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5 plants that repel ticks effectively
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5 plants that repel ticks effectively

People with pets in their house have one thing common to worry about – tick or lice infestation. Particularly during summers when the chances of flea and tick infestations increase. Your backyard can turn dangerous for your pets. But the solution for this is simple. You can protect your pets by growing any of the below-listed plants. These act as effective flea and tick repellants. They can repel fleas and ticks due to their scent. Lavender The plant belongs to the mint family and is quite useful in fending off bloodsucking parasites like ticks and mites from your backyard. Planting lavender in your backyard or home garden will keep your pets and your house protected from any pest infestation. Eucalyptus Among its many uses, this herb is also effective in warding off pests and ticks from your house. Pet owners can also make a tick-repellant spray by using rosemary oil and water in equal parts. This spray is perfectly safe and can be used on your pet’s fur. Wormwood It’s a wild plant that grows almost everywhere. Wormwood’s smell and  the chemicals it produces are known to repel ticks. It is also known for its signature bitter taste that animals hate.
5 foods that boost heart health
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5 foods that boost heart health

Studies indicate that heartburn may indirectly trigger heart palpitations, one of the common symptoms that may be a precursor to heart attacks. And there are many triggers of heartburn, ranging from unhealthy eating to lifestyle choices that could lead to potential problems down the line. However, simple substitutes and changes in daily foods can help both promote heart health and provide frequent heartburn remedies at the same time. Here is a brief overview. Green veggies Spinach, kale, collard greens, and other nutrient-rich green vegetables promote excellent heart health. These greens contain vitamin K, which helps protect arteries and are rich in dietary nitrates that lower the risk of blood pressure to improve overall cardiovascular function. Whole grains Brown rice, quinoa, buckwheat, barley, and oats are popular whole grains that help promote heart health. Whole grains help improve digestion, lower cholesterol, and improve systolic blood pressure levels, lowering the risk of coronary artery disease. Oatmeal also helps reduce the recurrence of heartburn as soluble fibers absorb a lot of the acidic content in the stomach. Banana Banana is rich in potassium and low in sodium, helping the body maintain healthy heart function and optimum blood pressure levels. Also, the alkaline content and soluble fibers, including pectin, promote better digestion.
5 low-sugar foods that are good for diabetes
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5 low-sugar foods that are good for diabetes

Fructose is a type of sugar found in several foods, including natural fruit juices, honey, fruits, vegetables, and sweetened beverages. Though fructose-rich foods and drinks may increase the risk of diabetes, it is the latter that puts one at greater risk of developing type 2 diabetes. The best thing to do if you have diabetes is to eat healthy foods low in sugars. Here are five such foods. Leafy greens Spinach and kale are leafy green vegetables. These vegetables are rich in minerals and vitamins, like vitamin C. There is evidence that suggests that people with diabetes require more vitamin C in their body. Leafy greens are also low in digestible carbs and do not impact blood sugar levels. Avocados Other than being a delicious fruit, avocados have several health benefits. The fruit contains less than a gram of sugar; it’s rich in fiber and healthy fats, and it has low carbohydrate levels. Avocados can help improve a person’s lifestyle and maintain a healthy body mass index. The fruit reduces the risk of an imbalanced BMI, a condition that is otherwise likely to increase the risk of diabetes. Fatty fish Fatty fish like sardines, salmon, anchovies, and herring are abundant in omega-3 fatty acids called eicosapentaenoic acid (EPA) and docosahexaenoic acid (DHA).
6 Home Remedies for Hair Fall and Damaged Hair
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6 Home Remedies for Hair Fall and Damaged Hair

Nowadays, a majority of people are troubled with a common hair problem of hair fall. Not only does this problem affect the growth of hair but also makes it look damaged. While there are various treatments that can curb hair fall, the safest way to do so is by using home remedies. Listed below are some of the traditional home remedies that can help curb hair fall. Coconut oil Coconut oil is a traditional home remedy used to reverse hair problems like hair fall. Enriched with antioxidants, coconut oil works wonders on the health of your tresses. The goodness of coconut oil enables it to control hair fall and improve the texture of hair strands. This natural oil helps retain the protein in hair and strengthens the follicles, thereby preventing breakage. Massage coconut oil on your scalp regularly for the ultimate hair treatment. Eggs An egg is a powerhouse of protein that is often used as a homemade hair treatment. It helps curb breakage, repair damage, and improves hair’s elasticity and shine. The nutrients present in an egg help retain moisture in the scalp and strands and control hair fall. You can whisk an egg hair mask at home to have strong hair and ward off breakage.
Top 5 Natural Ingredients for Hair Treatment
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Top 5 Natural Ingredients for Hair Treatment

Who would not love to have hair growth that is just not lustrous but healthy too? Our crowning glory, the quality of hair can be easily damaged due to the lifestyle that we lead today. From unhealthy diets to bad sleeping habits, many factors can have a negative impact on hair growth. Fortunately, there are several measures that you use to improve the natural sheen and growth of your hair. Here are five natural hair treatment ingredients that you use to protect your hair from further damage. They are extremely safe and naturally stimulate healthy growth for the most desirable results. Coconut oil A miracle therapy for maintaining quality hair growth, coconut oil massages revered since ages for its great effects. The oil is extremely high in fatty acid content that penetrates the hair shaft to reduce the loss of protein in the hair. Depending on the type of hair, the massage can be used before or after a hair wash. The oil must be gently massaged into the shaft or the hair and left until well absorbed. According to proven research, the oil can also improve the luster of your hair over time, making it a great treatment option.
Essential Vitamins for Preventing Hair Loss
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Essential Vitamins for Preventing Hair Loss

