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6 alarming signs of sickle cell crises
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6 alarming signs of sickle cell crises

Sickle cell crisis, also called vaso-occlusive crisis, is a painful and potentially life-threatening episode that occurs in individuals with sickle cell disease (SCD). This type of blood disorder is caused by an abnormal genetic mutation. The condition affects one’s hemoglobin and turns the shape of red blood cells into sickle-shaped cells, leading to restricted blood flow, anemia, and increased risk of infections. Understanding the warning signs of sickle cell crisis is important. Intense pain and headaches Sickle cell crisis brings excruciating pain, often accompanied by headache or dizziness. Individuals experiencing a crisis describe the pain as sharp, throbbing, and unbearable. This pain can occur anywhere in the body but is most commonly felt in the bones and joints. It can be so severe that it interferes with daily activities, making it impossible to ignore. Muscular weakness and swelling Muscular or general weakness can manifest in various parts of the body during sickle cell crisis, making it difficult to move some parts of one’s body or perform everyday tasks. It can also be due to swelling of hands and feet or localized swelling that can be tender or painful to the touch. These symptoms mainly occur because the sickle cells get stuck in the small vessels and block blood flow.
6 foods for relieving nasal congestion
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6 foods for relieving nasal congestion

Although unpleasant, nasal congestion is a common, and perhaps the most pervasive, allergy symptom for millions of people worldwide. It is also a common symptom indicating a cold or flu. Congestion can interrupt daily routine, so one can try management options to relieve this symptom and breathe better. Here, anti-inflammatory foods may help reduce the discomfort. So here are six foods that help fight nasal congestion, prevent excess mucus buildup, and relieve a stuffy nose: Tea Breathing in the steam from hot liquids like tea or broth can help make mucus thinner and relieve congestion. Additionally, green tea is also known for its anti-inflammatory compounds called polyphenols, which can help with swollen sinuses. Honey According to preliminary studies, honey can help soothe a sore throat. It may also help fight upper respiratory tract infections. Honey is generally safe to eat for people over the age of 1. One can add it to tea, use it as a salad dressing, or just eat a spoonful to relieve inflammation. Citrus fruits Vitamin-C-rich fruits such as limes, lemons, grapefruit, and oranges help boost immunity. They also have antioxidant properties, which can help relieve the pain and inflammation associated with nasal congestion. The combination of vitamin C and antioxidants can help thin mucus and reduce allergy-related congestion.
7 early signs of acute respiratory viruses
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7 early signs of acute respiratory viruses

Acute respiratory infections refer to a broad category of illnesses, like bronchiolitis and pneumonia, that affect the lower and upper respiratory tract. A significant number of these infections are caused by respiratory viruses, posing a health risk to individuals of all ages. Common respiratory viruses include influenza, rhinoviruses, common cold viruses, and adenovirus. These viruses can invade the respiratory tract, leading to inflammation and a cascade of symptoms ranging from mild to severe. Early signs of respiratory infections Here are some of the early signs of severe respiratory infections caused by viruses: Fever If you experience a sudden onset of high fever, especially if it exceeds 103°F, could be a sign of viral infection. Fever is the body’s natural response to fight infections, indicating that the immune system is working to eliminate the virus. You may also experience chills along with fever. Congestion and sore throat Nasal congestion and a sore throat are among the initial symptoms of viral infection in the respiratory tract and can cause further discomfort. Cough A cough is often the body’s way of clearing the airways of mucus and foreign particles. Coughing may start as mild irritation and develop into a more severe, persistent cough over time as the infection worsens.
Here’s what one should know about Medigap plans
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Here’s what one should know about Medigap plans

