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Top 20 furniture deals to check out ahead of Black Friday 2022
Furniture

Top 20 furniture deals to check out ahead of Black Friday 2022

Black Friday sales perhaps provide the best opportunity to customers who wish to give their homes a perfect makeover but hesitate because of a budget crunch. Usually, the market remains loaded with various dazzling options, but none match the high price drops characterizing the prime shopping day of the year. In fact, it is on this day that customers can hope to shop more yet save big. Best 2022 Black Friday Furniture Sales This year, the big day is expected to be scheduled for November 25. However, the deals will likely grace the market from the first week of November itself. With November almost knocking at the door, it is better to buck up and start researching some of the best Black Friday furniture sales that are expected to be offered this year. Here are some of the best furniture deals for the year. Sofa Beds Wayfair Wayfair is one of the most sought-after furniture retailers on the market and is famous for extending some fascinating offers on its top picks during Black Fridays. Last year, the retailer offered its in-demand three-seater sofa for a whopping 48% off. This year, too, customers can expect some interesting bargains on similar lines.
20 Black Friday 2022 unmissable furniture deals
Furniture

20 Black Friday 2022 unmissable furniture deals

If you’ve been waiting for Black Friday to make a big-ticket furniture purchase, now’s the time, especially if you’re searching for something, like a sofa or mattress. We’ve seen savings of up to 50% in recent years, so browsing the bargains may really help keep prices down, which is crucial, considering the cost of living. Also, remember to bookmark websites that offer information on the current Black Friday furniture bargains. Metal and wood platform bed frame On Amazon, the ZINUS Suzanne 37-inch Metal and Wood Platform Bed Frame could drop to $189 (was $220), a $31 savings. Bathroom vanity Last year, the Lark Manor Burchard 36′′ Single Bathroom Vanity Set was available for $549.99 (down from $724.99). Add this to your shopping list to save $175 at Wayfair. Floor lamp The AllModern Finton 60.25-Inch Tripod Floor Lamp might be available for $149, a 44% reduction. That’s a deal you don’t want to lose on. Queen-sized bed frame Last Black Friday, the Plank Beam PB312-002 Solid Wood Queen-Size Bed in White was on sale for $270.74 (down from $319). On Amazon, that is a 37% discount. Coffee table Cumka Coffee Table Teak Resin 23.6′′ is anticipated to retail at Walmart for $205.60, a 30% discount.
20 Furniture Deals to Anticipate on Black Friday 2023
Furniture

20 Furniture Deals to Anticipate on Black Friday 2023

There is nothing more pleasing than a well-furnished home that perfectly integrates aesthetics and utility. However, decorating a home requires considerable prior planning and budgeting, and paying full price for items may be more expensive than it is worth. Annual sales seasons like Black Friday help buyers ensure lucrative discounts on furniture pieces like sofas, beds, and dining tables. With Black Friday 2023 approaching, here are the top furniture deals one can expect this year: Sofa Beds Queer Eye Queer Eye’s futon sofa beds are made of sturdy wood, with faux and soft-leather upholstery. Moreover, its convertible sofa beds can easily recline between the sitting, lounging, and sleeping positions. Last year, Queer Eye’s Liam futons were available for $126 off their original price of $480. Ollie Ollie’s futon sofa beds entail box tufting, and they are a compact option for smaller spaces. The Ollie Futon Sofa Bed was available at 31% off on Wayfair last shopping season and may be offered on sale again this Black Friday. LINSY HOME LINSY HOME’s sleeper sofa beds are lined with memory foam mattresses, which utilize body heat to mold to one’s body shape, preventing back issues and ensuring optimal comfort. These sofas were available for $200 off at Walmart last Black Friday; thus, buyers should be on the lookout for discounts on LINSY HOME sleeper sofas even this year.
Top 20 Furniture Deals to Expect on Black Friday 2023
Furniture

