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4 vitamins to consume for good eye health
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4 vitamins to consume for good eye health

The eye is an organ part of the visual system in the human body that enables individuals to see. But several factors can affect one’s overall vision. Age, diabetes, high blood pressure, and genetics are significant factors impacting one’s vision. Improper nutrition can also be a contributing factor to poor vision. Therefore, one must ensure they eat foods rich in vitamins to improve eye health. Here are four such vitamins to include in each meal. Vitamin A Including foods rich in vitamin A may help maintain a clear cornea (the outer covering of the eye). The vitamin is also a component of a protein in the eyes known as rhodopsin. The protein allows individuals to see in low light conditions. Furthermore, vitamin A reduces the risk of age-related macular degeneration (AMD) and cataracts. Foods abundant with A vitamins include pumpkins, bell peppers, squash, and sweet potato. Carrots, black-eyed peas, spinach, broccoli, mangoes, and cantaloupe are other foods rich in this vitamin. The lack of vitamin A can lead to xerophthalmia, a severe condition that may cause permanent blindness. Vitamin C Eating foods rich in vitamin C can have several health benefits, including those for the eyes. The vitamin also protects the eyes from oxidative damage.
7 human foods that cats can have
pets

7 human foods that cats can have

Sharing food with your cat doesn’t always have to be dangerous! Even though it is advisable to keep your pets away from some human food like onions, garlic, sugar, chocolate, dairy, caffeinated products, raw dough, nuts, salt, xylitol, grapes, and raisins, it is safe to treat your pets to some human food every once in a while. Here are 7 human foods that are safe for your kittens to consume. 7 human foods you can share with your cats Fish Canned or cooked fish like salmon, tuna, herring, mackerel, and crab are good for your cats as it helps their eyes stay sharp and helps them with arthritis, kidney disease, and heart disorders. Fatty fish contains nutrients like omega-3 that can help with your cat’s heart health. However, it is best to avoid giving them raw fish as it can be dangerous for your cat’s health. Whole grains Cooked whole grains are easily digestible for cats and are popularly found in most dry cat foods. Grains like oats are a good source of protein, iron, and fiber, and they’re easy to make as well. Many cats like eating corn, and a coarse cornmeal called polenta as well. Other grains that you can give your cats include brown rice, barley, wheat berries, millet, and couscous.
5 easy ways to use a smartwatch effectively
Tech

5 easy ways to use a smartwatch effectively

Gone are the days when watches were used to determine the time. Smartwatches have enabled many to wear daily schedules and lifestyles on their wrists as one tread through the day. You can perform a wide range of daily activities, from counting steps to calories, through your smartwatch. Here are some smart tips to utilize them efficiently to regulate your health parameters, reduce screen time, and facilitate convenience in your day-to-day activities. Smart features to utilize on your smartwatch Monitor sleep quality Inadequate sleep is linked with several health conditions, including heart and kidney diseases, diabetes, and stroke. Moreover, the quality of sleep matters just as much as the number of hours. Smartwatches are designed to record your sleep hours as well as their quality, including one’s rapid eye movement (REM), light sleep, and deep sleep times. Check the palpitation rate A healthy heart is the foundation for a healthy body. Smartwatches can be used to monitor one’s heart rate, maintain records, and track changes in palpitations regularly. Any discrepancies or negative trends in your heart rate can help you consult a doctor instantly and prevent potential heart diseases. “Watch” Your Step One of the most significant advantages of fitness watches is the feature of displaying the number of steps one has walked throughout the day.
What to keep in mind before buying a pair of earphones
Tech

What to keep in mind before buying a pair of earphones

Whether you are looking for cheap earphones that you can replace every few months or investing in a good set of earphones, there are some things to keep in mind before buying a new pair. While most of us depend on advice from our peers or online portals before making a decision, there is something more important to consider: what we expect from them so that we can be clear about our purchase. Broadly, earphones can fall into three categories: In-Ear : In-ear headphones (also known as in-ear monitors) are great for people on the go as these are handy and offer excellent sound quality. Most models today feature a True Wireless System (TWS), which allows for a wire-free experience. Their size makes them convenient to carry around. On-Ear : On-ear headphones (or supra-aural headphones) are bigger but may not offer the best sound isolation due to their size. Over-Ear : Over-the-ear headphones (also called circum-aural headphones) are comfortable to wear for a long period and offer excellent sound quality. Their only drawback is that they are much larger than the other two varieties, making them heavier in weight. With in-ear headphones gaining immense popularity today, here are some things to consider before buying your next pair:
Consider these 5 factors before buying earphones
Tech

Consider these 5 factors before buying earphones

Earphones are a must-have accessory if you own a couple of smart gadgets. You can use them to listen to music, talk to friends while playing multiplayer video games, and make phone or video calls. From the type of earphone to the total cost of owning a premium accessory, there are several factors one needs to consider before purchasing. Here are a few points that will help you make an informed buying decision. Type of headphones/earphones Many bestselling brands provide different types of earphones that include in-ear, over-the-ear, and even wireless options. Over-the-ear headphones work well with the built-in active noise-canceling feature and are suitable for outdoor use. Alternatively, earbuds are designed for use with your smart gadgets to sync up wirelessly over a stable Bluetooth connection. Know that your daily usage will determine what type works best. Audio quality There are many factors that determine the audio quality of any earphone/headphone or headset. For example, over-the-ear headphones come with an electrostatic driver that produces wide undistorted sound. High-end Bose and Beats headphones also offer a clear distinction between treble and bass. Even wireless earbuds and AirPods offer support for True Wireless Stereo or TWS. But mid-range and budget earphones mostly have a dynamic or balanced armature driver that may not be so great in quality.
5 ways to use smartwatches
Tech

