Home : Articles
Top 5 cruise lines for seniors
Senior cruises

Top 5 cruise lines for seniors

Seniors who like going on luxury vacations every now and then probably want nothing more than a cruise trip on their bucket list. Fortunately, many cruise lines cater to senior citizens, offering everything from discounts and offers to wheelchair-accessible rooms. These cruises sail to distant and serene places, be it Alaska, the Caribbean, or a quaint town in Europe. On that note, here are some of the best cruise lines for seniors to check out. Princess Cruises This is one of the best cruise lines for seniors. Their ships are wheelchair accessible, making it easier for all passengers to enjoy their trip. Though Princess Cruises sail to many destinations around the world, they are particularly known for their Alaskan cruises, which makes them a great choice for those specifically looking to explore Alaska. They even offer cruise tours that include extended land excursions. Azamara Club Cruise If you prefer to stay for a long time in port during cruise trips, consider Azamara Cruises. Almost all their itineraries have long port stays. They even have medical facilities and onboard physicians. Azamara Cruises sail to beautiful places, such as the Caribbean. Royal Caribbean International Royal Caribbean International cruises stand out for many reasons.
4 human foods that are safe for cats
pets

4 human foods that are safe for cats

If you have pet cats at home and occasionally feed them from your plate, you must know which foods are safe for them. Cats can be greedy eaters, and irrespective of the cute faces they make at the dinner table, it’s best not to give them anything besides cat food until you’re a hundred percent sure. To help you, we’ve listed a few human foods that are safe for cats to eat. Salmon Cats love fish, and vets recommend feeding them fish-based cat foods. Most options are rich in omega-3 and other nutrients. Oily fish, in particular, like tuna, salmon, or mackerel, is excellent for their eyesight and joints. However, don’t feed your feline straight from the can; they might lick it too aggressively and cut their tongues. It’s best to provide them with cooked pieces that have no bones. Whole grains Grains are power-packed with nutrients and are healthy for both humans and cats. Oats, mainly, have lots of protein, but not many cats like it. Some cats prefer coarse food made from brown rice and cornmeal. If you’re not feeding your cat meat or fish, whole grains can be a good substitute. You can cook smaller grains like millet, couscous, or wheat berries at home.
5 human foods that are toxic for cats
pets

5 human foods that are toxic for cats

As a responsible pet parent, you do your best to ensure healthy nutrition and a happy environment for your cats. But it can be hard to resist feeding them a few tidbits off your own plate. However, there are certain human foods that should not be given to cats under any circumstances as they can prove to be life-threatening. Here are five foods that are an absolute no-no for kittens and cats. 5 human foods that are toxic for cats Chocolate Milk chocolate and dark chocolate, even in small quantities, can trigger vomiting and diarrhea among cats. Some felines may even experience a rapid increase in breathing rate and body temperature, in addition to the risk of seizures. Garlic and onions Both garlic and onions contain compounds that break down the red blood cells. These vegetables are harmful to cats in every form, be it raw, cooked, powdered, or dehydrated. If you notice shortness of breath and sudden weakness in your cats, it could be an anemic reaction. Raw eggs Raw eggs are loaded with millions of bacteria such as E. Coli and salmonella. Even mild exposure to these pathogens causes vomiting, diarrhea, and increased fatigue. Eggs also contain an enzyme that destroys essential B vitamins and increases the risk of convulsions.
Enlarged prostate: 5 foods that help improve the symptoms
health

