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Avoid these 5 mistakes while choosing internet service providers
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Avoid these 5 mistakes while choosing internet service providers

Choosing the correct internet service provider (ISP) can significantly impact a user’s browsing activities. There are over 2500 ISPs in the country, so it’s easy to make common mistakes that can result in poor service and dissatisfaction. Therefore, it is important to consider various aspects of ISPs to see which one meets one’s internet needs for both home and business. Avoid the common mistakes mentioned below for a smooth and reliable internet experience. Not researching internet providers Not all internet providers are suitable for one’s business or individual requirements. It is best to compare plans and prices, read customer reviews, and ask for recommendations that match one’s needs before signing up for any plans. Any unresolved online customer grievances can be a warning sign of a lack of customer support. One can also contact customer service to check for their operational hours and level of cooperation in providing details. Not understanding the bandwidth A common mistake most people make while choosing an internet provider is not evaluating one’s bandwidth needs. Connecting multiple devices, working on high-resolution files, or rendering may demand more bandwidth. However, if the internet needs are relatively low, one can save money by paying for an affordable package and then opting for a higher bandwidth later if required.
5 simple ways to increase Wi-Fi speed
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5 simple ways to increase Wi-Fi speed

You probably don’t think much about your Wi-Fi speed until your favorite show stops streaming, your browser refuses to load, or you cannot load your social media posts. This can disrupt your work or ruin your entertainment experience. If this happens often, there are ways to increase Wi-Fi speed. If these tips still don’t work, you must contact your service provider and have a professional take a look. Here are a few things that you can do: Move your router to an open space Since it is a wireless connection, it is affected by various factors. There can be electronic interference from other devices. It is also possible that Wi-Fi signals are encountering obstacles. This can happen when you place your router inside cupboards, bookshelves, or thick decorative boxes. Even walls can act as obstacles. So, move your router to a place where there is minimal interference, and it is closer to all your devices. Ensure that settings are optimized The speed of your Wi-Fi can go down when multiple heavy-duty activities, such as streaming videos, playing online games, and attending video calls, are going on all at once. All of these will eat into the bandwidth, slowing down your Internet connection.
5 tips to stay safe on public Wi-Fi networks
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5 tips to stay safe on public Wi-Fi networks

Public Wi-Fi spots are free to use and available across the country. So you can easily connect and enjoy seamless browsing on the go. However, these connections are not completely secured and can easily be hacked by scammers and phishing sites. But you can ensure your browsing experience is safe and not vulnerable to online attacks in a few ways. Here are a few tips to secure your computer while accessing public Wi-Fi hotspots: Pick a secure network Don’t just click on the first Wi-Fi hotspot that shows up in the phone menu. Pick the correct network name if it’s at a coffee shop, as scammers and hackers duplicate these names. However, you should be able to spot the spelling mistakes in these decoy networks and avoid opening such links at all costs. Ask for the official Wi-Fi names at these places, and only then connect to a secure encryption network. Use a VPN A Virtual Provider Network (VPN) connection is one of the best ways to prevent hackers and scammers from publicly accessing your computer’s IP. A VPN is software that masks the real IP address of the computer connected to a public network by rerouting the connection to a private server.
Top 10 Internet Deals to Expect this Black Friday
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Top 10 Internet Deals to Expect this Black Friday

From researching topics to paying bills and shopping on e-commerce sites, a maximum number of people rely on the Internet to fulfill their essential daily activities. To aid this, buying home internet plans from reliable companies can help ensure speedy internet connection at affordable rates. And Black Friday allows individuals to avail of lucrative offers on the best internet deals. So, here are some Internet deals one is likely to come across this Black Friday: Internet Deals for Business Today, most industries rely extensively on the Internet to complete business operations. Thus, offices must install a fast and secure internet connection to increase their employees’ productivity. Here are some brands likely to offer business internet deals this year. Verizon Verizon offers premium business internet packages enabling quick, affordable, and reliable internet connection for companies. It entails 5G, Fios, and LTE internet options with distinct package plans and prices. The company is known for offering some of the best internet deals during Black Friday and Cyber Monday. It will likely offer discounts on its business internet deals during Black Friday 2023. AT&T This telecommunications company offers fast-fiber internet service and has built-in backup systems to prevent long outages. With an excellent customer service system, this broadband is ideal to be installed in companies.
10 Best 2023 Black Friday Internet Deals to Expect
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10 Best 2023 Black Friday Internet Deals to Expect