5 ways to use smartwatches

Smartwatches are overshadowing regular watches for good reason. These gadgets have significantly evolved in the last few years and serve as digital assistants on our wrists. Not only do they help us keep up with calls and texts, but they have also made work efficient by making it easier to take notes throughout the day. If you have a smartwatch or are planning to get one, here are 5 smart ways to use these gadgets: As a task manager Smartwatches have eliminated the need to physically cross something off your daily tasks on paper (and on your phones). With apps like Todoist or Any.do, you can check your daily to-do list or pull up essential meeting notes on your wrist. Apple watches offer iPhone business apps with task management capabilities to help you organize your day. Android watches offer similar applications to seamlessly sync your smartwatch with your phone and manage your tasks for the day. Another great application to use to organize your day, regardless of your watch’s ecosystem, is the Google Calendar. As a health data monitor Smartwatches can offer personalized healthcare data and provide insights into our well-being. With sleep and food tracking, physical activity, heart rate monitoring, and other details, smartwatches have become great tools to monitor your overall health and can also help physicians look at your daily activity.
7 delicious human foods and treats safe for cats
cate

7 delicious human foods and treats safe for cats

Have you ever wondered what foods are safe to give your pet if you suddenly run out of cat food? Many times, we would imagine it. But not all foods are easy to digest, and several human foods can also be toxic if not prepared and served properly. So here is a list of 7 safe foods that are both nutritious and delicious to tide over those hunger pangs safely. Salmon Cats love fish. And salmon is one of the most nutritious seafood options, rich in omega-3 fatty acids and proteins. However, ensure that you don’t feed them any raw bits of fish like sushi or sashimi. Cooked salmon is safe to give and is also one of the easier seafood options to digest. You can also buy cat treats that include cooked pieces of fish commercially sold by brands like Hills, IAMS, and Purina. Vegetables and fruits Cooked broccoli, carrots, and green beans are all excellent sources of antioxidants, beta-carotene, and soluble fibers. These essential vitamins and nutrients boost immunity and support better digestion. But ensure no additional seasoning or too many condiments are used in preparing these veggies. You can even give them a few fresh slices of cantaloupes.
5 smart ways to get the most out of a tablet
Tech

5 smart ways to get the most out of a tablet

We live in a world where technology evolves faster than most people ever anticipated. And among the many innovations from tech companies, the smart tablet is a versatile gadget. This device has all the features and more than a smartphone would have, and it comes with a screen big enough to serve as an ideal laptop display. But most people buy tablets without learning about their full potential. So for them, here are five ways to use these gadgets effectively. A wireless remote control If you have a computer tablet at home, you can use it as a universal wireless remote. All you need to do is download the right third-party apps that can connect to your smart devices at home. This includes the lights, fans, air conditioning, smart speakers, and more. Once you’ve completed the setup, you can seamlessly play music and switch on or turn off other appliances at home via the tablet. Some apps may also let you do this with your voice. This is especially useful when you’re on the move, as you can turn on the device much before you get home. Tablets can also be utilized to control the surveillance cameras when you’re not at home for additional peace of mind.
7 human foods that dogs can safely relish
pets

7 human foods that dogs can safely relish

You can feed your pet puppy or adult dog the best foods for them. But even then, they’ll watch you with beady eyes while you eat your meals. Of course, you can give them a little bit from your plate. However yet, most people are unaware that only a few human foods are safe for dogs. So feed them from the ones listed below to ensure they stay healthy and free from health complications. Dairy Dairy like cheese and milk, fed in moderate quantities is safe for your pet dog. Some dairy products are rich in unhealthy fats, which are also harmful to puppies or adult dogs. Give them lower-fat dairy varieties such as cottage cheese, low-fat milk, or mozzarella. Protein, calcium, vitamin A, and B-complex vitamins are some nutritional benefits dogs receive from low-fat dairy products. However, skip dairy products if your pet is lactose intolerant. Unsalted peanut butter Peanut butter that is unsalted and does not have added sugars or sweeteners is safe for dogs to eat in moderation. The food contains vitamins E and B, healthy fats, and proteins. These elements are essential to improve your pet’s health. However, before giving your dog peanut butter, check the label to ensure it’s free of xylitol sweetener, which is highly toxic for pets.
Top brands likely to offer great Black Fridays deals on TVs
TVs

Top brands likely to offer great Black Fridays deals on TVs

Black Friday 2022 is a short while away, and so is the opportunity for eager shoppers to buy big yet save more. Televisions are one of the most sought-after categories on Black Friday, with retailers extending great discount offers with the intention of clearing off old inventories. To avail of the most suitable TV deals this Black Friday, here are the top 10 best Black Friday television bargains to expect this year. Best Black Friday TV deals to expect Samsung Samsung is known to extend the most fascinating deals during Black Friday sales as compared to other television brands, making it one of the most in-demand options during the prime shopping season of the year. Last year, the company offered one of its most sought-after models, the K8500 4K Smart HDTV, for a price cut that settled the cost of the model at below $300. Sony Customers searching for a good quality gaming TV should definitely go through some Sony TV models as their specialization in this field is not unknown to the world. In fact, Sony is credited with the creation of some of the best-quality television sets for PS5 and Xbox Series X. Besides; the company is pretty generous during Black Friday sales when it comes to extending discount offers.

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A look at some of the best free investment advisors
finance

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
finance

Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
finance

Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
finance

6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
finance

Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.

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6 high dividend ETF funds you can invest in
finance

6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
finance

Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
finance

Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
finance

Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
finance

All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.