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5 household items that may increase cancer risk
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5 household items that may increase cancer risk

According to the American Cancer Society, cancer results from changes in the cell structure. Many products that people use daily have been linked to an increased risk of cancer. Some of these products are also on trial in court due to lawsuits. For instance, hair relaxers and straighteners are supposedly linked with uterine cancer. Therefore, here are five other household items one can avoid since they may silently damage one’s health. Air fresheners Most air fresheners, even those claiming to be natural or unscented, contain a known carcinogen called formaldehyde. Excessive exposure to formaldehyde has been linked to myeloid leukemia and other rare cancers. Formaldehyde is also found in other household products such as glues, paints, soaps, and hair dyes. As an alternative, one may opt for natural essential oils. Cleaning products Cleaning products like dish soaps, glass cleaners, disinfectants, and others contain alkylphenols, triclosan, and tetrachloroethylene, all linked to an increased risk of breast cancer. Always check the ingredient list when buying cleaning products and opt for those without carcinogens or other chemical irritants. Scented candles Frequent burning of scented candles in unventilated rooms could increase the risk of developing bladder cancer. Always opt for beeswax candles with a cotton wick, and ensure proper ventilation when lighting candles.
Top 7 benefits of electromagnetic field therapy
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Top 7 benefits of electromagnetic field therapy

Electromagnetism forms the crux of several industries and devices, including cell phones and towers, radar, GPS, and radio waves. Healthcare also uses electromagnetic waves and fields, but most people may not know about their sheer depth and benefits in the field. An underrated application of electromagnetism in healthcare is the super-effective electromagnetic field therapy, a treatment alternative with several wide-ranging health benefits for individuals undergoing it. Here are some reasons to try electromagnetic field therapy: Improving cardiovascular health Electromagnetic field therapy boosts the production of nitric oxide in the body. This chemical compound is critical for the overall growth and development of cells and blood vessels in individuals. Nitric oxide calms down artery-related stress and, as a result, prevents abnormal blood clotting and coagulation. This dramatically improves blood circulation and, as a result, boosts the cardiovascular health of individuals. That, in itself, is one of the prime reasons to try electromagnetic field therapy. Improving sleep Several research studies and real-world applications have found that pulsing magnetic fields can stimulate melatonin production, a hormone that improves sleep and facilitates anti-aging in individuals. As a result, electromagnetic field therapy is directly linked with improved sleep cycles and more sustained rejuvenation in individuals.
6 exercises for better migraine management
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6 exercises for better migraine management

Migraine is a neurological condition identified by recurrent episodes of moderate to severe headaches and differs from regular headaches. Symptoms like sensitivity to sound and light, vomiting, watery eyes, and nausea accompany migraine headaches. While multiple treatment options exist for migraines, there is no known cure. However, it is possible to manage the condition with the help of food and lifestyle changes. Multiple forms of exercise also help in better migraine management. Tai Chi This is a fluent form of martial arts that combines fluid movements and deep breathing and is an effective form of exercise to help with migraine pain. Since stress is a common migraine trigger, it can help patients manage their symptoms. It also effectively reduces blood pressure and improves the patient’s overall health. Pilates Pilates helps strengthen the core muscles, improves body posture, and promotes relaxation. In addition, it can help relax and decrease the frequency and intensity of migraines. This improvement in posture and muscle relaxation may contribute to reducing migraines. Strength training Muscle tension and poor posture can both contribute to the list of migraine triggers. Strength training exercises like resistance band training or weight lifting can help with both problems. Building a strong neck can also help reduce the likelihood of tension headaches by providing better support for the neck and shoulders.
6 foods that worsen EoE symptoms
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6 foods that worsen EoE symptoms

