Top 10 Tablet Deals to Expect on Black Friday 2023

Top 10 Tablet Deals to Expect on Black Friday 2023

Tablet computers are an innovation that has enabled consumers to use a wide range of productivity apps or stream their favorite shows and movies on the go. They are a natural extension of the smartphone, featuring the ultimate culmination of touch technology and computer processing power at an affordable price tag. While Black Friday 2023 sales have yet to be announced, customers can vet the devices that went on sale last year.

1. iOS tablets
iOS is the leading operating system used on most tablets sold across the globe. The main reasons the Apple OS works so well include its simplicity of use and stunning graphical user interface. The fluidity of design and innovative features of the iPad are just some of the key highlights of the products. The most premium variant in this series boasts a stunning hardware configuration with an in-built M2 chip, iOS 16, a liquid retina display, dual camera systems, and even Wi-Fi 6E and True 5G support. Previous year’s sales indicate discounts in the range of $300 to $400 for the premium range of iOS tablets.

2. Android OS tablets
Android is a major player in the smart tablet computer market. Its tablets can also be used as tablet PCs. Also, compared to premium iOS tablets, Android offers a more affordable range of products with premium, innovative technology. This is granted if some premium variants of the Android ‘Techverse’ are priced more than or equal to those of iOS products. However, Android continues to be a crowd favorite for every Black Friday sale, with exclusive trade-in bonuses offered by the top brands in the competing space. With average Black Friday discounts of $100 to $200 and trade-in bonuses that practically pay for the product, don’t miss out on the best tablet offers in the upcoming sales.

3. Linux OS tablets
Tech-savvy shoppers looking for an immersive experience can consider the wide range of Linux-based tablets. One of the key highlights of the technology used in this segment is access to several open-source coding tools. So, developers can unleash their creativity and code on the go with kernels and platforms supported by Linux devices. Premium Linux-based systems might be up for grabs, with early-bird deals up to 50% ahead of the sale based on the previous year’s estimates.

4. Microsoft tablets
A tablet that doubles up as a computer—now that’s a feature that will certainly come in handy for content creators on the go. Microsoft has introduced a wide range of tablet devices with attachable keyboards and smart pencils to make the most of its exclusive productivity apps and online services. Last year, tablets saw a $400 price drop.

5. Fire tablets
Amazon’s Fire tablet series is one of the most affordable picks when it comes to functional tablets that consumers can buy for a reasonable price. It had an average price starting at $55 last year. These devices’ key features include a thinner bezel design, a brighter display, better screen resolution, and a faster processor. For the price, it’s a great starter tablet for students and kids who need access to productivity tools for assignments.

6. Booklet tablets
Many brands are also dabbling in the concept of foldable tablets. These space-saving computing systems can fit into a pocket like an average-sized smartphone. But when opened up in fullscreen mode, consumers can enjoy the complete functionalities of a tablet, with support for smart pencils. Booklet tablets are also popular among voracious readers who prefer an alternative eBook reader to popular Kindle devices since these are cheaper in comparison. Last year, customers could buy booklet tablets for just $80.

7. Convertible tablets
Convertible tablets are the latest rage, as these all-in-one computing systems can be transformed into fully functioning computers or restored into a tablet that consumers can carry everywhere. With exclusive detachable accessories like a keyboard, a mouse, and portable audio devices, this innovative technology is a certain space saver. The best part is that all software and hardware configurations meet the requirements of basic productivity suites installed for study and work. Convertible tablets have been the hottest-selling products at every Black Friday sale, with estimates of $400 to $800 discounts on the retail price.

8. Rugged tablets
Rugged tablets are quite the proof of concept design that has gained popularity in recent years. With many brands exploring possibilities in this durable technology, these tablets are designed for heavy-duty use. One of the key highlights of these products is customization, where shoppers can choose the OS-configured productivity suites for a complete experience. Last year’s sales indicate discounts between $150 and $250 for popular selling options.

9. Kids tablets
Children these days love to use technology for learning and development. A tablet serves this purpose well, with productivity suites and apps designed for the specific purpose. Since they are designed for kids and don’t require heavy software, many brands have introduced affordable, essential tablets that are available for a couple of hundred dollars during sales.

10. Student tablets
Popular brands introduced a wide range of affordable tablets featuring excellent parental controls, rugged designs, and an exclusive library of kid’s content for students in school. Even with limited storage and an entry-level processor, for the price, these tablets are more than sufficient for school projects and activities. Offers started at $150 last year.

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A look at some of the best free investment advisors
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A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
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As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
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Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
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The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.

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Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
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Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
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Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
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5 technologies revolutionizing financial services
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For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.