Hair loss – Its symptoms and causes
health

Hair loss – Its symptoms and causes

Hair loss is a result of problems related to the scalp. However, sometimes, it could be due to other underlying conditions as well. At times, it is temporary, but, in most cases, it is permanent. It could be a result of normal aging, hormonal changes, family history, or medical conditions. When there is excessive hair loss, it leads to baldness. In general, heredity hair loss is the prime cause of baldness. Symptoms Usually, hair loss can occur in a multitude of forms and would depend on the underlying cause. Moreover, it might either occur gradually or suddenly and can hamper either the scalp or the entire body. Some common signs of this condition include: Patchy or circular bald spots In some people, hair loss occurs as a patchy or a circular bald spot either in the eyebrows, beard, or scalp. It might lead to painful or itchy skin before hair fall actually occurs. Slow thinning on the top of the head This is the most prominent category of hair loss and occurs in people as they get older. It has been seen that there is a receding hairline or a loss of hair in men as they grow older. On the other hand, women tend to have a broadening of the centerline in the hair.
Major causes, symptoms, and risks of hearing loss
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Major causes, symptoms, and risks of hearing loss

When you age, you can experience hearing loss, and that’s fairly common among people. In our country, approximately one-third of the population between the age group of 65 to 75 years have some or the other form of hearing loss. Moreover, every one in two persons over the age of 75 has this defect. Types of hearing loss One that involves the inner ear – Sensorineural One that involves the middle or outer ear – Conductive Combination of the two – Mixed Usually, hearing loss occurs because of prolonged exposure to loud noises or simply as a result of aging. However, with the excessive accumulation of earwax, your hearing might be temporarily reduced. Though hearing loss cannot be reversed, certain steps can be taken to reduce its impact. Symptoms of hearing loss Inability to comprehend words, especially in a crowded or a noisy place Repeatedly requesting people to speak loudly, clearly, and slowly Trying to withdraw from conversations Muffling of sounds Inability to hear consonants Having to keep the radio or the television sound up Causes Build-up of earwax over time When there’s a gradual build-up of earwax, it tends to obstruct the ear canal. As a result of it, the sound wave conduction gets hampered.
Symptoms, causes, and risks of high cholesterol
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Symptoms, causes, and risks of high cholesterol

Cholesterol can be understood as some waxy substance in your blood, which is needed by the body to build its healthy cells. However, when the cholesterol increases to an uncontrolled level, it can put you at risk of heart diseases. Furthermore, as a result of high cholesterol, there can be a fatty deposit in your body’s blood vessels. Because of this, it gets hard for the blood to flow through the arteries. What can high cholesterol lead to and how does it develop? At times, the deposits break down and lead to a clot formation, which can either result in a stroke or a heart attack. Though high cholesterol mainly develops as a result of your unhealthy lifestyle choices, it can be inherited too. However, it is both treatable and preventable. With the inclusion of regular exercises, a nutritious diet, and proper medication, you can reduce cholesterol levels. Symptoms As such, there are no definitive symptoms of high cholesterol. The only real way to diagnose it is via a blood test. Causes Cholesterol is attached to proteins and is transported into the body via the blood. This amalgamation of cholesterol and protein is known as a lipoprotein. Depending upon what the lipoprotein carries, there are two different types of cholesterol.
Important things to know about addictions
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Important things to know about addictions

Addictions have become an extremely serious global issue. From different kinds of substances to alcohol and nicotine, people can be addicted to a variety of vices. Being addicted to something is a disorder, which affects the behavior and brain. When the addiction increases, one loses control over his/her urge to use the substance, even if they know how bad it is for them. Understanding it better First, one needs to understand that addiction is a disease. It can start from consumption on an experimental basis, which leads to more intake use until the person cannot control the urge any longer. While some substances may take time to become addictive, a few can be riskier and turn a person into an addict immediately. Like most other diseases, addictions can be treated, but it requires more support from loved ones, and one needs to develop the willpower to quit. Symptoms of addiction Sometimes it can become quite difficult to identify if one is addicted to any substance. Avoiding the consumption of alcohol or any other substance is the best way to save oneself from addiction. However, if a person has started consuming any of these substances, they must look for the following symptoms to recognize if they have become addicted.
Aging –  Its types, warning signs, symptoms, and risk factors
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Aging – Its types, warning signs, symptoms, and risk factors

Aging is a natural process. All of us grow older with time, which is why it is crucial to lead a healthy lifestyle. This way, old age does not bring too many problems along. From pain in the joints to suffering from forgetfulness, there are a bunch of things that are associated with aging. Types of aging Cellular aging The aging process of cells is dependent on the frequency with which they replicate. A cell can replicate itself around 50 times, and after that, the genetic material cannot be copied properly. This happens because of shortened telomeres. Hormonal aging Hormones play a huge part in the aging process, more so when a person is in their childhood or adolescence. The levels of hormones keep fluctuating as long as we live. Puberty results in the formation of large pores and acne. As we get older, the change in hormones contributes to the formation of dry skin. Metabolic aging Cells are responsible for transforming food into energy throughout the day. The byproducts produced during this process can be quite harmful. The metabolizing process causes damage to the body. Some are of the opinion that the slow-down of the metabolic process through methods like calorie restriction could result in slowing down the process of aging.
Knowing the symptoms of common allergies and their risk factors
health