Medigap is additional insurance one can buy to cover costs that are not covered under Medicare. Also known as the Medicare Supplement Plan, Medigap helps one reduce out-of-pocket expenses, i.e., co-payments and deductibles. One can access these insurance services through private companies. However, one must already have a Medicare Part A and Part B plan to buy Medigap. To understand Medigap plans better, here are a few things to know: What is a Medigap plan? Original Medicare (Parts A and B) does not cover all medical expenses. So, private companies can offer Medigap plans to help cover these costs. Nevertheless, Medigap plans generally do not offer long-term, vision, or dental coverage. They also do not cover the cost of hearing aids, eyeglasses, or private nursing. Medigap Plans are aimed at covering costs such as co-payments, deductibles, and coinsurance. Some specific costs that may be included in these plans are: About 20% of out-of-pocket expenses that are not covered by Medicare Part B Coinsurance for Part A Hospital coverage up to 365 days after Medicare benefits are used up Part A hospice or respite care copayment Some plans may also cover emergency medical care while traveling abroad. How much do Medigap plans cost?
7 foods that can cause water retention
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7 foods that can cause water retention

Water retention is a health problem where the body can’t flush out excess fluids, which begin to build up in the tissues. The ailment leads to swelling in the hands, legs, ankles, feet, and other body parts. Water retention can result from several factors, including underlying health conditions. However, nutrition also plays a significant role in its development. The following foods are known to cause water retention and should be avoided. Carbonated soda Carbonated beverages contain a lot of carbon dioxide and artificial sweeteners, which cause the body to retain excess water. When thirsty, individuals should avoid these and opt for natural fruit juices and healthy fluids. Sausages Deli meats like sausages, bacon, pepperoni, and salami have high sodium. Sodium helps preserve the meat and gives it a unique flavor. However, an excess can cause the body to retain more water. Hence, one should limit deli meat intake to maintain a healthy sodium-to-water ratio. Mozzarella sticks Appetizers like mozzarella sticks, chicken fingers, potato boats, and chicken nuggets taste great and satiate cravings. However, these foods are likely to cause water retention owing to a higher amount of unhealthy fats and sodium. Salted nuts Seasoned flavored nuts like chili almonds and salted mixed nuts are often staples during snack time.
5 foods to avoid for high blood pressure
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5 foods to avoid for high blood pressure

High blood pressure is one of the most prevalent health problems globally. While it is a lifelong disorder with no cure, high blood pressure can be managed through treatments and lifestyle modifications. One of the crucial aspects of managing it is eating the right foods and avoiding others. Fresh fruits, green vegetables, and whole foods are often recommended to maintain safe blood pressure levels. Equally importantly, one must avoid fried and fatty foods, among others. 5 foods to avoid that increase blood pressure Cold cuts and cured meats Salami, sausages, pepperoni, bacon, prosciutto, and hot dogs contain a high amount of sodium. The high level of sodium is necessary to preserve the meat. It also gives the cold cuts and cured meats their flavor. However, for those with high blood pressure, eating these meats on a regular basis will worsen the symptoms. Packaged sandwiches Sandwiches can be healthy meal options. However, the nutritional value and whether they are safe for high blood pressure or hypertension greatly depends on the ingredients used. Most packaged sandwiches use white flour-based bread, deli meats, cheese, pickles, and other condiments. All of these make these sandwiches high in sodium, which is bad for managing high blood pressure.
5 early signs of kidney disease
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5 early signs of kidney disease

The kidneys play an important role in eliminating harmful toxins from the body. If the kidneys are impaired and do not function well, one can experience a series of symptoms. Chronic kidney disease can be caused due to several factors, including diabetes, high blood pressure, heart disease, unhealthy lifestyle choices, and abnormal kidney structure. Therefore, it is essential to be aware of any early signs of kidney disease or changes in the body. Frequent urination According to doctors, urinating 8 to 10 times a day is a normal bowel movement. However, if one finds themselves running to the bathroom frequently throughout the day, this may indicate kidney dysfunction. Also, one of the early signs of kidney disease is urinating in the middle of the night. When the filters of the kidneys are not able to function properly, the urge to urinate increases. Swollen ankles When the kidney function is compromised, there can be sodium retention in the body. This retention can cause the swelling of ankles and feet. Swelling in the lower extremities can also lead to other health issues like heart disease, chronic leg vein issues, and even liver problems. Muscle cramping As the kidneys shut down, the organ fails to filter and remove toxins and excess fluid from the body.
8 warning signs of MAC lung disease
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8 warning signs of MAC lung disease