Enlarged prostate: 5 foods that help improve the symptoms

The prostate is a small, rubbery gland in the male reproductive system that produces seminal fluid. The seminal fluid mixes with the sperm from the testes and helps it travel and survive. An enlarged prostate (benign prostatic hyperplasia (BPH)) is a common condition where the prostate obstructs the urethra and affects urine flow from the bladder. This article has listed five foods and treatments to help treat and manage an enlarged prostate. Sesame seeds Sesame seeds, almonds, and pumpkin seeds contain good levels of zinc that get absorbed by the body. Since people affected by BPH have lower zinc levels, this food can help replenish the mineral. Tomatoes Tomatoes are rich in lycopene, a powerful antioxidant that helps reduce the risk of BPH. Eating cooked tomatoes is known to curb the symptoms of an enlarged prostate and reduce any prostatic inflammation. Consume lycopene-rich foods with healthy fats to enhance their healing effects. Salmon Salmon is rich in omega-3 fatty acids, healthy fats praised for their inflammation-reducing properties. Other fish include tuna and mackerel, which are also efficient omega-3 sources. Vegetables Leafy vegetables are rich in antioxidants and minerals required for the body to function properly. Add veggies like bell peppers, onions, spinach, garlic, and broccoli to your meals for a healthier prostate.
Anemia – 6 foods to eat
health

Anemia – 6 foods to eat

Anemia is caused by the lack of healthy red blood cells (RBCs) to carry sufficient oxygen to the tissues. This can be due to acute blood loss, the body’s inability to make RBCs, or the destruction of these cells. The condition can be managed by making changes in lifestyle and eating habits. Since proper food intake is crucial for alleviating anemia, let’s look at the recommended foods for those with this condition. Foods to eat Dark leafy greens like spinach Kale, spinach, collard greens, Swiss chard, and dandelion greens are all great sources of nonheme iron, which is essential for healthy living. Swiss chard and collard, specifically, are also high in folate. Eating folate-rich foods is necessary to avoid folate deficiency anemia. Organ meat like liver Liver, heart, kidney, and beef tongue are some popular organ meat choices rich in iron. That said, it is essential to ensure that the meat is hygienic, sustainably sourced, and toxin-free. Seafood like tuna Seafood is known to be a good source of heme iron. Fish like tuna, mackerel, pompano, fresh perch, salmon, or even mahimahi are rich in heme iron. Those who articularly like shellfish can have oysters, clams, crabs, shrimps, and scallops, as these too are good sources of iron.
3 foods for depression management
health

3 foods for depression management

Depression is a growing concern among health care workers as well as the populace. The fact that the condition is not restricted to a demographic makes it even more difficult to deal with. Being mindful about the food being consumed or daily habits have proven to be beneficial for depression and other mental health conditions. Here are three foods that work tirelessly towards better management of depression and its symptoms. Sweet potato Sweet potatoes are a staple of many festive meals. But research shows that they may just be the perfect food for all seasons. Sweet potatoes are rich in many nutrients such as vitamin A, beta-carotene, and fiber. They are also rich sources of magnesium, which is known to reduce the levels of stress and anxiety in the body. Lower levels of magnesium have been linked to depression and insomnia. The complex carbohydrates present in sweet potatoes are also known to improve one’s mood, making it an ideal food source to manage depression symptoms. Dark chocolate Chocolates are considered unhealthy in most cases, but if it is the dark and unsweetened kind, it has several health benefits, especially for people with a mental health condition. The large quantities of antioxidants found in a bar of dark chocolate not only help manage stress but also lends a helping hand in managing anxiety and depression.
5 most common food allergies
health

5 most common food allergies

Food allergy is common in both children and adults. It is a condition in which a person’s immune system erroneously identifies specific components in food, typically protein, as enemies. As a result, it triggers an immune response that causes inflammation and other symptoms, such as diarrhea, rashes, shortness of breath, and even life-threatening anaphylaxis. Though nearly any food can trigger an allergic reaction, the following are more likely to cause a problem. Peanuts Peanuts are one of the most common causes of food allergies in humans. And the biggest concern is that allergic reactions caused by them can be severe and potentially fatal. Researchers are not sure why some are allergic to peanuts, but they maintain that a family history of peanut allergy increases an individual’s risk. Milk Milk allergy is the most common food allergy in infants and young children. However, most children grow out of it as they age. The problematic components in milk are its proteins—whey and casein. Milk allergy must not be confused with lactose intolerance, which is the body’s inability to fully digest the natural sugar (lactose). Wheat Approximately two-thirds of children with wheat allergy grow out of it by adolescence. Nevertheless, many adults are allergic to any of the hundreds of proteins found in wheat, causing symptoms like nausea, abdominal pain, itching, and even anaphylaxis.
Odors as asthma triggers – What one needs to know
health