An uninterrupted internet connection is a necessity today. Those looking to switch to a new unlimited internet service provider, connection type, or plan should wait for Black Friday to get the best deals. The big sale day is likely to bring discounted internet plans and value-for-money bundles offered by some of the top carriers in the country. So here are 10 carriers likely to offer valuable deals on Black Friday 2023: 5G home internet Verizon usually offers several 5G home Wi-Fi and internet deals for the holidays. For instance, last year, the carrier offered a 10-year price guarantee to new Verizon subscribers. Additionally, customers got gift cards with $150 and $200 on subscribing to some of the popular 5G internet plans. The provider is also known for offering high-speed, unlimited internet plans, making it worth considering. Last Black Friday, T-Mobile gave its new customers a $100 prepaid debit card if they kept the service for at least 60 days, which is equal to two months’ worth of free 5G internet connection. Additionally, customers got $10 off every month for a qualifying T-Mobile voice line. Satellite internet HughesNet offers satellite internet services almost everywhere in the country. Last year, the provider offered a $100 Prepaid Card to new customers who joined between November and December and remained active for 31 days.
6 Easy Ways to Limit Data Usage and Avoid Overage Charges
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6 Easy Ways to Limit Data Usage and Avoid Overage Charges

Phone bills could come with additional charges one did not expect, especially if the mobile data usage exceeds the plan limits. Also known as overage charges, they are usually brought on by unmonitored data usage or a plan that offers inadequate monthly data allowance. So, one can limit additional charges by making a few changes to their internet usage habits. To help one get started, here are a few ways to avoid data overage charges: 1. Monitor data usage Smartphones come with a built-in data monitor to track daily and monthly internet usage. Not only can users track how much internet they use on their phones or other devices, they can also check which applications take up the most data to function. Based on this data, users can be conscious about which applications should be run on home Wi-Fi and not on data. Further, tracking data usage helps users determine if their monthly plan can adequately meet their internet needs.  2. Manage phone applications Certain apps constantly update or refresh themselves. So, while multitasking on a smartphone using mobile data, one may end up using more data than one expects. It is important to review app permissions and settings to disable all unnecessary actions that consume excessive data.
4 online money-making scams to watch out for
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4 online money-making scams to watch out for

The internet has opened up a floodgate of money-making opportunities. These avenues have helped millions of people to make a big buck on the side. But they often require people to invest time, energy, and some skills to reap genuine results. On the flip side, there are several online hacks that promise income but have proven to be fraudulent. To avoid getting exploited or duped, it’s best to be cautious of these scams: Pyramid marketing schemes A pyramid marketing scheme basically asks individuals to join a program and recruit their friends and family to earn a commission through their investments or purchases. One should be cautious of any scheme that requires people to hire new members to make a profit. Work-from-home scams While many recognized companies offer work-from-home job opportunities, not all those who reach out can be trustworthy. Any pop-up ad or unsolicited messages on social media or email that promise such an opportunity should be avoided. Those who apply to these opportunities and get an interview call should be cautious if the company refuses to delve into details about their operations and location and mandates sharing information like driver’s license or bank account details first. Similarly, avoid any requests to pay money for remote work opportunities or “training” sessions.

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A look at some of the best free investment advisors
finance

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
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Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
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Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
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6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
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Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.

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6 high dividend ETF funds you can invest in
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6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
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Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
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Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
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Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
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All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.