Our lungs are susceptible to various health complications, including mycobacterium avium complex (MAC) disease. MAC is a group of bacteria that usually triggers infections in people with weaker immune systems, such as those with HIV/AIDS and other underlying lung conditions. However, it is also seen in healthier individuals. Various symptoms of MAC lung disease could help diagnose it early and seek appropriate treatment. Here are eight warning signs of the condition. Pain in the chest Someone who develops pain in their chest should see an expert and determine the underlying cause. The pain could result from MAC lung disease and may require immediate treatment. The symptom’s intensity may range from mild to severe and worsen by deep breathing or coughing. Clubbing of the fingers Another warning sign of MAC lung disease is the clubbing of one’s fingers. The individual may find their fingers becoming enlarged and rounded at the tips. This symptom might be associated with the advanced stages of MAC lung disease and could indicate lower oxygen levels in the blood. Shortness of breath Among the first noticeable signs of MAC lung disease is shortness of breath, which worsens during physical activity. It is usually triggered by lung tissue damage.
5 foods that help manage acid reflux
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5 foods that help manage acid reflux

Acid reflux is a condition that can cause a burning sensation in the chest, accompanied by other symptoms such as regurgitation of food or sour liquid, chest or stomach pain, and difficulty swallowing. Sometimes, it may also lead to the development of a lump in the throat. These symptoms occur when the esophageal sphincter fails to function correctly, causing digestive juices and stomach contents to rise through the food pipe. However, certain foods can help in providing relief. Bananas This fruit has low acid content and is highly alkaline, which can help neutralize the stomach acid that causes irritation of the esophageal lining during acid reflux. Moreover, bananas are a rich source of pectin, a type of soluble fiber. This slows down the movement of food through the digestive tract smoothly. Additionally, the fiber helps to keep the stomach feeling fuller for a longer period of time, which can prevent overeating, a major cause of acid reflux. Honey The viscosity or thickness of honey is relatively high. It neutralizes the stomach acids and forms a physical barrier between the esophagus and the stomach. Moreover, it can coat the mucus membrane of the esophagus to protect it against the irritating effects of the refluxed stomach acids.
5 foods to avoid for patients with short bowel syndrome
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5 foods to avoid for patients with short bowel syndrome

Short bowel syndrome refers to a condition that occurs when a major portion of a person’s small intestine has been removed. The small intestine is responsible for absorbing nutrients and water from the food one eats. Therefore, the removal of a major portion of it can significantly impact this absorption process. Consequently, people with short bowel syndrome need to change their food regimen. This includes avoiding certain foods, such as the following: Foods with high sugar content Sugar-rich foods can cause rapid spikes in blood sugar levels. This can cause one’s body to draw excess water into the bowels, leading to loose stools and frequent bowel movements. This further causes dehydration and loss of nutrients. Hence, patients with short bowel syndrome must avoid sugary foods such as candies, sweets, pastries, cakes, cookies, etc. They must also avoid sodas and sugary beverages, which often contain high fructose corn syrup. Foods with high fiber content Due to the reduction in the size of the small intestine, it gets harder for the body to absorb fibers, especially insoluble fiber. Hence, patients with short bowel syndrome must avoid foods with high amounts of fiber (particularly insoluble fiber). These include whole-grain products (like whole-wheat bread and bran products), legumes (like beans, lentils, and chickpeas), and certain vegetables such as broccoli, cauliflower, and Brussel sprouts.

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A look at some of the best free investment advisors
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A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
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Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
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Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
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6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
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Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.

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6 high dividend ETF funds you can invest in
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6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
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Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
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Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
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Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
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All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
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5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.