Top 20 Furniture Deals to Expect on Black Friday 2023

It is time to get ready for the annual shopping extravaganza. Big sales days are right around the corner to help one find the best deals on all furniture. Whether one is looking for an easy home improvement project or replacing old furniture with new, Black Friday is the perfect time to find almost all wishlist items at discounts. So, here are some of the best pieces of furniture worth considering on Black Friday 2023: One-seaters 1. Those looking for a cute yet cozy accent chair can consider the Pica Chair, which carried a $100 discount last Black Friday. So, one should keep an eye out for deals on armchairs and recliners on the Burrow website this year. 2. Alternatively, the Moon Pod is a high-density bean bag that allows one to sink in and experience an almost zero-gravity sensation. It would also make an excellent present for loved ones, as it has previously carried a $125 discount during the shopping season. 3. The Jollene Winged Leather Accent Chair is a majestic accent chair with standout features like a wingback seat and artful, curving arms. However, the best part about considering this product is the $300 discount shoppers grabbed last Black Friday.
6 tips to consider while buying clearance furniture
Furniture

6 tips to consider while buying clearance furniture

Buying products on clearance sales is an effective way for customers to avail themselves of lucrative discounts while trying out unsold products from new brands. Since buying furniture is a major long-term investment, buying furniture pieces on sale during stock clearances is beneficial. However, one should research the quality and durability of products offered during such sale seasons. This article provides some tips to consider while buying furniture at stock clearance sales: 1. Make a list of furniture pieces needed It helps to begin listing all the furniture pieces one needs, such as sofa sets, chairs, tables, wardrobes, and shelves, which can help pick all the required pieces for one’s home while not buying anything unnecessary. 2. Research on the reason for the sale and quality of products Stock clearance sales may sometimes be organized because a brand is running losses. In such cases, one should investigate why customers do not buy the products. If there are quality issues, it is best to avoid buying furniture from the stock clearance sale in question. 3. Don’t wait till the last minute to buy the products Furniture shops typically experience heavy footfalls during stock clearance sales. Consequently, there is always a possibility of products getting sold out by the end of the day or sometimes even by midday.
4 factors to consider when buying exterior doors
Furniture

4 factors to consider when buying exterior doors

An exterior door serves multiple functions—it keeps the home and its occupants safe from outsiders, acts as an inviting entrance for visitors, and adds to the curb appeal—helping homeowners create a strong first impression. So, choosing the right exterior door can require careful consideration of various available styles, suitable materials, and pricing. To help make this decision easier, here are a few key factors to consider when buying exterior doors: 1. Material One of the most important factors to consider when buying exterior doors is the material. Here are the common options: Wood: Wood is a popular choice here, and several different types of wood can be used. The cost of a single door would depend on the type of wood used, such as cherry, hickory, knotty pine, mahogany, maple, pine, and white oak. These doors typically require regular maintenance, as they are prone to moisture damage and cracking. Metal: Metal is the most durable material for doors. It is generally affordable and requires little-to-no maintenance. However, metal doors come in standard sizes and cannot usually be trimmed to meet unique requirements. The material is also prone to denting and rust damage. Fiberglass: Fiberglass has become an increasingly favored choice, being a low-maintenance, customizable material that is less likely to fade, dent, rust, crack, or scratch.
Top 5 tips for choosing the perfect leather sofa
Furniture

Top 5 tips for choosing the perfect leather sofa

A leather sofa is a piece of furniture that incorporates style with practicality in a home space. It is sturdy and durable, making it a good long-term addition to a household. However, such furniture products are often expensive. Therefore, besides picking the right aesthetics for one’s home, including a leather sofa, there are several specifics to consider. Keep reading to find out five things to keep in mind before buying a leather sofa. Check closely for tiny imperfections When buying a leather sofa, look for tiny imperfections. They indicate its authenticity, as real leather is never completely smooth. Those interested in buying a genuine leather couch should check the material for minor grooves and unevenness. Other ways to determine if the leather is genuine include- Smelling the leather for a rustic or robust smell instead of a chemical-heavy smell Checking for rough, unfinished edges Looking for a marking, label, or certification identifying its authenticity. Consider aging Since leather is a natural material, it tends to age over time. That means one may not have a perennially new-looking leather couch. With daily wear and tear, leather upholstery may also begin to develop marks or changes in color, adding a touch of uniqueness to the furniture.
4 mistakes to avoid when buying furniture for the home
Furniture

