10 common smartphone buying mistakes to avoid
shopping

10 common smartphone buying mistakes to avoid

Buying a smartphone is a major hassle that requires a lot of deliberation. The number of options available across brands, variants, and features can make the buying process challenging. Moreover, it’s a one-time purchase, so you want to make sure you don’t end up with an inferior product or an overpriced gadget. To help you, here are ten common smartphone buying mistakes to avoid at the time of your next purchase. Being brand specific Premium brands have always dominated the smartphone market. But you should consider alternatives that offer the same features for a more affordable price point. Not knowing your needs Understand why you want a smartphone. What is the point of buying a phone with a basic multimedia setup when you actually need a better core processor for gaming? Going by the commercial Smartphone commercials are shot with the sole purpose of promoting the product. But don’t let this extravagant marketing strategy fool you into buying a phone that you don’t need. Always getting the latest model Understand that companies will continue to launch new phones with some new upgrades. But often, the existing variants will have most of the same features and is a much more affordable option.
10 mistakes to avoid when purchasing a smartphone
smartphone

10 mistakes to avoid when purchasing a smartphone

Multiple manufacturers launch new smartphones daily. The vast availability of smartphones may also compel users to buy the device based on impulse. But this way, as a buyer, you may spend a large sum of your money on an inferior phone. And nobody wants to spend their money on a poorly made product. Therefore, in this article, we have listed ten mistakes you must avoid when buying a new smartphone. Getting insufficient storage If you love clicking pictures and recording videos, getting a device with less storage is a bad idea. Not buying the screen protector Not using a screen protector or a bumper case for your new smartphone will increase the risk of damage if it falls. Tying up with a bad carrier service A carrier may offer the best deal on a device. But always check how good their network coverage is in your region. Skipping the protection plan Though a protection plan may seem expensive at the time, you are better off buying it. If your phone breaks in the future, you will pay much less for repairs with a protection plan. Purchasing the incorrect size Smartphones with larger screens are not always better, so you must consider the purpose of your device before investing in it.
7 unhealthy foods diabetics should avoid
health

7 unhealthy foods diabetics should avoid

Food choices matter a lot when you try to combat a health condition. And diabetes is a chronic, long-term disease that needs to be managed with a combination of a healthy lifestyle and food choices. Quality sleep, an active lifestyle, and nutritious food choices can be rewarding for those with diabetes. However, while some foods make for a good choice, some can do equal harm. This article highlights the worst foods for those with diabetes. Starch While carbs are important, the source of carbs is what matters the most. Some of the worst choices in this food category for people with diabetes are rice, white flour, cereals, fries, white bread, and fried tortillas.  Canned vegetables Vegetables are best eaten in their raw, organic form. Avoid canned vegetables and try to cook a meal from scratch, using fresh produce. Also, stir-fried veggies made using a generous amount of butter are not a good option too. Sodium-rich foods Pickles, frozen and canned foods are all high in sodium, which can spike the blood pressure levels in people with diabetes. Diabetes is an illness associated with the heart and kidneys, so the diet must be low in sodium.  Artificial fruit juices and packaged by-products While fresh fruits are a good choice and are recommended to be consumed as is, other forms of fruits are to be avoided.
8 noticeable signs of excess sugar intake
health

8 noticeable signs of excess sugar intake

The human body breaks down sugar from food to release glucose, the primary source of energy. But excess sugar only leads to unnecessary calorie buildup. In fact, added sugars in processed foods harm the body by triggering spikes in insulin levels. It can also increase the risk of health complications like heart disease. So, how does one know they have had too much sugar? Here are eight noticeable signs of excess sugar intake. Increase in appetite Sugary foods are rich in calories. But they do not have the nutritional value that the body otherwise gains from proteins, fiber, and antioxidants found in healthy foods. Empty calories cannot satiate a full-grown adult. So, to fill this void, many people turn to compulsive snacking throughout the day. Excess fatigue People who eat sugary foods and beverages regularly might experience frequent bouts of fatigue. Excess sugar triggers abnormal changes in insulin levels, and energy levels drop rapidly as the body tries to process the extra calories. Acne and skin problems One of the most noticeable signs of excess sugar intake is adult acne and skin problems. This is mainly because of blood glucose imbalance since the body’s glycemic levels influence skin health. Digestive problems Sugar is an underlying irritant that can result in many digestive problems.
Rheumatoid arthritis – Things to avoid to manage the condition
health

Rheumatoid arthritis – Things to avoid to manage the condition

Rheumatoid arthritis or RA is the inflammation of joints, leading to cartilage degeneration. It is an autoimmune disease wherein the immune system attacks the body’s tissues and can be caused by the wear and tear of the joints. It is estimated that more than 20 percent, which is over 50 million people, get diagnosed with rheumatic conditions like arthritis. Here are some things to avoid in daily lives for better management of rheumatoid arthritis. Leading a sedentary lifestyle A sedentary lifestyle is one of the biggest risk factors for rheumatoid arthritis. Lack of movement can weaken the joints, making it challenging to manage rheumatoid arthritis. Doctors recommend doing some light intensity exercises to relieve pain due to arthritis and help build stronger joints. Bad posture Bad body posture can put excess weight on weakened joints, which can worsen rheumatoid arthritis. A good body posture reduces the pressure on the joints, thereby reducing other symptoms like excess joint pain and trouble walking or doing simple chores. Wearing high heels High heels can put a lot of pressure on the hips and knees. This can aggravate arthritis symptoms. The cartilage around the joints can get damaged further, resulting in pain and inflammation.
Tips to choose the right pair of sunglasses
travel

