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Things to know before using whitening toothpastes
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Things to know before using whitening toothpastes

Important information you need to know about teeth whitening toothpastes Teeth staining and sensitivity are two of the most common issues present today. However, they are equally easily overlooked by a majority of people. While there are in-office treatments, over the counter medications, and other methods available to deal with these issues, the most convenient way is brushing. Although brushing might not give you instant results, it helps in putting up a consistent fight. Considering how neither sensitivity nor teeth staining can be cured once and for all, affordable teeth-whitening toothpaste for sensitive teeth is your best bet. Research has suggested that regular brushing with such specifically designed toothpastes helps remove surface stains caused by the foods we eat. This, however, does not help with the natural color of your teeth or the discoloration present beneath the surface. What you should know about teeth whitening toothpastes Whitening toothpastes can be abrasive, and they work by polishing the stains off. Some other types contain chemicals like peroxides that break down the stains. If you are worried that these might harm your teeth, you can opt for products that have items like charcoal or activated carbon and zinc citrate in them. Some other whitening toothpastes contain blue covarine.
Schizophrenia – Causes, symptoms, and treatments
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Schizophrenia – Causes, symptoms, and treatments

A severe mental disorder, schizophrenia impacts how an individual thinks, reacts to emotions, and perceives reality. It results in a variety of symptoms including delusions, hallucinations, and paranoia that can cause the patient to isolate themselves from the rest of the world. At present, roughly 1% of the total population suffer from this mental disorder. Schizophrenia cannot be cured, however, it can be managed with the help of medications and therapy. This disorder can affect anyone. It typically develops in men during their late teens or early twenties. On the other hand, in women, the symptoms of schizophrenia begin to surface during their twenties or early thirties. The following are some commonly observed symptoms of this condition: Delusions: People suffering from schizophrenia often have delusions that can impair their day-to-day life. For example, they might believe they are being subjected to unjust prejudice, or they are exceptionally famous, or a big disaster is about to occur. Hallucinations: Typically, patients experiencing schizophrenia mention seeing things or hearing sounds and/or voices that don’t exist. Hallucinations can also involve smelling strange odors or experiencing odd sensations in the body. Disorganized speech: Schizophrenia impairs the brain’s ability to think clearly which leads to disorganized speech.
What to eat and avoid for schizophrenia
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What to eat and avoid for schizophrenia

It has been observed that those who have schizophrenia, a chronic psychological illness, usually have diets that are unhealthy, low in fiber and fruit, and high in saturated fats. Unhealthy eating habits typically lead to other health problems which can also put people with schizophrenia at high risk for diabetes, cardiovascular disease, and more. According to research, dietary changes do really help manage schizophrenia. Here are some best and worst foods for schizophrenia. Foods to eat Fruits Many studies show that people with schizophrenia usually do not get enough fiber, and thus, need to eat fruits. Some of the best sources of fiber are apples, pears, and raspberries. Fiber not only helps reduce bad cholesterol but also helps in digestion, thereby reducing the chances of certain health problems associated with schizophrenia such as obesity, diabetes, and heart disease. Vegetables Vegetables don’t have heart-heavy cholesterol, are packed with essential vitamins and fiber, and are low in calories and fat. Veggies like sweet potatoes, kidney beans, and lima beans contain potassium that could help in keeping blood sugar in check. The best food for schizophrenia is spinach as it is high in folate, which could help in easing symptoms of schizophrenia. Apart from spinach, folate can also be found in asparagus and black-eyed peas.
11 home remedies to help manage asthma
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11 home remedies to help manage asthma

Asthma is a lung-related disease that causes the inflammation of airways, leading to troubled breathing. Chronic asthma can make it difficult for one to talk or be active. Asthma has no specific diagnosis or treatment, and therefore, identifying the causes will help better understand the symptoms. Various allergies, consumption of tobacco, environmental factors, stress, tension, obesity, and even genetics can result in developing asthma symptoms. There are a few visual indicators to identify the cause. Here are some easy home remedies you can incorporate into your daily food regime to help manage asthma. Parsley leaf When it comes to herbal remedies, nothing beats parsley. Tea made from parley leaves will help soothe your throat and take care of any congestion that is causing difficulty in breathing and swallowing. Simple and very easy to make, parsley tea is a great remedy for respiratory symptoms of asthma. Milk and olive oil The combination of warm milk mixed with olive oil might not sound very appealing on the first onset; however, this has proven to be an effective natural remedy. A few garlic cloves added to this combination will open up blocked passageways without much effort or time invested. Herbal tea Two distinct ways of preparing herbal tea, one involves the use of licorice root, and the other is a combination of lime juice, crushed ginger, and herbal tea.
Asthma treatment and management tips
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Asthma treatment and management tips

There are various treatment options for the common problem of asthma. It is a long-term disease that usually has no cure but can be dealt with minor adjustments, medications and lifestyle changes. Most people see that their asthma gets cured as they age, so most of the asthma treatment options involve controlling the disease. A proper asthma treatment plan helps: Prevent chronic and troubling symptoms like shortness of breath, tightness in chest and coughing. Reduce the patients need for medicines considered to be a quick relief. Maintain steady levels of lung function. Maintain a steady breathing rhythm to enable sleep throughout the night. Maintain normal levels of everyday activity. Avoid, monitor and prevent emergency asthma attacks that may need immediate attention. The best way to control asthma and manage it as a part of everyday life is to partner with the doctor completely and follow strictly the instructions and medications routines that are recommended. How can one take in active role in controlling and treating asthma? Here are some tips to control asthma. Be aware of the condition and how and when it affects you. Work alongside your doctor and identify and treat other health conditions that may potentially interfere with the management of the main problem of asthma.
Medications and lifestyle changes to reduce cholesterol
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Medications and lifestyle changes to reduce cholesterol