4 mistakes to avoid when buying furniture for the home

Buying furniture needs time and a whole lot of planning and visualization. One has to think of the big pieces to add to the room and the complementing elements that can help everything come together, including the wall colors, flooring, and everything else. However, people often make some common mistakes while shopping for furniture that may cost them dearly. Here are some such mistakes one must avoid when buying furniture. Not measuring carefully Before buying a piece of furniture, one must carefully measure it and the dimensions of the room where it will be placed. It is recommended to measure it a couple of times to ensure accuracy. Also, it is important to consider the doorways when buying the furniture. While the living space or the bedroom might be big, the furniture must still fit through the doorway to move. So, always get these basics in place. Also, understand the scale of furniture and the living space. Think creatively and see how some big elements might go well with a small room. Buying cheap furniture Do not buy just anything because it is on sale. One must consider the furniture as an investment in one’s home. One must get pieces that make one feel comfortable and complement the look of the house.

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A look at some of the best free investment advisors
finance

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria
finance

Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.
Top 10 debt settlement companies to consider
finance

Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
6 top business credit card companies
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6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Top 6 NNN properties for sale in the country
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Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.

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6 high dividend ETF funds you can invest in
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6 high dividend ETF funds you can invest in

Before you search for the best dividend exchange-traded funds (ETFs), it is recommended you understand your needs and overall investment objectives. ETFs are hybrids of mutual funds and stocks. When you invest in the ETF, you purchase shares in the fund, which buys the underlying asset. Here are six of the best high-dividend ETF funds: Vanguard High Dividend Yield (VYM) This ETF adopts the simple method of choosing stocks that have higher dividend yield when compared to other companies. This has resulted in building a diversified portfolio comprising 400 stocks with higher market capitalization. The majority of these stocks belong to the healthcare, consumer, and financial sectors. During the last decade, VYM delivered average annual returns of 12.9%. The expense ratio is the lowest in the industry at 0.06% per annum. Vanguard Dividend Appreciation (VIG) The ETF focuses on investing in companies that have a long history of increasing their dividend payouts over the years. The portfolio includes approximately 180 stocks with low yields. The ETF has earned average returns of 12.6% per year over the last 10 years. The expense ratio is 0.06%, which makes it an excellent option if you do not mind lower dividend returns currently but want to earn more in the future.
Top 5 providers for automated investments
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Top 5 providers for automated investments

Roboadvisors are gaining popularity as these investment programs offer affordable financial advice to a large number of investors. These automated advisors use an algorithm to recommend investment options that best suit your requirements. The best automated investing algorithms offer simple account setup, portfolio management, low fees, strong goal planning, and security. Here are the top five providers of automated investments. Betterment This roboadvisor is the best for delivering top-quality services. You may sync various financial accounts without investing to gain an overall picture of your investment portfolio. You may choose the pre-built Betterment portfolios or customize one to meet your needs. The algorithm gives you the flexibility to add new goals as required while monitoring your progress without any difficulties. The advisor charges between 0.25% and 0.4% management fees with no minimum account requirement. Wealthfront It is one of the largest Robo-advisors and provides goal-based investing enabling you to understand the future effects of your financial decisions. You may choose from a wide range of portfolios that comprise individual stocks to meet your financial goals. Once your portfolio accumulates USD 25,000, Wealthfront allows you to borrow against its value. The service provider also offers margin lending. The management fee for most accounts is 0.25% and you need an account minimum of USD 500.
Top 5 retirement investment funds for your portfolio
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Top 5 retirement investment funds for your portfolio