Tips to choose the right pair of sunglasses

Finding the ideal pair of sunglasses is not easy in most cases. Earlier, making the right choice was all about the style of the frame and color of the glasses. But today, with advanced technology, there are several things to consider that go way beyond appearance. Before you go shopping for sunglasses, take a look at a few tips that will help you select the right one. Look for a customizable fit Gone are the days when you struggled to keep your sunglasses on your face as you can now get options with an adjustable fit. Take a pair of black Oakley® KATO sunglasses with Prizm™ lens technology, for example. It has nose pads, a tilt feature, and an ergonomic design for an exact fit. If this particular choice is outside your budget, look for these little features before you order a new pair of sunglasses. UVA and UVB protection are a must This one is a no-brainer since you will be spending a substantial amount of time outdoors wearing your sunglasses. So, choose the pair with maximum ultraviolet protection. This will prevent the harmful rays of the sun from damaging your eyes. Avoid buying glasses that don’t have a tag highlighting the UV-protection information.
4 kitchen ingredients to fight fleas on dogs
pets

4 kitchen ingredients to fight fleas on dogs

Being a pet parent brings its own joy and challenges. While you are privy to your dog’s moods and habits with a certain fondness, you are also responsible for cleaning them up after parasites enter your home riding on their backs. Getting rid of ticks and fleas then becomes the ultimate goal for various reasons. This article talks about some common human foods that help get rid of fleas and ticks. Lemon spray One of the easiest and mess-free ways of getting rid of ticks and fleas that enter your home is to treat them with a lemon spray. All you need to do is boil water with sliced lemon. Let the water sit overnight and cool down. Spray it on pet bedding, toys, home furnishings, and carpets. Note that you are supposed to dampen these things and not saturate them with the solution. Rosemary mix Rosemary is another effective human food that is effective in eliminating dog fleas. This herb acts as a natural flea repellent and can come in handy to prevent future infestations. All you need to do is finely grind rosemary along with rue, fennel, wormwood, and peppermint. Then, sprinkle the powder in small amounts around the house or onto your pet.
Top 6 hottest fashion trends of 2022
Fashion

Top 6 hottest fashion trends of 2022

Transitioning from WFH fashion is a happy and refreshing change. This also means that we need to do justice to fashion by keeping up with the new and fabulous trends this year offers. While many things have changed, the need for comfort has remained the same. This year’s fashion trends are nothing but cool, comfortable, and yet, incredibly fashionable. Let’s take a look at all the hottest trends in store this year. 1. Cropped cardigans The vintage-inspired cropped cardigans are super cute and comfortable; no wonder they’re trending right now. They look nothing but fabulous with literally any accompaniment you choose. From jeans and boots to a midi skirt and shorts, they pair great with everything. You can easily find cute cropped cardigans at H&M, Zara, and Mango’s online stores. 2. Puff sleeves Another vintage trend gaining a fair bit of popularity is puff sleeves. Big names like Fendi are also taking on the trend by creating puff-sleeve dresses and jackets. The great thing about puff sleeves is that it doesn’t matter what the occasion is, be it a grocery run or a dinner, they look fabulous. Pair them with jeans, boots, and a scarf for a relaxed yet casual look.
Endometrial cancer – 3 foods to avoid
health

Endometrial cancer – 3 foods to avoid

Endometrial carcinoma is a type of cancer, specifically uterine cancer. It is one of the most common type of invasive cancer that develops in the female reproductive system. The condition is said to be more common among post-menopausal individuals. Estrogen imbalance, PCOS, and obesity, are some of the factors that can increase the risk of developing this condition. Besides, there are certain foods that can contribute as risk factors for endometrial carcinoma. Dairy Dairy has been increasingly losing its credibility as a healthy food group. It does not have a clear stand when it comes to dairy and its association with cancer. However, for patients with endometrial carcinoma, it is advised to stay off or at least try to avoid dairy as a regular food group. It is the same for various other types of cancer. The lack of evidence holds doctors and other care professionals from declaring dairy as a complete no-no for cancer patients. However, from the available data, it can be concluded that regular intake of dairy products does increase the chances of developing endometrial cancer because of the high saturated fat content, and the food group’s ability to impact the level of estrogen in the body.
5 foods that help lower the risk of endometrial cancer
health

5 foods that help lower the risk of endometrial cancer

Endometrial cancer, also called endometrial carcinoma, begins in the endometrium, the inner lining of the uterus. It’s the most common gynecological cancer in the country. Most endometrial cancers are adenocarcinomas, which means they occur in the cells of the glands in the endometrium. Research indicates that eating certain foods helps prevent endometrial cancer while improving overall health. Here, we’ve listed five such foods that may lower the risk of endometrial cancer. Tomatoes The anti-cancer properties of tomatoes are strongly linked to their rich lycopene content. Lycopene is a nutrient that helps stop the growth of cancer cells in the endometrium. It can also lower the risk of cancers of the breasts, lungs, and stomach. Thanks to their versatility, tomatoes go well with several recipes, especially pasta sauce and salads. Spinach Spinach is one of the most nutrient-dense veggies. It’s full of vitamins, minerals, fiber, and phytochemicals that can help ward off a slew of health conditions. Eating healthy spinach-based dishes or other leafy greens, such as kale or broccoli, may also lower the risk of endometrial carcinoma. Soybeans Soybeans are legumes rich in various nutrients, including fiber. A study has linked high soy intake with a 20 percent decreased risk of endometrial cancer.

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6 high dividend ETF funds you can invest in
finance

6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
finance

Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
finance

Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
finance

Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
finance

All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.