomfort in our regular activities which can lead to a lack of interest in completing tasks. Migraines are a severe form of headaches that causes intense pain that could last from a few hours to days on end. It can also affect other physical activities as well. Migraines are usually caused due to a lack of food and sleep; however, the exact cause of migraine is still unknown. Besides other treatment options, there are some foods that can help manage the condition effectively. Food habits to follow: Intake of vegetables and fruits Vegetables and fruits have many beneficial factors and help our body in many ways. Whole and natural foods that contain no artificial flavoring and preservatives keep us healthy and avoid conditions such as migraine. Different types of fruits and vegetables in any color can act as pain relief in case of migraine. However, it is important to avoid citrus fruits as it can trigger a migraine. Natural sweeteners such as vanilla extract and maple syrup can also be beneficial. Healthy fresh meat Always go for fresh meat and avoid processed meat. Fresh meat such as chicken, fish, or red meat are considered to be safe for those suffering from migraines.

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A look at some of the best free investment advisors
finance

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
finance

Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
finance

Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
finance

6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
finance

Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.

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6 high dividend ETF funds you can invest in
finance

6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
finance

Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
finance

Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
finance

Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
finance

All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.