Most people work for decades so that they can make investments and collect sufficient funds for their retirement years. Having enough savings for the golden years is ideally the most significant goal for you as an investor, but the volatile market may make it difficult to understand which retirement funds are suitable for you. To help you out, here are the best retirement investments that you can include in your portfolio: Vanguard Target Retirement 2035 Fund This retirement fund is created for investors who want to retire early so that they can enjoy the benefits of their investment within 15 years. However, even if you don’t want to retire that early, this fund has various offerings that make it one of the best retirement investments available in the market. As of now, this retirement fund offers a current yield of over 2%, and the expense ratio is 0.14%. Plus, Vanguard is quite a trusted name for keeping your money safe. Northern Global Tactical Asset Allocation Fund This fund offers one of the best diversifications and a lot more protection in case the fund underperforms. So, it invests in mutual funds and exchange-traded funds and aims to provide long-term capital appreciation at an expense ratio of 0.58%.
Top 5 capital providers for your business
finance

Top 5 capital providers for your business

People who wish to set up their business ventures need additional funding to get going. Many banks and financial institutions help promising businesses with the same and in this article, we would be covering guaranteed business loan providers. You can check the following list out when looking for business loan providers. Wells Fargo Wells Fargo is one of the best financial institutions when it comes to guaranteed business loan providers in the market. It offers various other financial products. It claims to be a leader when it comes to small business loans. The unsecured business loan has varied loan amounts starting from $10,000 and going up to $100,000. The term for this product is between one to five years. Additionally, you can go for other loans offered by Wells Fargo, such as the Equipment Express Loan or the Advancing Term Loan. Capital One Capital One does not only offer good deals on business credit cards, its business loan is worth considering too. If you are looking at a funding source that can help expand your business or get going with the operations, then we highly recommend you to choose the business loan offered by Capital One. Starting at a minimal amount of $10,000 and a maximum term length of 5 years, the repayment term is simple and can be done on a monthly basis.
All you need to know about home insurance policy
finance

All you need to know about home insurance policy

Buying a home comes with a lot of responsibilities. There are a lot of risks that come with owning a home like the risk of theft and property damage. Investing in the right kind of home insurance policy is important so as to be financially prepared for these risks. There are several different companies in the market that offer home insurance policies with different kinds of terms and coverages. Remember the following points before choosing a home insurance policy. Explore your options As mentioned earlier, there is a wide variety of home insurance policies available to homeowners at this time. When selecting one, it is important to consider factors like what potential risks are being covered in the policy. It is also important to consider the company’s record in your area, whether they are reliable as insurance providers, and their response time. Ask about discounts Home insurance policy in 2021 offers additional services and discounts. They may offer discounts on additional safety installment services such as installing an alarm system, smoke alarm, or better locks. There may also be certain offers for old and retired personnel as well as some discounts for policies when taken via your employer’s or organization’s reference.
5 technologies revolutionizing financial services
finance

5 technologies revolutionizing financial services

For any industry to sustain itself in today’s world, implementing digital strategies has become indispensable. This holds particularly true for the financial services industry. The good news is that digital transformation in financial services has already begun, and we’ll likely see more and more innovative technologies underpinning banking and financial institutions in the coming years. Keep reading to learn about the latest digital transformation trends in the financial services industry. Big data and artificial intelligence The combination of big data and artificial intelligence is a revolutionary digital strategy that is shaping the future of banking and financial services. The technology helps institutions process, store, and drive valuable insights from the data they gather from their customers’ activities. Big data and artificial intelligence allow institutions to create a highly personalized experience, helping businesses attract and retain customers. Blockchain Blockchain is a fairly new technology that is becoming increasingly popular in the financial services industry. With blockchain technology, all transactions are permanently stored in the blockchain network, providing the highest level of transparency and security. Nobody can tamper with these transactions, which nearly eliminates the risk of error and fraud. Besides security, the technology is being explored for use in a wide variety of banking and investment applications.