Top 3 business accounting software
software

Top 3 business accounting software

Managing a business can become quite a task, even for small administrations. From expense tracking to banking and payroll, there are hundreds of factors to consider daily. This is where the expertise of business accounting software can come in handy. These offer a convenient set of tools and applications that simplify day to day operations.  Here are the three most popular small business accounting software that you must check out for your enterprise: QuickBooks intuit QuickBooks offers one of the best business accounting software features for small administrations. Entrepreneurs can easily organize all their finances, manage invoicing and payments, track overall cash flow, and manage payroll for employees. The service also features an application for smartphones that enables business management on the go. Apart from being affordable, QuickBooks software is also compatible with apps like Amazon Business, Bill, and Fathom services. The accounting software can be integrated seamlessly with several other QuickBooks apps that track the individual expenses of a business. Plans start at just $12.50/month, going up to $75/month for the more premium features. FreshBooks FreshBooks is another great affordable software service for managing business expenses for self-employed individuals, freelancers, small businesses, and contractors alike. Avail of a mix of dedicated features for invoicing, expenses tracking, time tracking, project management, payments processing, and generating reports.
Trending jeans throughout the years
Fashion

Trending jeans throughout the years

No matter what your everyday style and aesthetic are, we can bet that you have a couple of pairs of jeans in your closet. Jeans has continued to be a classic element in casual fashion throughout the years and are often a part of celebrity street looks. From bell-bottoms to skinny jeans, several trends have come and gone in the past couple of decades, some of which will take you down memory lane. Let us take a look at some of the most popular jeans trends throughout the years. Skinny jeans These jeans have been recently quite popular because of their form-fitting shape and flattering nature. These jeans hug your curves perfectly and can be worn on a casual brunch or date night with some cute accessories. Although the original skinny jeans are no longer in fashion, there is a new variant of skinny jeans currently gaining popularity. These jeans could be called a hybrid between straight jeans and skinny jeans and look great when paired with a good pair of heels. Wide leg Although the era of flared jeans and bell-bottoms has long left us behind, people are still not wary of the idea of jeans with wider bottoms.
Top 3 cloth face masks to spend on
shopping

Top 3 cloth face masks to spend on

Face masks have become necessary for multiple reasons, but the many designs, prints, and materials out there can make choosing a suitable one challenging. That said, the goal is to buy a mask that helps you breathe better while also being efficient in keeping the microbes at bay, and no other material can match the comfort that cloth face masks offer. Why cloth face masks? There are umpteen benefits of wearing a cloth mask, starting with the fact that they help us breathe better than maks made of other materials. They’re also washable and can be reused, which gives them the upper hand as compared to single-use disposable masks that create unnecessary waste. Here’s a list of cloth face masks you can choose from: Kitsbow Wake ProTech™ Reusable Face Mask This brand makes one of the best reusable cloth masks. The adjustable straps promise a secure fit that minimizes fogging of glasses, and the nose bridge strip helps keep the mask in place. The mask itself consists of three layers: an exterior layer of premium jacquard fabric, a layer of protective filter media, and 100 percent cotton muslin. The Wake ProTech™ Reusable Face Mask is washable, comfortable to wear, and looks attractive, so you can ditch the disposable masks happily.
4 apps you can use as a side hustle to earn quick cash
finance

4 apps you can use as a side hustle to earn quick cash

Earning a few quick bucks apart from your primary source of income is always helpful. Whether for selling used items or a side hustle, the internet is brimming with websites and apps that let you make money. However, many of these are not as legitimate as they appear. So, if you want to earn cash with apps, here are the best options. Swagbucks This app has an A rating with Better Business Bureau and more than 10 million active users worldwide. It is one of the best apps that lets you earn cash quickly. Swagbucks offers $10 to new users as a welcome bonus. Besides, it is easy to use; all you need to do is watch videos, play games, or take part in search surveys, and the company will deposit the amount in your PayPal account. Swagbucks also gives you the option to redeem the money and use it as a gift card on shopping websites. Dosh If you are an avid shopper and want to earn cash with apps, Dosh is one of the best options for you. Available on both Android and iOS, Dosh lets you make money every time you use your card for shopping online or at walk-in stores.
Top 4 online education platforms
Education

Top 4 online education platforms

They say it is never too late to pursue your dreams. This is especially true when it comes to career and education. Unfortunately, not all can afford to quit their jobs and go back to school. This can make it difficult to pursue higher studies or certain courses that can enhance skills. Fortunately, there are several free online learning platforms that allow anyone and everyone to be able to have access to good quality learning resources. Here are some of the best websites for free online education that you can sign up for. Coursera Coursera is one of the most popular platforms for taking free online courses. It features classes, both free as well as paid, on a variety of different topics. This platform is currently being used by over 35 million learners that have access to 150 university partners, 2,700 courses, 250 specializations, and four degrees. These courses are curated in partnership with leading universities and organizations from around the world, such as Stanford and Harvard. edX edX is a platform that was founded by Harvard and MIT that brings together top-ranked universities. This platform was founded to help eliminate the primary barriers that prevent people from pursuing education, i.e., cost, location, and access.
5 trusted websites to make money online
finance