Eosinophilic esophagitis (EoE) is a condition that causes inflammation in the esophagus. This chronic immune system disease is characterized by the aggressive growth of eosinophils, a type of white blood cell, in the lining of the esophagus. EoE flare-ups can resemble allergic reactions. So, certain triggers, such as specific weather conditions, other disorders, and foods, can worsen symptoms of EoE. Here are some of the foods to avoid when dealing with the condition: Milk Dairy products such as milk, yogurt, butter, cheese, and cream can trigger EoE flare-ups. These products are made up of components like casein, diacetyl, lactalbumin, lactose, tagatose, whey, rennet casein, and more that cause undesirable chemical reactions in the esophagus of those with dormant EoE symptoms. Once that happens, the growth of eosinophils becomes even more aggressive, causing symptoms like pain and discomfort. Pasta Most types of pasta contain gluten, another protein that triggers or worsens EoE symptoms. Gluten or wheat sensitivity and inflammation are observed in people with EoE. As wheat and gluten are the building blocks of pasta, cereals, white bread, and crackers, these foods must be avoided when affected by EoE. Alternatively, one can opt for foods like rice, quinoa, tapioca, beans, barley, and legumes, as they offer similar nutritional value without gluten.
3 errors to avoid when buying a medical alert system
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3 errors to avoid when buying a medical alert system

Medical alert systems offer round-the-clock protection without needing a live-in caregiver, making them a dependable and economical way to help people in medical emergencies. Since these devices help a person in a crisis, little research is needed before purchasing one. With the necessary information, a person may buy a medical alert system that is within their budget and meets their needs. So, here are some common errors to avoid when selecting a medical alert system. Mistakes to avoid when purchasing a medical alert system Choosing the wrong type of system Medical alert systems come in two main categories: mobile and home-based. One is intended for stationary use, while the other is portable. Some people buy two types of systems to maximize their coverage. However, many fall detection solutions include a home and a mobile device at a reduced cost. For example, a system with mobile alternatives and a GPS should be considered if a person spends much time outside. In this manner, a caregiver or neighbor can be informed of the user’s location when needed using the technology of this stature. Choosing the gadget based on price The most common mistake when purchasing this device is selecting the cheapest option.
8 smoothie recipes to deal with cold and flu
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8 smoothie recipes to deal with cold and flu

The common cold and influenza are contagious respiratory illnesses triggered by various viruses. While one can recover from the infection in a week or two, some persistent symptoms can affect overall health. To control such health risks, one should try to maintain a robust immune system. Here, making better food choices is a great way to strengthen immunity. So, one can try these simple smoothies to beat flu and common cold symptoms. Apple smoothie This recipe calls for blending apple chunks and a cup of coconut milk. The smoothie will improve vitamin C levels in the body essential for boosting the immune system. Orange smoothie All one needs is a large orange, half a cup of dairy-free yogurt, a small carrot, some ground ginger, turmeric, and ice. This vitamin C-rich smoothie is a great option to deal with cold and flu symptoms. Green smoothie A green smoothie usually contains fresh fruits and vegetables, like kale, spinach, mangoes, and pineapples. All the ingredients should be blended with one-and-a-half cups of unsweetened almond milk until the mixture is smooth. The ingredients contain calcium, vitamin C, fiber, and folate, which boost immunity. Turmeric-infused smoothie Adding turmeric to smoothies is known to enhance antioxidant action.
6 IUD myths that need to be discarded
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6 IUD myths that need to be discarded

Intrauterine devices (IUDs) are a modern form of birth control that are long-lasting, effective, and safe. They are shaped like a ‘T’ and fit inside the uterus. Their primary role is preventing sperm from reaching and fertilizing the eggs. IUDs may be hormonal or non-hormonal. However, there are several myths associated with IUDs and their usage that need to be debunked for the safety of women’s health. Here are six common myths to note. IUDs can only be used by older women IUDs are a safe and effective option for women of all ages. They are available in different sizes to suit the size of a woman’s uterus; it is not a one-for-all device. If a doctor recommends that one is too young to get an IUD, try getting a second opinion. IUDs can cause infertility While this may have been true for some intrauterine devices in the 70s, modern IUDs pose no risks to one’s fertility and are perfectly safe to use. IUDs lead to infections Earlier, IUDs (in the 1970s) were linked to Pelvic Inflammatory Disease and had to be recalled for the same. IUDs today do not cause any infections. However, they also do not protect against sexually transmitted infections or diseases, so it is advised to always use a condom, even with the implant.
5 smoothies to help curb arthritis and joint pain
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5 smoothies to help curb arthritis and joint pain