Knowing the symptoms of common allergies and their risk factors

An allergy is a hypersensitive reaction of the immune system to a foreign substance. The immune system is responsible for producing substances referred to as antibodies. When an individual suffers from allergies, their immune system generates antibodies that help in identifying the harmful allergens affecting the body. The symptoms of allergies are dependent on the substance one has been affected with. The reactions can be mild, moderate or severe in nature. Hay fever Hay fever, which is also called allergic rhinitis, can result in sneezing, runny nose, itching in the eyes or the nose, and watery or swollen eyes. Food allergy An allergy, which has resulted from consuming a particular food item, can lead to a tingling sensation in the mouth, lips or face swelling up or anaphylaxis, which could pose a threat to one’s life. Insect sting allergy A sting from an insect can cause the affected portion to swell up considerably, cause an itching sensation across the body, and lead to shortness of breath. Medication allergy An allergy, caused by the consumption of some medication, results in an itchy skin, rash, hives, swelling on the face, wheezing, and anaphylaxis. Atopic dermatitis This is a skin condition, which also goes by the name of eczema.
Understanding Alzheimer’s disease
health

Understanding Alzheimer’s disease

Alzheimer’s results in the unfortunate wasting away of brain cells, causing their premature death; it is a progressive ailment. It is the most common kind of dementia, wherein a person’s social skills, behavior, and thinking capabilities decline, disrupting their ability of independent functioning. The earliest signs of this disorder may be forgetfulness with severe memory loss as the disease progresses. Here are the common symptoms of Alzheimer’s disease: Memory loss Repeating questions and statements Difficulty in finding words to identify objects, participate in conversations, or express thoughts Forgetting events, appointments, and conversations Forgetting family members’ names and common objects Getting lost in known places Misplacing things Thinking and reasoning Losing the ability to make reasonable judgments and decisions Making uncharacteristic or poor choices in social gatherings Difficulty in responding to everyday situations Planning and performance Routine activities, such as cooking or planning becomes difficult Advanced stage patients may not be able to perform basic tasks, such as bathing or dressing Personality and behavioral changes Delusions Depression Loss of inhibitions Apathy Wandering Mood swings Modified sleeping habits Social withdrawal Aggression and irritation Distrust in others Why does Alzheimer’s occur? The patient’s brain changes due to Alzheimer’s disease. The brain becomes smaller as the disease progresses with lesser healthy brain cells.
A helpful overview on anemia
health

A helpful overview on anemia

Anemia refers to the medical condition in which the body does not produce enough red blood cells to transfer oxygen to the tissues in the body. When you suffer from anemia, you feel weak and exhausted all the time. This disease can be temporary in nature or have a long-term effect on a person’s health, in which case they will require continual treatment. Causes Inflammation Several kinds of diseases like kidney diseases, cancer, rheumatoid arthritis, Crohn’s disease, and chronic inflammatory diseases obstruct the process of producing red blood cells. Iron deficiency anemia This is the most common kind of anemia. As the name suggests, it is a result of a deficiency of iron in the body. The bone marrow requires iron to produce hemoglobin. When there is a shortage of the nutrient, the body fails to generate a sufficient amount of hemoglobin to produce red blood cells. Vitamin-deficiency anemia Apart from iron, the body requires vitamin B-12 and folate to generate red blood cells. When your diet does not have any of these, there is a sharp drop in the red blood cell count. There are also cases of people who consume vitamin B-12 but not absorbing it properly. That gives rise to vitamin-deficiency anemia.
Arthritis – Types, signs and risk factors
health

Arthritis – Types, signs and risk factors

Arthritis is a medical condition that is marked by inflammation in the joints. It can affect a single joint or several joints in the body. There are different types of arthritis. Each one can be traced to a different cause, with various methods to treat them. Types Primarily, there are two main kinds of arthritis – rheumatoid arthritis and osteoarthritis. These can be broken down into several categories. Osteoarthritis This is the most commonly diagnosed form of arthritis. When a person is suffering from osteoarthritis, the cartilage of the joints gets severely damaged. The cartilage is the tough, coarse protective coating found at the end points where the bones come together to form a joint. Cartilage acts as a cushion to this part of the bones and facilitates the frictionless movement of the joints. When the cartilage gets damaged, the bones grind against each other, causing severe pain and restrictive movements. This damage can take place over a few years or in a short time. Rheumatoid arthritis In this type of arthritis, the immune system adversely affects the outer covering or the lining around the joint capsule. The joint capsule is a hard membrane that surrounds parts of the joints.
Common blood disorders – Symptoms, causes, and risk factors
health

Common blood disorders – Symptoms, causes, and risk factors

Blood disorders can be of various types. The most common ones include anemia, bleeding and clotting disorders like hemophilia, and cancers like lymphoma and leukemia. In this article, let’s look at the symptoms, causes, and risk factors associated with some of the common blood disorders. Read on to know more about three common blood disorders. Leukemia Among the most common symptoms of leukemia are extreme fatigue and feeling ill. Additionally, people with leukemia have a tendency to bleed easily; the urine or stool may be accompanied by blood, or patients might bleed from their nose or gums. One may also experience swollen lymph nodes, weight loss, and a loss of appetite. Causes: Leukemia typically develops when the DNA inside the blood cells starts getting damaged, which can cause the blood cells to grow and divide uncontrollably. In this situation, the healthy blood cells die and are replaced by new abnormal cells, which develop inside the bone marrow. However, abnormal blood cells do not die naturally and keep building up. This leads to the cancerous cells overcrowding and outnumbering the healthy cells, resulting in leukemia. Risk factors: The most common risk factor associated with leukemia is the presence of certain viruses (human T-lymphotropic virus) in the body.

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6 high dividend ETF funds you can invest in
finance

6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
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Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
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Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
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Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
finance

All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.