Statins are the first type of medication prescribed to bring high levels of low-density lipoprotein (LDL) cholesterol within normal limits. However, they can have various side effects, and may even be ineffective in case the cholesterol stems from a genetic disorder. Taking certain medicines and making changes to the lifestyle and food regime may help manage cholesterol. Read on to know about the different alternatives to statins that can help treat and manage high cholesterol. Make changes to the food regime High cholesterol levels are mostly a result of eating habits. Increase your intake of naturally low-intensity saturated fat, and minimize your intake of unhealthy processed oils. The myth around saturated fat being bad for cholesterol has been disproved time and again. But remember to opt for clean, natural sources of fat, and cut your intake of processed food and sugar. Foods that need to be included in your regime include: Spinach All green vegetables contain a yellow pigment lutein, still, spinach carries the highest amount. Lutein helps the arteries repel cholesterol particulates that can lead to artery clogging and cause a stroke or heart attack. Avocado This fruit contains beta-sitosterol, which is a plant-based fat that attacks cholesterol molecules and decreases their rate of absorption from food.
Macular degeneration – Causes, symptoms, and treatments
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Macular degeneration – Causes, symptoms, and treatments

Macular degeneration causes a loss of central vision in both eyes. It is a painless condition that normally affects people who are older than 50 years. It is commonly known as Age-related Macular Degeneration (AMD). There are also rare cases of Juvenile Macular Degeneration, which affects young people. Certain genetic disorders are the cause of the development of juvenile macular degeneration. When a person suffers from Macular Degeneration, the central vision is affected. So, there is difficulty in focusing on objects that lie straight ahead. The result is that everything appears blurred, it becomes difficult to read, the faces of people appear blurred and colors of objects around you look pale and dull. Causes The exact cause for macular degeneration isn’t known yet. Aging can cause a person to develop this condition. In older people, the macula, which is a central spot in the retina, develops a problem and causes age-related macular degeneration. AMD can develop as wet AMD or dry AMD. Dry AMD The macula has light-sensitive cells that gradually break down as you age. As the light-sensitive cells reduce in number, the central vision deteriorates. Waste products start to accumulate in the retina and cause small deposits called drusen.
Glucose level charts – Importance, components, and more
health

Glucose level charts – Importance, components, and more

The blood sugar or blood glucose level will indicate the amount of sugar in the bloodstream of a person at an instance. The sugar is carried to the cells of the body to provide energy to the different parts of the body. Our body derives this sugar from the different dietary items that we consume. The blood sugar level is controlled by the human systems so that the glucose levels are never too high or too low. The sugar in the blood is not the same as sucrose or the sugar that we consume – it is in the form of glucose. The level of blood sugar or glucose alters throughout the day. It is the lowest in the morning before you have your breakfast. It rises soon after meals but then settles after an hour or so. In a healthy person, the level of blood sugar in a fasting state will be below 99milligrams per deciliter. However, in patients with diabetes, this level is a lot more fluctuating. The main aim here is to maintain the level of blood sugar within 130 mg/dl before meals and less than 180mg/dl after their meals. What Is A Glucose Chart Or A Blood Sugar Chart?
4 remedies for lower back pain relief
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4 remedies for lower back pain relief

Lower back pain is a disorder involving the nerves, muscles, and bones of the back. It is a common problem that everyone suffers from at some point in their life. As the pain affects the lower end area of the spinal cord – the lumbar region, the condition is also called as lumbago. The lumbar region is a complex structure of joints, muscles, ligaments, and nerves all of which perform together to give support to the upper body. Muscles in the L1, L2, L3, L4, and L5 regions of the vertebrae are responsible for flexibility and rotation of the hips. The nerves in this area support the muscles in the limbs. If any muscles or bones are strained in this area, it can impact a person’s routine tasks. The pain symptoms can be in the form of a dull ache to a sudden stabbing sensation that can affect the body’s mobility. Daily activities like standing up straight, bending or moving around may become painful and strenuous. The condition may occur in an acute form as a repercussion of an injury or a health condition. Over time the swelling in the muscles or the nerves heal, and the pain subsides. However, if the pain extends over a few weeks, then the condition becomes chronic, and effective measures need to be taken to assuage the discomfort.
4 herbal remedies for sickle cell anemia
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4 herbal remedies for sickle cell anemia

Sickle cell anemia is an inherited disease in which the initially flexible, round red blood cells become crescent moon- or sickle-shaped. As a result, blood flow through small vessels slows down or stops, leading to various symptoms. The only cure for sickle cell anemia is a stem cell or bone marrow transplant. However, recent studies have shown that certain herbs and their blend can also provide relief. Read on to learn more about the herbal management of sickle cell anemia. Niprisan herbal extract formula Nigeria has the highest number of sickle cell patients in the world. To help its citizens fight the disease, the Nigerian government’s National Institute for Pharmaceutical Research and Development (NIPRD) developed a herbal formula called Niprisan that has shown promising results. It is made with extracts from four different plants: Piper guineense seed: Also called the West African pepper or Guinea pepper Pterocarpus osum stem: An African timber Eugenia caryophyllus: Also called cloves Sorghum bicolor: Also known as sorghum, great millet, durra, jowari/jowar, or milo The main active compounds of these herbs are piperine, chavicine, capsaicin, and cubebin. The medicine is unlikely to cause significant side effects. Fagara zanthoxyloides Herbal management of sickle cell anemia involves a few other herbs as well, which have shown promising results.

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A look at some of the best free investment advisors
finance

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
finance

Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
finance

Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
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6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
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Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.

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6 high dividend ETF funds you can invest in
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6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
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Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
finance

Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
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Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
finance

All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.