The pain caused by arthritis is often agonizing. It is a broader term for joint pain or joint diseases, and its effects can be disabling and prevent one from indulging in regular activities. Eating certain foods may also help one tackle the symptoms of arthritis. However, constantly having limited meals can be tiresome. Therefore, here are six healthy and delicious smoothie ideas to help one manage arthritis and joint pain. Pineapple anti-inflammatory smoothie Pineapple juice is rich in enzymes like bromelain that can reduce pain caused by arthritis. You can make a delicious smoothie by mixing other ingredients with anti-inflammatory properties, like romaine lettuce, cilantro, and ginger, to create a healthy smoothie. Add water occasionally until the blend reaches a consistency of your liking. Blueberry kale smoothie Berries like blueberries are known for their rich antioxidant and anti-inflammatory properties. Blend three-quarters of the food with a cup of kale, bananas, two pitted dates, and half a tablespoon of almond butter, and top it with low-fat milk. This combination may help fight the effects of arthritis pains. One can also try making a smoothie with other berries, including blackberries, raspberries, and strawberries, as they have similar properties that may help curb arthritis inflammation.
Eat these 5 foods to manage EoE and acid reflux
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Eat these 5 foods to manage EoE and acid reflux

Acid reflux is an increasingly common digestive disorder affecting many people worldwide. The condition is characterized by a burning sensation in the throat and chest caused by the backflow of stomach acid. People with eosinophilic esophagitis (EoE) can have a more challenging time managing acid reflux as it causes inflammation and narrowing of the esophagus. To manage this condition, eating certain healthy foods is advised. Keep reading to learn more about them. Ginger A natural anti-inflammatory food, ginger can also help relieve the inflammation in the esophagus and alleviate acid reflux symptoms. Ginger has also long been used to help with digestive disorders and manage an upset stomach. Adding ginger to daily meals can prevent the acid from backing up into the esophagus and triggering EoE symptoms.  Oatmeal Oatmeal is high in fiber and low in fat content. It is a great breakfast choice for people with acid reflux and helps reduce the amount of acid that finds its way into the esophagus. In addition to that, it also provides a better satiety value and absorbs the excessive quantity of acid present in the stomach.  Bananas Bananas are one of the fruits people with acid reflux can eat without concerns.
5 superfoods that keep nasal polyps at bay
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5 superfoods that keep nasal polyps at bay

Nasal polyps are characterized by multiple teardrop-like outgrowths appearing on the lining of the sinuses or nasal passages. Chronic inflammation, associated with health conditions such as asthma, recurring infection, and allergic reactions, is the leading cause of nasal polyps. It is a curable condition, with endoscopic sinus surgery a particularly effective treatment alternative. Certain foods can reduce the severity of this condition’s symptoms. Some safe foods that help fight nasal polyps are listed below. Flaxseeds Foods rich in omega-3 fatty acids help fight nasal polyps. These fatty acids are effective antioxidants that can reduce inflammation in the nasal pathways. Foods rich in this nutrient are flaxseeds, salmon, soybeans, and walnuts. Pineapples Pineapple is loaded with bromelain, an inflammation-reducing enzyme that deters swelling inside a person’s sinuses and nasal passageway linings. Additionally, it is rich in vitamin C, an antioxidant that lowers inflammation in the sinus. Moreover, pineapple is also a delicious and refreshing fruit that is incredible to eat or drink as a pulpy juice. Broccoli Like omega-3 fatty acids, flavonoids are also incredible antioxidants that can fight respiratory infections like asthma in people. Some of the best sources of flavonoids are apples, red grapes, onions, cherries, citrus fruits, and tea.

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A look at some of the best free investment advisors
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A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
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Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
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Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
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6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
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Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.

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6 high dividend ETF funds you can invest in
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6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
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Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
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Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
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Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
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All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.