Hair loss is a common condition that affects thousands of men and women across the country. A person can experience it on the scalp or other parts of the body. Frequent hair loss can affect a person’s self-esteem and can be an indicator of underlying health conditions. It is vital to know about the essential vitamins for preventing hair loss that can help in controlling the condition. Why does hair loss happen? First, let’s take a quick look at the causes and symptoms of hair loss. This condition is often a result of medication, hormonal imbalances, lifestyle or hereditary factors. Male pattern baldness or excessive loss of hair from the scalp, commonly known as alopecia, is mostly a result of genetic factors. Different people may experience different types of hair loss. Men and women lose their hair in different ways. Some people may experience symptoms such as thinning of hair or bald patches while others may find clumps of hair fall after brushing or washing their hair. People who have gone through radiation or chemotherapy experience hair loss all over the body, although this hair grows back once the treatment is complete. Other factors such as age, traumatic experiences or nutritional deficiency can also result in hair loss.
7 Foods for Healthy Hair
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7 Foods for Healthy Hair

The food you eat can have a major impact on the health and appearance of your hair. More often than not, a majority of hair problems like hair loss, hair thinning, and itchy scalp stem from nutritional deficiencies. If you suffer from iron or vitamin deficiency, there are chances that you are highly susceptible to hair problems. Your diet plays a crucial role in hair treatment, and here we have compiled a list of food items to consume for healthy hair and to boost hair growth: Fatty fish Fish and other seafood are enriched with Omega-3 fatty acids and a host of other nutrients that help control hair fall and aid hair growth. Increasing the consumption of fatty fish like salmon and mackerel is a great way to boost hair growth. Along with that, it helps combat a myriad of conditions like a dry and flaky scalp. Berries Berries like strawberries and blueberries are rich in antioxidants that safeguard your hair from free radicals, which damage it and hamper healthy growth. The high content of vitamin C in berries aids hair treatment by boosting the collagen production in hair and promotes hair health. It keeps premature aging signs like greying and thinning of hair at bay.
5 fragrant plants that repel ticks
pets

5 fragrant plants that repel ticks

Fleas and ticks are probably the most annoying things you have to deal with as a pet parent. You might have tried it all, and everything must have worked fine. But the moment you grow lenient, they are back. Ticks do not go away permanently, so you have to be vigilant round the clock. One way to deal with these parasites is to grow plants that repel ticks in outdoor and indoor gardens. Sage Many use sage leaves to enhance the taste of food. Interestingly, the plant is also great at repelling ticks and protecting your pets. So, consider growing sage indoors to prevent infestations. Lemongrass As the name suggests, this plant smells like lemon. While the fragrance may be appealing to you, it repels parasites. Many prefer growing this plant to repel ticks as it requires little maintenance. Lavender While this plant is known for its calming properties, insects would beg to disagree. Lavender is an effective repellent against moths, mosquitoes, and ever-annoying ticks. Its color, as well as its scent, are unappealing to the blood-feeding parasites. Garlic Ticks find the scent of garlic abhorrent. So, if you are looking up for plants that repel ticks from your household, grow this one in your outdoor and indoor garden.
3 crucial tips for managing dementia
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3 crucial tips for managing dementia

The degeneration of brain cells can lead to the development of various health concerns. It can compromise the person’s cognitive and physical function and deteriorate their lifestyle. To avoid these complications, doctors often recommend adopting a healthy lifestyle. Eliminating unhealthy foods and adopting a healthy lifestyle can prevent the brain’s and other organs’ free radical damage. Here are three essential tips that help avoid the degeneration of brain cells due to dementia. Have these foods to prevent degeneration Proper nourishment is essential for brain functions, and providing the correct nutrients helps prevent this organ from rapid damage. Here are some foods to consider: Nuts Regular inclusion of nuts in meal plans can help develop better cognitive skills. It can also help keep other systems running smoothly. Nuts have also been linked to having a better memory. Green vegetables Two servings of green vegetables a week can help prevent the degeneration of brain cells. Those who include leafy vegetables in their daily meals are better protected against cognitive decline. Fatty fish Omega-3 fatty acids are abundant in fish like salmon, tuna, and herring. This nutrient also benefits people with low cognition and those at risk of developing degenerative brain disorders. Berries Berries are rich sources of anthocyanin, a compound with anti-inflammatory and antioxidant properties.
3 foods to avoid with ADHD
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3 foods to avoid with ADHD

ADHD, or attention deficit hyperactivity disorder, is a neurological disease that affects many people across the globe, children as well as adults. The common symptoms include daydreaming, forgetfulness, talking too much, making careless mistakes, hyperactivity, and trouble concentrating. ADHD is manageable with treatments. But, lifestyle changes can support ongoing treatment and improve the condition further. Doctors have identified some foods to avoid with ADHD that patients should be aware of. Candy When dealing with ADHD, one should avoid candy because it has a very high sugar content and artificial coloring. Both elements can worsen hyperactivity. While avoiding candy will not prevent hyperactivity altogether, it will help reduce the intensity and frequency of episodes. Too much sugar, in general, can also impact energy levels and lead to other health conditions like diabetes, so it is best to limit its quantity in foods. Coffee Coffee is also a no-go for people with ADHD. The caffeine in coffee can improve concentration levels, but it can worsen the symptoms of this health condition. It can also interfere with ongoing treatment. Besides coffee, beverages like tea and even cola are also counted among the foods to avoid with ADHD due to their caffeine content. Frozen fruits and veggies While fresh fruits and veggies are healthy, frozen ones may have artificial additives that worsen ADHD symptoms.

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A look at some of the best free investment advisors
finance

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
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Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
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Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
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6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
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Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.

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6 high dividend ETF funds you can invest in
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6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
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Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
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Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
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Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
finance

All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.