Odors as asthma triggers – What one needs to know

People who have eosinophilic asthma usually exhibit high levels of eosinophils, a type of white blood cell that helps build a strong immune system. However, when abnormally high levels of eosinophils come in contact with the cells present in the airways, they can cause inflammation. Eosinophilic asthma can also cause type-2 inflammation, resulting in decreased lung function. The following article specifically focuses on allergens like smells that trigger the symptoms of asthma. Symptoms of asthma A person who has inhaled asthma-triggering odors may exhibit symptoms like shortness of breath, wheezing when exhaling, and frequent coughing. Shortness of breath may be caused due to decreased lung function or inflamed air passages in the case of eosinophilic asthma type-2 inflammation. Odors that trigger the symptoms of asthma The symptoms may be caused due to a variety of allergens, including dust, dander, or pollen. While these allergens can be avoided to a certain extent, allergens like gases and aerosols can be a challenge to avoid. Statistics suggest that more than 40 percent of people with asthma report health problems due to odors. The odors that trigger asthma symptoms include: Household smells These include air fresheners, chlorine and bleach (present in cleaning products), colognes and perfumes, deodorants, furniture polish (wood varnish), nail polish remover, fireplaces, and wood-burning stoves.
6 worst foods for people with breathing problems
health

6 worst foods for people with breathing problems

Leading a regular life becomes quite challenging when one faces breathing troubles sporadically. Breath-related issues, such as shortness of breath, coughing, wheezing, and pain or pressure in the chest are usually symptoms of lung diseases like MAC disease and COPD. Certain foods we regularly eat can negatively affect our lungs and exacerbate breathing problems. So, this article lists some common foods one must avoid to ease breathing issues and control MAC disease and COPD symptoms. 1. Fried foods Fried foods, such as French fries, fried chicken, and potato chips, are among the unhealthiest foods anyone can eat. These foods can cause gas and bloating, making breathing more difficult in those suffering from breath-related conditions. Fried foods, being calorie-dense, can also lead to weight gain, which increases pressure on the lungs. 2. Salty foods Too much salt spells more trouble when you’re suffering from breathing problems. That’s because salt, or sodium, can cause fluid retention in the body, triggering high blood pressure and shortness of breath. Steer clear of various high-salt foods like canned soup, pasta sauce, and tortilla chips, and replace salt with spices and herbs in dinner recipes. 3. Processed meats Ham, hot dogs, sausages, and other processed meats are usually loaded with nitrates to improve color and prolong shelf life.
Top easy at-home teeth whitening tips
beauty

Top easy at-home teeth whitening tips

Oral health is essential, but despite that, most often easily neglected by individuals. While it is recommended to visit a dentist regularly, there are some tips and tricks that we can use at home to make sure our teeth are healthy, clean, and white! Here are some ways on how you can keep your teeth shiny and white through safe and tested methods. Do speak to your dentist before using these tips regularly at home. Easy at-home teeth whitening tips Whitening trays and strips You can easily find reputed whitening strips and trays which contain a bleaching agent called hydrogen peroxide. These strips are applied directly to the enamel to see desirable results. Activated charcoal whitener Charcoal whiteners have three very effective ingredients, namely activated charcoal, bentonite, and an oil like orange seed oil. These whiten the teeth by getting absorbed into them. Teeth whitening pastes These pastes contain ingredients such as sodium bicarbonate, hydrated silica, and calcium carbonate that remove stains from the teeth and polish them. Whitening packs These whitening packs are to be applied directly onto your teeth. You can do so at night after brushing your teeth. The pack is to be used as per instructions.

Top Reads

A look at some of the best free investment advisors
finance

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
finance

Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
finance

Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
finance

6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
finance

Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.

Top Articles

6 high dividend ETF funds you can invest in
finance

6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
finance

Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
finance

Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
finance

Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
finance

All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.