5 trusted websites to make money online

Making money online has never been easier! The ever-expanding online world is swamped with legit opportunities that’ll help add some extra bucks to your bank from the comfort of your home. And, the best part is that you don’t always need to have certain skills or qualifications to earn money. Don’t believe us? We’ve compiled a list of trustworthy websites that can help you make money online. Try them! Swagbucks If you have a hard time trusting online survey sites, you likely haven’t tried Swagbucks. It is one of the most popular and legitimate websites that will pay you for everything from filling out surveys to watching videos to shopping online. You will receive your earnings in the form of gift cards from top retailers like Amazon and Walmart or cash back from PayPal. Upwork Interested in taking up some freelance work? Consider creating an account on Upwork. It’s the world’s largest online marketplace to find great clients and grow your independent career. Regardless of what skill you have, be it writing, video editing, software development, graphic designing, or marketing, you can find work in no time. ThredUp If you’re looking for motivation to clean up your closet, then check out ThredUp.
Top 3 budget-friendly electric cars
auto

Top 3 budget-friendly electric cars

Electric cars are taking over the minds of many but not as much land in people’s garages. Part of the reason is the hefty price tag that comes attached to buying these green vehicles. Other smaller parts include the lack of performance as compared to old-school fuel-powered vehicles. However, technology keeps making advances, and there are some undeniably tempting options in the electric vehicles industry with some well-loved and preferred names attached to them. Here are some top electric car models and their prices 1. MINI Cooper SE Electric Hardtop MINI Cooper has been one of the favorites among many; it is only obvious that a green car version of the classic would appeal to the masses. For the lucky people eligible to have access to the federal electric car tax, the MINI Cooper SE Electric HArdtop comes at the price of $23,000; for the rest of us, the price lies at $29,900. The car comes with a user-friendly infotainment system, a single electric motor, and stunning exteriors. The charging time to get the battery to full capacity is 5 hours, and it delivers 110 miles of driving range. You can just as quickly charge the MINI at home with a 7.4KW outlet and five hours to spare.
5 popular identity theft protection services
services

5 popular identity theft protection services

Identity theft is one of the most common crimes that are rising in recent times. Significant data breaches have been hitting many people over the last few years. This has led to increasing cases of falsely using a person’s name and other private information to apply for a mortgage. To avoid such situations, it has become imperative to protect identity-related information. Here are a few popular and best identity theft protection services to manage and protect identity. LifeLock LifeLock offers a range of identity theft protection services such as ID verification monitoring, stolen wallet protection, checking/savings account application alerts, and home title monitoring. The services also include SSN and credit alerts, alerts on suspicious activity, dark web monitoring, credit card activity, as well as fraud alerts. These services usually start from around $9 a month and can go up to $26 a month in the first year of subscription. Identity Guard Identity Guard utilizes IBM artificial intelligence capability to offer advanced credit monitoring and identity theft protection. In addition, its services also include theft prevention and identity recovery assistance. One of the most notable features of this identity theft service is that it has identity theft insurance up to $1 million.
5 factors to consider while choosing LED light fixtures
shopping

5 factors to consider while choosing LED light fixtures

Light Emitting Diode (LED) lights have a lifespan of over 35,000 hours, which is at least 40 times more than an incandescent light. Plus, LED lights are energy-efficient, making them an excellent option for light fixtures in private and commercial spaces. Here are a few things to remember while choosing LED light fixtures: Understand the difference Most people confuse LED bulbs and integrated LEDs. LED bulbs are a simple replacement for conventional incandescent bulbs and have a single bright LED. On the other hand, built-in or integrated LEDs are arrays of LED lights wherein the LED light source is built into the design. LED bulbs limit design possibilities and are mostly used for small to medium spaces, whereas integrated LEDs, due to their flexibility, can illuminate larger spaces and allow for innovative designs. Use dimmers If you want to make LED light fixtures more energy-efficient and reduce your electricity bill, choose LED light fixtures that can be integrated with dimmers. Just like a fan regulator, dimmers allow you to control the brightness of the LED, and smart LEDs allow you to control the same using phone apps. That said, use only LED-compatible dimmers to prevent flickering and abnormal wear on the light.
5 reasons to buy LeafGuard’s gutter system today
services

5 reasons to buy LeafGuard’s gutter system today

Rain and storm gutter systems are designed to catch rainwater directly from the roof of a home. The water is then directed away from the building’s structure. Apart from rainwater, there are also pine needles, bugs, leaves, and debris, which can obstruct the rain gutter from functioning at maximum capacity. That’s where LeafGuard’s gutter system comes into play. In this article, you will find the reasons that make the LeafGuard gutter system the best solution. One-piece rigid design The company offers a one-piece design that is more durable than other gutter systems on the market. Their gutter systems can handle and divert about 32 inches of rain per hour. Further, its gutters are crafted from 20% thicker aluminum, and its downspouts are made 30% thicker than the industry standard. When it comes to handling harsh weather, the LeafGuard gutter system is supported every two feet, which makes it super-strong. Customized precision installations LeafGuard’s system offers custom-fit gutter designs. Professional installers fit these designs with specifications accurate to your home. The best part is that the installers will remove and dispose of your old gutter system for you while simultaneously putting the new system in place. Most of these installations are completed within a single day.

Top Articles

6 high dividend ETF funds you can invest in
finance

6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
finance

Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
finance

Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
finance

Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
finance

All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.